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MissKayleeRose
03-10-2017, 01:13 AM
Hello Ladies, which do you guys use and prefer as a payment method for SM? Also, what happened to Payoneer? I'm in the US and my bank is through Bank of America. I'm trying to pick one that has less fees.

Daisies
03-10-2017, 01:34 AM
Hello Ladies, which do you guys use and prefer as a payment method for SM? Also, what happened to Payoneer? I'm in the US and my bank is through Bank of America. I'm trying to pick one that has less fees.

First Choice is basically payoneer

MissKayleeRose
03-10-2017, 01:38 AM
Thanks =) Is there a reason why you went with First Choice? I used to have the Payoneer card, I remember withdrawing the money by doing cash back in the store. But this was before I found out about their GBT.

Daisies
03-10-2017, 01:47 AM
Thanks =) Is there a reason why you went with First Choice? I used to have the Payoneer card, I remember withdrawing the money by doing cash back in the store. But this was before I found out about their GBT.

The reason I got it was because most places only accept it and not paxum. I don't really know which differences they have tbh. Payoneer has really high fees to withdraw money from your card which sucks.

kortneykay
03-10-2017, 04:29 AM
A few things to consider. Paxum is about $49 per year which pays for the card/monthly fees plus any ATM fees. However, if you don't use the card, $49 is what you should be paying total plus $0.25 per transfer to the card from your account. If BOA has a credit card cash advance option, you can just send yourself an instant deposit from the card, free straight to your bank. USAA allows this.

Payoneer/1st Choice charges about $78 per year in DD fees (someone mentioned $1.50) if you work weekly for 52 weeks out of the year, plus monthly maintenance and ATM fees if you're going to be using your card. I've issued a credit card cash advance before, but I ALWAYS have to leave a few bucks in there and sometimes it doesn't work. Payoneer/1st Choice also charges a $4-5 (unless they've changed it) maintenance fee per month. So you're looking at $48 in yearly maintanance fees, plus $78 if you choose direct deposit to your bank ($1.50) and plan to work 52 weeks. That's $126 a year alone, not to mention ATM, etc fees. Also, you'd have to either pay $5 for 'instant loads' or, wait 2-4 days to receive your direct deposit in your account.

Overall, I say Paxum would be cheaper. One time yearly $49 maintenance fee, $0.25 to send it to your your card on file (if your bank allows cc cash advances) and whatever ATM/fees associated with using your card. My only gripe with Paxum is that the card takes ages if you don't have it already. I think most people on average wait 3-6 weeks for it to show up. Either way, Paxum is much cheaper and you get paid the same day you receive money. So if you are with TTM and SM you get your money on Friday instead of after the weekend with Payoneer/1st choice.

kortneykay
03-10-2017, 04:44 AM
Definitely not free, I'm also wondering if it's a studio doing that. I think most don't know (and firstchoice/payoneer probably wont volunteer this info) you can get away with not even ordering or using their card so there will be no fees if you opt out of card loads and only have it sent to the bank. If you do that it only ever costs $1.50 per paycheck. Only down side is I have to wait till Tuesday for my pay instead of getting it Friday.

The card fees are ridiculous and I would never use the card at all if I didn't have a few passive income sites that don't offer bank deposits through them.


Streamate is such a huge profitable site though and I cannot understand why they don't offer free direct deposit without having to go through a third party. Other sites do!

I agree. I wasn't sure about the card so I'm glad you clarified it. Still, $1.50 adds up to $78 if you plan on working 52 weeks in the year which is still more expensive than paxum but we do what we gotta do.

I suppose the only 'free' item with payroll is the check but I learned my lesson that they don't always show up or on time for that matter for everyone. I suppose if one must $1.50 is cheaper than having to pay $3 for check cashing and or your bank holding the actual check or questioning it.

I remember I went somewhere to cash it as there aren't any USAA's near me and they kept repeating "SCREAMMATES" (yeah, he misquoted) very loudly when speaking to me and the younger guy who worked there was looking at me funny and I suspected he knew, lol. I suppose it pays to have discretion.

MissKayleeRose
03-10-2017, 10:35 AM
Thanks Kortney! What about the Bank Transfer option via FirstChoice? Does this have fees as well? How long does it take? If I would go with FirstChoice I'm considering the bank transfer option, but want to know the fees associated with it. I am in the US for reference. I was setting up my payment method at 2am earlier and my internet went out. Hopefully, I can still change it.

