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whiteheat
12-13-2011, 08:08 PM
Some ATMs have their own withdrawal limits and fees, you can check with the bank operating the ATM to be sure. Remember that you can also use the card to make direct purchases with online and offline merchants accepting debit MasterCard cards, which will avoid ATM fees altogether.

If your partner/affiliate programs supports it, you can also look into the worldwide local bank transfer service.



Thank you for your reply.
If i pay online, they still charge me for the conversion rate fee, unless I pay in dollars, for example in an american site.

I'm looking for the worldwide wire transfer, even thou it will take more time to get money with wire transfer than with payoneer.
Even national wire transfer takes few business days so I guess international would be a week at least.
I think I'll switch with that payment option when i saved up a bit so I won't have worry to wait to get the wire transfer :)

I realized the 8 euro fees I got from ATM withdrawl and paying on the web in euros is from mastercard conversion rate, there is no way to avoid that right?

Nissim-Payoneer
12-14-2011, 03:41 PM
Thank you for your reply.
If i pay online, they still charge me for the conversion rate fee, unless I pay in dollars, for example in an american site.

I'm looking for the worldwide wire transfer, even thou it will take more time to get money with wire transfer than with payoneer.
Even national wire transfer takes few business days so I guess international would be a week at least.
I think I'll switch with that payment option when i saved up a bit so I won't have worry to wait to get the wire transfer :)

I realized the 8 euro fees I got from ATM withdrawl and paying on the web in euros is from mastercard conversion rate, there is no way to avoid that right?

The conversion rates exist with all credit/debit cards, not just Payoneer. There's no way to avoid those (and we don't profit from them, they are charged by MasterCard and the issuing bank).

If your partner/affiliate program support the worldwide local bank transfer service, it is just a flat fee per payment and it takes 5-7 business days to process (sometimes sooner, it depends on the bank).

Nissim-Payoneer
12-14-2011, 04:08 PM
Hey there! I have a question:

I'd like to receive my funds electronically instead of having a check being mailed to me. Unfortunately most of the companies like Streamate won't transfer the funds directly to my bank account, and that's why companies like yours exist.

Anyway, if I use your service, how much would I be charged for using it per month? Or do I have to have a minimum amount of money each month? What if I want to transfer the funds I get in my payoneer account to my bank account (It's from Banamex, a Mexican bank now owned by CitiGroup)? Would I be charged for that kind of operations(monthly use of the account plus transferring the funds from Payoneer to my Banamex Account)?

Also, do you offer online banking?

One more question: What sites are you affilliated with? I know you guys work with ImLive and Streamate, but which other sites?

I just feel more comfortable withdrawing my money from my local bank account, that's all.

We offer the prepaid debit MasterCard card and a worldwide local bank transfer service. While all of our partners will offer the prepaid card, some do not offer the bank transfer service, so you'd have to check with them to see what is available.

Monthly fees vary depending on the partner, however there is no requirement as to the amount you must have each month. The monthly fees are also not retroactive so if you don't use the card for a month we won't charge you.

We currently do not offer a card to bank transfer option, so you'd have to choose either the prepaid card or bank transfer option.

Exact fees will be listed at the start of the online application (before you submit it) and then again at any time via your online My Account page.

We work with many companies, and have over 1400+ partner/affiliate programs. There is no official list, however if you want to PM me the names of some companies I can confirm if we work with them or not.

KarinaGiselle
12-14-2011, 04:12 PM
Ok so, if Streamate pays me through Payoneer (I'd need to ask if they're willing to pay me through Banamex), how can I transfer the funds from Payoneer to my Banamex account? I seriously NEED the funds inside an account I can trust (I've always used Banamex and I feel outside of my comfort zone putting my money in other's hands).

Nissim-Payoneer
12-14-2011, 04:16 PM
Ok so, if Streamate pays me through Payoneer (I'd need to ask if they're willing to pay me through Banamex), how can I transfer the funds from Payoneer to my Banamex account? I seriously NEED the funds inside an account I can trust (I've always used Banamex and I feel outside of my comfort zone putting my money in other's hands).

Streammate offers both the prepaid card and worldwide local bank transfer service.

So you can sign up for Payoneer payments with SM, and on the application select bank transfers.

There's a flat fee per transfer, and it takes approximately 5-7 business days (sometimes faster, depending on the bank).

The exact amounts will be listed on the application.