Dorothea
03-10-2017, 10:52 AM
any of you use FMLE on mac? if you do which version of OS X are you using and do you know if it will work on sierra if I upgrade?

kortneykay
03-10-2017, 12:29 PM
Speaking of Paxum, I've never been paid later than 11:30EST from SM. Anyone else still waiting for pay or did they forget to pay me again? Lol.

ETA: NVM, just got it. Weird, never been this late before. Thankfully the banks are still open.

PixiieGirl
03-10-2017, 12:41 PM
A few things to consider. Paxum is about $49 per year which pays for the card/monthly fees plus any ATM fees. However, if you don't use the card, $49 is what you should be paying total plus $0.25 per transfer to the card from your account. If BOA has a credit card cash advance option, you can just send yourself an instant deposit from the card, free straight to your bank. USAA allows this.

Payoneer/1st Choice charges about $78 per year in DD fees (someone mentioned $1.50) if you work weekly for 52 weeks out of the year, plus monthly maintenance and ATM fees if you're going to be using your card. I've issued a credit card cash advance before, but I ALWAYS have to leave a few bucks in there and sometimes it doesn't work. Payoneer/1st Choice also charges a $4-5 (unless they've changed it) maintenance fee per month. So you're looking at $48 in yearly maintanance fees, plus $78 if you choose direct deposit to your bank ($1.50) and plan to work 52 weeks. That's $126 a year alone, not to mention ATM, etc fees. Also, you'd have to either pay $5 for 'instant loads' or, wait 2-4 days to receive your direct deposit in your account.

Overall, I say Paxum would be cheaper. One time yearly $49 maintenance fee, $0.25 to send it to your your card on file (if your bank allows cc cash advances) and whatever ATM/fees associated with using your card. My only gripe with Paxum is that the card takes ages if you don't have it already. I think most people on average wait 3-6 weeks for it to show up. Either way, Paxum is much cheaper and you get paid the same day you receive money. So if you are with TTM and SM you get your money on Friday instead of after the weekend with Payoneer/1st choice.
is that yearly fee on Paxum like for everyone? I've not had to pay a fee :S

kortneykay
03-10-2017, 01:52 PM
is that yearly fee on Paxum like for everyone? I've not had to pay a fee :S

If you have a card you already paid it.

MissKayleeRose
03-10-2017, 02:03 PM
Does anyone use the bank transfer option from First Choice? How much are the fees? I'm trying to set my minimum payout. my bank requires a deposit of $250 to avoid monthly fees. So i am trying to set it around that amount plus the fee so I can have a total of 250 deposit in my bank account per transfer.

laurielegs
03-10-2017, 02:27 PM
Does anyone use the bank transfer option from First Choice? How much are the fees? I'm trying to set my minimum payout. my bank requires a deposit of $250 to avoid monthly fees. So i am trying to set it around that amount plus the fee so I can have a total of 250 deposit in my bank account per transfer.

$1.50 per payout.

PixiieGirl
03-10-2017, 03:48 PM
If you have a card you already paid it.
ahhh ok is it just for the card? Ive only used Paxum once so far and it was for EFT not the card

MissKayleeRose
03-10-2017, 08:45 PM
For paxum, how much are the fees to withdraw money to your bank account. I don't know if BOA has cc cash advances.

JoyKitten
03-10-2017, 09:56 PM
A few things to consider. Paxum is about $49 per year which pays for the card/monthly fees plus any ATM fees. However, if you don't use the card, $49 is what you should be paying total plus $0.25 per transfer to the card from your account. If BOA has a credit card cash advance option, you can just send yourself an instant deposit from the card, free straight to your bank. USAA allows this.

Payoneer/1st Choice charges about $78 per year in DD fees (someone mentioned $1.50) if you work weekly for 52 weeks out of the year, plus monthly maintenance and ATM fees if you're going to be using your card. There is NO reason to have a 1st Choice direct deposit AND a card. You can only use 1 form of pay transfer, not both. So it will either be the $1.50 to move your pay to your bank account as a direct deposit, or loading money onto the very expensive debit card they offer. By far, the $1.50 direct deposit is cheapest. More importantly, most banks will waive THEIR expensive monthly fees because your 'employer' SM is making a direct deposit into your bank account. So your direct deposit with 1st Choice should actually save you money in monthly bank account fees..... which are probably about the same as the $1.50x4 for the month.

And besides, all these fees should be deducted on your taxes. Never miss a deduction, ladies! =) At tax time it will be much simpler to deduct $1.50x52, rather than trying to total up every ATM transaction fee on the debit card. I've issued a credit card cash advance before, but I ALWAYS have to leave a few bucks in there and sometimes it doesn't work. Payoneer/1st Choice also charges a $4-5 (unless they've changed it) maintenance fee per month. So you're looking at $48 in yearly maintenance fees, plus $78 if you choose direct deposit to your bank ($1.50) and plan to work 52 weeks. That's $126 a year alone, not to mention ATM, etc fees. Also, you'd have to either pay $5 for 'instant loads' or, wait 2-4 days to receive your direct deposit in your account.

Overall, I say Paxum would be cheaper. One time yearly $49 maintenance fee, $0.25 to send it to your your card on file (if your bank allows cc cash advances) and whatever ATM/fees associated with using your card OMG, paying by the transaction on your card adds up and may cost lots more than the weekly $1.50 direct deposit fee. My only gripe with Paxum is that the card takes ages if you don't have it already. I think most people on average wait 3-6 weeks for it to show up. Either way, Paxum is much cheaper and you get paid the same day you receive money. So if you are with TTM and SM you get your money on Friday instead of after the weekend with Payoneer/1st choice.

Anyway, that's how it works for me with 1st Choice/Payoneer direct deposit.
For those asking how long it takes for the direct deposit to show up, instead of getting your check in the mail on Monday, instead it's direct deposited the next day, Tuesday morning, so when you wake-up the moneys already there!

heyho
03-11-2017, 04:58 AM
Did SM change their servers or something? FMLE users, have you noticed this change from:

rtmp://fcs28-1.streamate.com/naiad/live58 (original url thingy to input into FMLE, numbers change)

to

rtmp://sea1b-origin-ls.naiadsystems.com/origin

when you click on the Start Streaming button?

Ginnyyy
03-11-2017, 05:04 AM
Umm, wasn't paying attention to those numbers, but going to check too when logging in later. Anyway, I still gave glitches on C2C and phone. Hope to pass somewhat soon.
Edit: For me, they are the same old numbers when logging on with FMLE.

anonymous camgirl
03-11-2017, 07:56 AM
Man how I wish they had Direct Deposit.. I don't get why they don't.. every other cam site does.


Umm I've been on SM for like 5 years. Please point everyone in the direction of FREE direct depisit. I'll wait.

Check via regular mail
Fee: None
Minimum Payout: $20
Check via FedEx®
Fee: $30
Minimum Payout: $200
Available in the United States only. Deliveries cannot be made to P.O. boxes.
Wire Transfer Fee: $40
Minimum Payout: $240
Available in the United States only.
Paxum
Fee: See Paxum Fees for more info
Minimum Payout: $100
(for more information, visit Paxum's FAQ's)
Firstchoice Pay
Firstchoice Pay is a prepaid MasterCard® or Global Bank Transfer
Fee: See Firstchoice Pay FAQ for details
Minimum Payout: $100
Not available in India or China.


Where on this list do you see direct deposit, let alone free Direct Deposit? Born in the USA. If it was an option I wouldve specified that. Perhaps you're in a Studio.

ep2002
03-11-2017, 10:59 AM
Umm I've been on SM for like 5 years. Please point everyone in the direction of FREE direct depisit. I'll wait.

Check via regular mail
Fee: None
Minimum Payout: $20
Check via FedEx®
Fee: $30
Minimum Payout: $200
Available in the United States only. Deliveries cannot be made to P.O. boxes.
Wire Transfer Fee: $40
Minimum Payout: $240
Available in the United States only.
Paxum
Fee: See Paxum Fees for more info
Minimum Payout: $100
(for more information, visit Paxum's FAQ's)
Firstchoice Pay
Firstchoice Pay is a prepaid MasterCard® or Global Bank Transfer
Fee: See Firstchoice Pay FAQ for details
Minimum Payout: $100
Not available in India or China.