MommieLongLegs
12-14-2011, 05:09 PM
Hi did you get my message? Sometimes it doesn't show up.

Nissim-Payoneer
12-15-2011, 07:38 AM
Hi did you get my message? Sometimes it doesn't show up.

Yep ;) I just wanted to be 100% clear with CS before I sent you a reply.

Just PMd you the response.

MommieLongLegs
12-15-2011, 10:06 AM
Yep ;) I just wanted to be 100% clear with CS before I sent you a reply.

Just PMd you the response.

Thank you so much

whiteheat
12-15-2011, 05:05 PM
The conversion rates exist with all credit/debit cards, not just Payoneer. There's no way to avoid those (and we don't profit from them, they are charged by MasterCard and the issuing bank).

If your partner/affiliate program support the worldwide local bank transfer service, it is just a flat fee per payment and it takes 5-7 business days to process (sometimes sooner, it depends on the bank).

Thank you for the clarification :]

Nissim-Payoneer
12-22-2011, 09:54 AM
For anyone using Webmoney or other international eWallets, you may want to check out this new thread (http://forum.stripperweb.com/showthread.php?p=2267575#post2267575).

Nissim-Payoneer
12-29-2011, 03:31 AM
For anyone who has not yet heard, we have some exciting New Year promotions that you may benefit from. Read more about it in this post (http://forum.stripperweb.com/showthread.php?p=2271815#post2271815) or alternatively in this article (http://www.xbiz.com/news/142550) on Xbiz

Melonie
01-03-2012, 02:02 AM
Hi Nissim ! Taking you up on your invitation from the 'camming' forum thread ...

I assume that Payoneer's use of a Belize bank is, at least in part, being done to avoid the new US / IRS laws that would otherwise require 30% US income tax withholding on 'foreign' origin payments to US citizens ? Or put another way, Payoneer does not actually get involved in funds transfers across the US border where debit card accounts are concerned ( which is left to Visa ) ?

How are you handling the new US / IRS foreign bank reporting / withholding requirements when making actual funds transfers across the US border into individual US bank accounts ? Or aren't these an issue due to the Belize bank being considered 'non-compliant' ?

Nissim-Payoneer
01-03-2012, 02:11 AM
Hi Nissim ! Taking you up on your invitation from the 'camming' forum thread ...

I assume that Payoneer's use of a Belize bank is, at least in part, being done to avoid the new US / IRS laws that would otherwise require 30% US income tax withholding on 'foreign' origin payments to US citizens ? Or put another way, Payoneer does not actually get involved in funds transfers across the US border where debit card accounts are concerned ( which is left to Visa ) ?

How are you handling the new US / IRS foreign bank reporting / withholding requirements when making actual funds transfers across the US border into individual US bank accounts ? Or aren't these an issue due to the Belize bank being considered 'non-compliant' ?

Hey, thanks for posting :)

We've actually been using Choice Bank for quite some time, our decision to use this bank isn't related in any way to the new regulations imposed by the US government.

In fact, this bank offers many benefits to our cardholders, especially international cardholders, including a high level of safety and financial security.

There were many topics brought up in the other thread, and I tried to cover them all in my post, however as I mentioned I cannot post there myself. If there are any questions I did answer or sufficiently clarify, I encourage you guys to post here and let me know.

Thanks ;)

Melonie
01-03-2012, 04:19 AM
^^^ then could you sufficiently clarify how you ( or the Belizian bank ) are avoiding the new 30% US estimated income tax withholding requirement on foreign banks making payments to US citizens ?

Nissim-Payoneer
01-03-2012, 06:08 AM
^^^ then could you sufficiently clarify how you ( or the Belizian bank ) are avoiding the new 30% US estimated income tax withholding requirement on foreign banks making payments to US citizens ?

Payoneer is not a bank. The partner programs that you sign up with are making the payments, Payoneer is acting as a payment solution service.

Melonie
01-03-2012, 10:43 AM
^^^ which I assume means that compliance ( or lack thereof ) with the new US estimated income tax withholding requirement on foreign banks falls on the shoulders of the Belizian bank that Payoneer is channeling funds through ?

Nissim-Payoneer
01-03-2012, 10:58 AM
^^^ which I assume means that compliance ( or lack thereof ) with the new US estimated income tax withholding requirement on foreign banks falls on the shoulders of the Belizian bank that Payoneer is channeling funds through ?