Where on this list do you see direct deposit, let alone free Direct Deposit? Born in the USA. If it was an option I wouldve specified that. Perhaps you're in a Studio.

My Bad, I forgot we were on SM. Other sites have it, just not SM.

Sorry.

ep2002
03-11-2017, 11:02 AM
But isn't that basically payoneer which is what I mentioned before? When I received it it was $4. $1.50 still isn't free and your still have to pay the monthly fees with payoneer/1st choice or whomever. She's talking like SM directly places money in your account FREE which isn't an option.

For me it makes more sense that I get paid on the day payment arrives which is Friday. I don't want to wait more than I have to for a deposit, or pay much of anything be it $1.50 or $30. $1.50×52 Is $78 a year, paxum is like $49 a year plus I get paid every Friday and I also receive pay from 3 other companies, that's more of s bargain to me.

If you don't use the card & just have Payoneer deposit it into your bank account than there's no monthly fee. I got pissed when someone (can't remember which site) refused to set up the direct deposit for Payoneer forcing me to get their debit card which costs us even more money.

Now I don't use that site anymore, so I don't pay the monthly fee.

ep2002
03-11-2017, 11:47 AM
Definitely not free, I'm also wondering if it's a studio doing that. I think most don't know (and firstchoice/payoneer probably wont volunteer this info) you can get away with not even ordering or using their card so there will be no fees if you opt out of card loads and only have it sent to the bank. If you do that it only ever costs $1.50 per paycheck. Only down side is I have to wait till Tuesday for my pay instead of getting it Friday.

The card fees are ridiculous and I would never use the card at all if I didn't have a few passive income sites that don't offer bank deposits through them.


Streamate is such a huge profitable site though and I cannot understand why they don't offer free direct deposit without having to go through a third party. Other sites do!

I'm pretty sure it's b/c it costs them more money to do ACH.

ep2002
03-11-2017, 12:10 PM
I agree. I wasn't sure about the card so I'm glad you clarified it. Still, $1.50 adds up to $78 if you plan on working 52 weeks in the year which is still more expensive than paxum but we do what we gotta do.

I suppose the only 'free' item with payroll is the check but I learned my lesson that they don't always show up or on time for that matter for everyone. I suppose if one must $1.50 is cheaper than having to pay $3 for check cashing and or your bank holding the actual check or questioning it.

I remember I went somewhere to cash it as there aren't any USAA's near me and they kept repeating "SCREAMMATES" (yeah, he misquoted) very loudly when speaking to me and the younger guy who worked there was looking at me funny and I suspected he knew, lol. I suppose it pays to have discretion.

Thank you Kortney for your mathematical genius :)

So the reason I'll NEVER use Paxum again is b/c they have had serious issues in the past with their ACH.

Twice I was left stranded without money.

Even when I wasn't using them they had serious issues that lasted a month or longer.

Their customer service is terrible as well compared to Payoneer's. Payoneer answers the phone, Paxum doesn't & they never return your calls. They used to a few years ago, but that stopped.

I even contacted the girl via Skype & while she did talk to me, I felt she was cold & didn't care that I wasn't getting my money. She kept saying the same thing over & over again that you have to wait 5-7 days. I said NO, it never takes more than a day for me to get the money. She wouldn't even put in a ticket to accounting until the following week.

So even though Payoneer takes 2 days, I'd rather wait the 2nd day & know I'm not going to have issues than deal with Paxum who has had issues at least twice (probably more)

And just so everyone knows how it works, it's the company (the camming site) that decides on how much the transfer fee is. I think (this I'm not sure about) they can charge zero, but I think they'd have to pay Payoneer or Paxum out of their pocket.

Some camming sites charge $3 or more which is NUTS!

It's also the camming site that decides if they will give you the option of transferring it to their debit card or your bank account or both. They have to sign up for both options & link to them on their site.

HTH :)

ep2002
03-11-2017, 12:24 PM
And besides, all these fees should be deducted on your taxes. Never miss a deduction, ladies! =) At tax time it will be much simpler to deduct $1.50x52, rather than trying to total up every ATM transaction fee on the debit card.