We aren't "channeling" funds or neglecting any compliance requirements. Payoneer adheres to all laws, rules and regulations, and in fact that is a very major focus for us as it allows us to ensure the safety and financial security of our cardholders. Tax obligations would be fulfilled by the partner program most likely, as they are the ones paying you, Payoneer simply provides the payment solution service (though I'm in no way an expert on the matter).

Melonie
01-03-2012, 02:29 PM
^^^ I wasn't implying that Payoneer was in any way neglecting their responsibilities ( regarding new IRS compliance requirements for foreign banks ). I understand that Payoneer is a 'payment solution service' that acts as a facilitator regarding webcam host payments / foreign bank account(s) / visa debit card accounts drawn against the foreign bank / payment recipient camgirls, and as such has no direct responsibility for new IRS foreign bank compliance requirements.

However, somewhere along the line, one of these entities now faces new IRS reporting requirements regarding accounts involving US citizens. Obviously Belize banks are world famous for their 'secrecy'. I'm just trying to determine if US camgirls face any new IRS / US Treasury foreign bank account reporting requirements upon themselves by having an account created under their own name in a Belize bank as a result of using the services of Payoneer.

PrincessJenny
01-04-2012, 05:43 AM
Scare mongering, governments are good at that. Its always the same. I dont think this is the place to be asking these questions either. Camming industry will adapt like it always does.

Nissim-Payoneer
01-04-2012, 05:45 AM
I'm just trying to determine if US camgirls face any new IRS / US Treasury foreign bank account reporting requirements upon themselves by having an account created under their own name in a Belize bank as a result of using the services of Payoneer.

There is no bank account connected to the Payoneer card, Chocie Bank simply issues the cards. There is no foreign bank account opened in your name, and if you'd be required to report anything for tax purposes that would be done with the partner program who is paying you, not Payoneer.

Melonie
01-04-2012, 02:31 PM
^^^ OK one more 'ferreting' question if I may. If Chocie Bank issues a different visa debit card in the name of every camgirl, and Chocie Bank is located in Belize with no branches in the USA, this implies that every US camgirl does in fact have a visa debit account in a 'foreign' bank. Yes ? No ?

RebeccaT
01-05-2012, 06:14 AM
Just a heads up here:

I shopped in Tesco today and asked for cash back. The card was swiped, cash-back amount added then I was told Tesco don't give cash back on that type of card. However, the cash-back amount is off my balance as a pending transaction. I know it will be beack on in a week or so and it wasn't a huge amount, but just be warned, ladies!

Nissim-Payoneer
01-05-2012, 08:00 AM
Just a heads up here:

I shopped in Tesco today and asked for cash back. The card was swiped, cash-back amount added then I was told Tesco don't give cash back on that type of card. However, the cash-back amount is off my balance as a pending transaction. I know it will be beack on in a week or so and it wasn't a huge amount, but just be warned, ladies!

The system there probably made a pre-authorization charge on your card. It should likely expire on its own within 7 business days, but if you want to PM me the e-mail address on your account I'd be more than happy to check for you.

In regards to the cashback issue, I'm still checking into it so I can understand it fully and will update you all as soon as I can.

RebeccaT
01-05-2012, 10:10 AM
The system there probably made a pre-authorization charge on your card. It should likely expire on its own within 7 business days, but if you want to PM me the e-mail address on your account I'd be more than happy to check for you.

In regards to the cashback issue, I'm still checking into it so I can understand it fully and will update you all as soon as I can.

Thank you, Nissim. I have to apologise. The cash-back ISN'T pending...it was me being stupid when I checked my account and forgetting about a purchase I'd made about half an hour earlier. I was surpprised the store couldn't give cashback though, but it's not a big problem.

Again, apologies...I put it down to a senior moment!

Nissim-Payoneer
01-05-2012, 10:32 AM
Thank you, Nissim. I have to apologise. The cash-back ISN'T pending...it was me being stupid when I checked my account and forgetting about a purchase I'd made about half an hour earlier. I was surpprised the store couldn't give cashback though, but it's not a big problem.

Again, apologies...I put it down to a senior moment!

No apology necessary! I'm glad you don't have to wait the 7 business days ;) I understand it entirely and work with it every day, and when it happens to me it still annoys me :p The reason it's there is to avoid fraud, and in the end it's helping to secure your funds, but we all hate not having access to our funds, so I understand.

Nissim-Payoneer
01-05-2012, 10:34 AM
^^^ OK one more 'ferreting' question if I may. If Chocie Bank issues a different visa debit card in the name of every camgirl, and Chocie Bank is located in Belize with no branches in the USA, this implies that every US camgirl does in fact have a visa debit account in a 'foreign' bank. Yes ? No ?

I didn't forget about you, don't worry ;) I'll outright admit that this goes beyond my field of expertise, so I've passed the question along to some of the higher ups, and I'll update you all once I receive a reply.

I'm fairly certain of the answer, but I want to make sure 100% that you all get the right information.

Melonie
01-05-2012, 10:58 AM
Thanks Nissim.

Also, it would appear that your 'competitors' that are actually routing funds through foreign bank accounts are all having 'massive problems' transferring funds into the USA since the first of the year arrived and the new IRS reporting regulations went into effect ! It may turn out that Payoneer's use of the Belizian bank issued Visa debit card may be the only 'survivor' of the new IRS regulations !!!

Nissim-Payoneer
01-06-2012, 06:45 AM
@Melonie: I can't really comment on our competitors or their services, as I am not familiar with all of the services and do not represent them.

In regards to your question, given that the balance limit of the Payoneer prepaid card is $10,000, I do not believe reporting is required for most Payoneer cardholders.

Of course, as Payoneer is not qualified to provide tax advice, and as every personal situation may vary from the norm, you should only rely on the advice of a qualified tax advisor for this and other tax matters.

Melonie
01-06-2012, 04:10 PM
^^^ yup enforcing a maximum possible debit card balance of $9999 would fall under the FACTA $10,000 reporting threshold as far as the camgirl herself was concerned. I'm not sure that the same $10,000 reporting threshold also applies to foreign financial institutions ... but then again that would be the foreign financial institution's problem not Payoneer and not the camgirls.

LusciousKatya
01-06-2012, 11:29 PM
^^^ yup enforcing a maximum possible debit card balance of $9999 would fall under the FACTA $10,000 reporting threshold as far as the camgirl herself was concerned. I'm not sure that the same $10,000 reporting threshold also applies to foreign financial institutions ... but then again that would be the foreign financial institution's problem not Payoneer and not the camgirls.

Melonie, I've been following the last two pages on this thread and wanted to know if you got a clear answer to your question on the reporting/withholding percentage via PM? I also read PrincessJenni's post on how this may not be a suitable place to dicuss this . . . perhaps you can PM?

I am curious as I wanted to use this option to be paid on AW and since it's new to me I want to make sure I understand how it works and for tax purposes.

Thanks :)

Melonie
01-07-2012, 11:28 AM
^^^ starting off with the disclaimer that I'm not an attorney or an accountant ... based on the info that Nissim has provided re Payoneer and other info from other sources ...

Payoneer's approach to facilitating foreign funds transfers into the USA is more or less unique because of the utilization of American based Visa debit card accounts that are actually backed by a Belizian bank. Technically speaking, for American girls, an individual account at a foreign financial institution DOES exist, but a 'foreign bank account' does not exist. This means that the Belizian bank avoids new IRS reporting and estimated tax withholding requirements on actual bank accounts in the name of a US citizen, but also means that the burden of reporting the existance of an 'individual account at a foreign financial institution' to the US Treasury Dep't falls on the camgirls who hold Visa debit cards backed by the Belizian bank. However, the $10,000 upper limit on the Visa debit cards insures that these accounts will remain below the US Treasury Dep't's $10,000 reporting threshold under all circumstances.

Thus it appears that Payoneer's solution may be the only currently available method of transferring foreign earned money back into the USA that will not automatically create a huge paper trail for US camgirls. This isn't to say that NO record is created ... since the IRS and DHS do monitor all cross-border funds transfers like a hawk these days under the authority of the 'terrorist anti-money laundering' laws / treaties.

Nissim-Payoneer
01-08-2012, 01:40 AM
Just to clarify, the $10,000 prepaid card limit is something imposed by MasterCard, not Payoneer. Your actual Payoneer account does not have a limit, and any funds exceeding $10,000 will be held on the account and automatically loaded to the prepaid card as you spend.

In the event that your account balance exceeds $10,000, both balances (prepaid card and account balance) can be viewed via your online My Account page.