You don't even need to do that, it's already deducted before it even hits your bank account, so if your bookkeeper just takes your income from there vs. your 1099, it's one less entry you have to worry about. Not sure if the 1099 supersedes your bank account totals.

ep2002
03-11-2017, 12:38 PM
Its a setting in the windows system that's causing the volume to lower.

Control Panel>>Hardware and Sound>>Sound>>communications tab>> select "do nothing"

Oh wow, thank you MISS GEEK. Now I know why whenever I do Skype the sound goes down LOL

So I'm confused, I open up the OBS, but how do I log into SM & other camming sites using that?

Ok, I think I found it in settings under Settings --- Stream ---- I put in https://www.streamatemodels.com & then my login, but it's saying it can't connect to the server.

Dorothea
03-11-2017, 02:00 PM
I would like to get a member account on sm to see how it is from the other side but they ask for credit card info? Is it within rules for model to get herself a member account anyone knows? Thank you.

laurielegs
03-11-2017, 04:01 PM
I would like to get a member account on sm to see how it is from the other side but they ask for credit card info? Is it within rules for model to get herself a member account anyone knows? Thank you.

SM doesn't seem to want us to have one. They closed mine out of the blue after a few weeks and I know of a few others who had theirs closed.

Snowy0Star
03-11-2017, 07:35 PM
How long did it take you ladies to get your profile approved when you signed up? I know it says up to 5 days but I was wondering if it took anyone 1 or 2 days haha can't wait to start working!

both my profiles i made recently to change my name took about 5 days

xStitchesx
03-11-2017, 08:01 PM
I closed my old one and made a new one. It took about a day to get my new one approved for streaming! I was surprised at how quick it was.

PennyJ
03-11-2017, 08:57 PM
Hey girls, just worked out the total charges for payoneer to send my money since the 29th of April 2016, has worked out at £826.62.......any other Uk girls have the same kind of numbers? It says $3.00 transfer fee, and then I emailed them awhile ago asking why they're taking more than $3.00, and they say that they take a percentage of every payment, so like 5 or 6, I can't remember. That fee is super high when you add it all up. I'm basically getting charged between £15 and £40 for every payment depending on how much I've made.

What I do is I look at my earnings on SM, convert it using a historical exchange rate calculator, and then minus that figure to the figure that I actually got paid, and count that as the transaction fee, this sounds right...right? :O

Snowy0Star
03-11-2017, 09:12 PM
Am I the only one that really hates the fact they took the save password feature out of the SMB with the latest update? its fucking annoying having to type my password everytime i want to use it. All my passwords to everything are saved in chrome and im the only one that uses my computer.

JackAlexander
03-11-2017, 10:51 PM
Am I the only one that really hates the fact they took the save password feature out of the SMB with the latest update? its fucking annoying having to type my password everytime i want to use it. All my passwords to everything are saved in chrome and im the only one that uses my computer.

yea, but it is for your protection. Be happy they are trying to get more secure.

JackAlexander
03-11-2017, 10:57 PM
Did SM change their servers or something? FMLE users, have you noticed this change from:

rtmp://fcs28-1.streamate.com/naiad/live58 (original url thingy to input into FMLE, numbers change)

to

rtmp://sea1b-origin-ls.naiadsystems.com/origin

when you click on the Start Streaming button?

I reverted back to SMB 16 and I am seeing the same thing. I followed the trail, I feel like it is a server switch, thinking upgrade? There are a few ladies here that are way more techie than myself that could probably chime in better.

JamaicanAliesha
03-11-2017, 11:55 PM
nvm got my sound working.

lol at these guys thinking new = stupid. i'm a jamaican stripper, do better lol.

kittykrane
03-12-2017, 05:57 AM
Did SM change their servers or something? FMLE users, have you noticed this change from:

rtmp://fcs28-1.streamate.com/naiad/live58 (original url thingy to input into FMLE, numbers change)

to

rtmp://sea1b-origin-ls.naiadsystems.com/origin

when you click on the Start Streaming button?

I have seen this too.

*Lynn*
03-12-2017, 04:43 PM
Hi Hi!

Maybe someone can clarify this for me, I'm a bit confused.
On the SM code of conduct it says you are not allowed to give out your twitter account. So how do some performers use it to let their customers know they are on?
I just started using twitter and I do post when I am on and which site. (between sm and one other one).

Dorothea
03-12-2017, 11:10 PM
can you get banned on streamate for calling someone DADDY?

Snowy0Star
03-13-2017, 12:02 AM
can you get banned on streamate for calling someone DADDY?

no when u specifically act like the guy is ur dad is when it falls under the realm of incest .

Dorothea
03-13-2017, 12:15 AM
thank you Snowy!!!! :)

laurielegs
03-13-2017, 09:38 AM
Hi Hi!

Maybe someone can clarify this for me, I'm a bit confused.
On the SM code of conduct it says you are not allowed to give out your twitter account. So how do some performers use it to let their customers know they are on?
I just started using twitter and I do post when I am on and which site. (between sm and one other one).


It's very annoying but there is no good way to communicate with customers on SM to tell them you are on.

Only thing you can do is tell them to add you to their favorites so you appear at the top of the page when they are signed in, or they also have a text feature where guys can get a text when you sign in. Most of my fans won't use that though.

They have instructions on the customer FAQ about it: "To get automatic texts, go to the "My Favs" page and follow the instructions under "Mobile Notification." After you verify your number, just select “SMS when I’m online” under performers on your “My Favs” page, or click “Get Notified When I’m Online” on any performer’s profile to start receiving texts."

kortneykay
03-13-2017, 11:20 AM
Sorry, paxum charges $44.95 a year and not $49, my bad.

Marina Starr
03-13-2017, 11:30 AM
Speaking of Paxum, checks and direct deposit are not available. It's such hassle getting your money if you don't have their card. #nothanks

LeiaSky
03-13-2017, 11:44 AM
I closed my old one and made a new one. It took about a day to get my new one approved for streaming! I was surprised at how quick it was.

Do you get paid out the remainder of your $$$ on time when you close your account? Or is it all fuckey, haha.
Debating restarting my account with a new name and higher rates.


EDIT: Nevermind, haha. Found the answer. But I am totally going to restart my account with a higher rate. When I started my first account, I messed around and didn't really milk the new model tag. I don't really have many favorites anyway, so fuck it ;) <3

Ginnyyy
03-14-2017, 03:11 AM
Glad they updated the Encoder to improve quality and stability. Got the general message in Inbox. Let's hope for the best bcs C2C and phone barely worked for me recently.

ep2002
03-14-2017, 10:55 AM
SM doesn't seem to want us to have one. They closed mine out of the blue after a few weeks and I know of a few others who had theirs closed.

Very suspicious.

ep2002
03-14-2017, 10:57 AM
Hey girls, just worked out the total charges for payoneer to send my money since the 29th of April 2016, has worked out at £826.62.......any other Uk girls have the same kind of numbers? It says $3.00 transfer fee, and then I emailed them awhile ago asking why they're taking more than $3.00, and they say that they take a percentage of every payment, so like 5 or 6, I can't remember. That fee is super high when you add it all up. I'm basically getting charged between £15 and £40 for every payment depending on how much I've made.

What I do is I look at my earnings on SM, convert it using a historical exchange rate calculator, and then minus that figure to the figure that I actually got paid, and count that as the transaction fee, this sounds right...right? :O

They take a percentage???? :(

Is that just for Brits or Americans too? :(

LizzyMe
03-14-2017, 11:10 AM
SM doesn't seem to want us to have one. They closed mine out of the blue after a few weeks and I know of a few others who had theirs closed.

YES! Same thing happened to me. I had it for 3 weeks! I feel like it is just another way so they can control things. Now I can't check my stream very easily because I have geoblocking on. Of course, they would love for us to have that feature OFF.

Ginnyyy
03-14-2017, 11:44 AM
3 weeks I had my account too and then closed. Was used only to check myself, now I use other ways of checking.

LizzyMe
03-14-2017, 12:41 PM
3 weeks I had my account too and then closed. Was used only to check myself, now I use other ways of checking.
Hi Ginnyyy! What other ways do you use to check yourself?

PennyJ
03-14-2017, 07:49 PM
Not sure if it's for Americans too, but I assume it is because of the country tiers, UK and US are on the same tier. I think they take a percentage of everything you earn. It says on the faq I think and I also emailed them and they confirmed it. Just wondering though, if everyone else gets a percentage taken? It seems the bigger the payment, the more they take, like if I have a 1k payment, they'll take up to £40