Melonie
01-10-2012, 10:35 AM
^^^ which leads to another question ( trying to resolve an apparent contradiction ). Your latest post implies that Payoneer maintains a foreign bank account in the name of every camgirl, in addition to the foreign Visa debit card account in the name of every camgirl. Is there in fact a separate Payoneer foreign bank account in the name of every camgirl, or are you simply speaking about 'ledger entries' involving a larger Payoneer foreign bank account from which funds transfers are made to the individual foreign Visa debit card accounts of each camgirl ?

This matters since if there ARE actually separate foreign bank accounts in the name of each camgirl, IRS / US Treasury reporting requirements potentially apply for camgirls who are US citizens.

Nissim-Payoneer
01-10-2012, 10:57 AM
Your latest post implies that Payoneer maintains a foreign bank account in the name of every camgirl

I think I confirmed that this isn't the case, but if I implied otherwise I do apologize. There is no foreign bank account opened in your name when you get a Payoneer card. There is no bank account or bank information linked to each specific card.

Also, it's a MasterCard, not Visa ;)

Lacy Luck
01-10-2012, 12:19 PM
Is there a problem with the Payoneer site today? I've been trying to log in to my account but the page never loads.

Nissim-Payoneer
01-11-2012, 02:45 AM
Is there a problem with the Payoneer site today? I've been trying to log in to my account but the page never loads.

There haven't been any reported errors or downtime. I just tried logging in and was able to, are you getting any kind of error code? If you are, please take a screenshot and e-mail it to me at [email protected] and I'd be happy to look into it.

You can try clearing out your browser cache and cookies and trying again, that sometimes works.

Melonie
01-11-2012, 03:09 AM
There is no foreign bank account opened in your name when you get a Payoneer card. There is no bank account or bank information linked to each specific card.

Thanks Nissim ... that's what my accountant needed to hear ! According to my own accountant at least, the fact that no specific foreign bank account exists in the name of each camgirl, combined with the $10,000 maximum balance limit imposed by Master Card on the debit card account, almost certainly means that Payoneer's 'solution' successfully and legally circumvents all of the new US HIRE Act foreign bank reporting requirements for US citizens.

RebeccaT
01-15-2012, 02:23 AM
Nissim

Is there any way can Payoneer can approach Stripville.com and ask them to use your service?

I've just started the sign up porcess there but have stalled as they only pay by transfer to US bank accounts (I'm in the UK) or using AlertPay. AlertPay have so many problems, the threads on here about them are testimony to that, that I have never verified my AP account and never will!

If I could be paid via Payoneer I'd be signed up to Stripville.com right now!

Rebecca

Nissim-Payoneer
01-15-2012, 03:14 AM
Nissim

Is there any way can Payoneer can approach Stripville.com and ask them to use your service?

I've just started the sign up porcess there but have stalled as they only pay by transfer to US bank accounts (I'm in the UK) or using AlertPay. AlertPay have so many problems, the threads on here about them are testimony to that, that I have never verified my AP account and never will!

If I could be paid via Payoneer I'd be signed up to Stripville.com right now!

Rebecca

Hey Rebecca,

I'll certainly pass this suggestion along and we'll see what we can do.

I'd also suggest contacting them directly and requesting they add Payoneer, as requests from the members (or potential members) really helps to speed things along.

If anyone else is interested in Stripville.com adding Payoneer as a payment option, make sure to contact them and let them know ;)

Nissim-Payoneer
01-15-2012, 06:33 AM
Nissim

Is there any way can Payoneer can approach Stripville.com and ask them to use your service?

I've just started the sign up porcess there but have stalled as they only pay by transfer to US bank accounts (I'm in the UK) or using AlertPay. AlertPay have so many problems, the threads on here about them are testimony to that, that I have never verified my AP account and never will!

If I could be paid via Payoneer I'd be signed up to Stripville.com right now!

Rebecca

Also, I forgot to add, that we have an ongoing referral program that will let you earn some cash for referring a new partner.

You can read about it here: http://blog.payoneer.com/?p=285

If you'd like to PM me with the e-mail address of your Payoneer account, I can add you to the list for Stripville.com (we'll reach out to them and see if there's any interest). If they end up becoming a partner, you'll get an easy $100 ;)

RebeccaT
01-15-2012, 08:40 AM
If you'd like to PM me with the e-mail address of your Payoneer account, I can add you to the list for Stripville.com (we'll reach out to them and see if there's any interest). If they end up becoming a partner, you'll get an easy $100 ;)

I've sent you that PM! Thank you.

EDIT: Hooray! They have emailed me saying Payoneer will be in place in approx two weeks :o)

Nissim-Payoneer
01-16-2012, 03:04 AM
I've sent you that PM! Thank you.

EDIT: Hooray! They have emailed me saying Payoneer will be in place in approx two weeks :o)

That's great :)

I received the PM and will update the list. If the criteria mentioned in the blog post is met, I'll be sure to follow up and we'll load your account ;)

Nissim-Payoneer
01-29-2012, 04:43 AM
Just reminding you all that there's only 2 days left to take advantage of our New Year promotions :)

laurielegs
02-01-2012, 05:27 PM
I thought I'd add this to the official thread - I see that some sites offer Payoneer direct deposit - Streamate is such a huge site. Why is it that they only offer to put money on our Payoneer cards I wonder. If direct deposit fees are really low I would much rather have that going right to my bank rather than waiting for a check or paying $30 to have it delivered.

Is there a way for us to choose direct deposit from Streamate through Payoneer?

Nissim-Payoneer
02-02-2012, 01:01 AM
I thought I'd add this to the official thread - I see that some sites offer Payoneer direct deposit - Streamate is such a huge site. Why is it that they only offer to put money on our Payoneer cards I wonder. If direct deposit fees are really low I would much rather have that going right to my bank rather than waiting for a check or paying $30 to have it delivered.

Is there a way for us to choose direct deposit from Streamate through Payoneer?

Streamate does support direct deposit, actually. If you'd like to switch from the prepaid card to direct deposit with Streamate, you can contact our Customer Support department and they will assist you in making the switch.

I'd suggest to do it via telephone or live chat, however if you e-mail them just reply here with the ticket ID you get in the confirmation e-mail (will start with LTK) and I'll help speed things along.

SweetPinkCupcake
02-26-2012, 06:44 PM
I just transferred pretty much all of my Payoneer prepaid card payments to my bank account through Payoneer's direct deposit.
Just to double check--it is 3 dollars per transfer, and the money gets sent to my bank account three business days after I would normally get paid? Like for example, I get my Streamate payment into my Payoneer every Friday, but now it will be in my bank account the Wednesday after, if I am not mistaken, correct?

PS- Thank you Nissim for helping to speed my request along.

Nissim-Payoneer
02-27-2012, 01:28 AM
I just transferred pretty much all of my Payoneer prepaid card payments to my bank account through Payoneer's direct deposit.
Just to double check--it is 3 dollars per transfer, and the money gets sent to my bank account three business days after I would normally get paid? Like for example, I get my Streamate payment into my Payoneer every Friday, but now it will be in my bank account the Wednesday after, if I am not mistaken, correct?

PS- Thank you Nissim for helping to speed my request along.

You're very welcome ;)

To confirm how ACH works:

- The pricing can vary depending on the partner program. For Streamate in specific, there's a $5 setup fee, after which there is a flat fee of $3 per transfer.
- There are no additional fees (no monthly fee or anything of the like, no conversion fees, you're simply charged a flat fee for each transfer)
- There is no transfer limit
- As soon as Payoneer receives the payment from the partner, we send the funds to your bank account via ACH (we don't wait, it's done right away). In general, an ACH transfer can take up to 3 business days to process (though there's a chance you can get the funds sooner, it depends on the banks)

Cristalla
02-28-2012, 05:35 PM
hi Nissim :)

i have a Q

may i apply for a payoneer card if i am signed on cam sites with a western european address and passport but want to have the card shipped to a US address ? (i travel alot)

thank you !

Nissim-Payoneer
02-29-2012, 03:40 AM
hi Nissim :)

i have a Q

may i apply for a payoneer card if i am signed on cam sites with a western european address and passport but want to have the card shipped to a US address ? (i travel alot)

thank you !

Hey!

To have a US billing address for your card, you need to provide a valid SSN.

If you'd like to apply with your Western European address as the billing address and add a US shipping address, you can do that but you'd need to provide us with a valid proof of residence in the US (any official document showing your name and the address).

Cristalla
02-29-2012, 01:56 PM
thanks nissim :)!

I haven't been approved yet so in case I get rejected can i reapply and have it sent to my country of residency ?

thanks again