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Glamourmilf
07-29-2015, 11:59 AM
^^^That's sooo exciting! What a great goal1 Please keep posting here with your progress. I love it!;D

Redcandy
08-01-2015, 10:33 PM
Ive been thinking of ways to increase my weekly savings $ without having to be annoyed with free chat. So on my 2 days off I've decide to work all paid chat sites and to work PSO. I made $10 on Tuesday but tonight i made $ 232 while watching movies!! Yay! I can't wait to see how much i can make toward my savings with this hustle!

Redcandy
08-11-2015, 11:14 PM
Made $94 on night off to put in my savings.When my saving days come around I get really excited!

Glamourmilf
08-12-2015, 11:28 AM
^^^^ That's Awesome!
I added a bit more this week,($100), so it's growing very fast now.
I Love to see the numbers increasing like this!;D

Redcandy
08-13-2015, 12:48 AM
^^^^ That's Awesome!
I added a bit more this week,($100), so it's growing very fast now.
I Love to see the numbers increasing like this!;D Glam I do as well! It's feels so good to be making $ on my off days for savings! And you know what ? I'm not drained after! Also I pay from camming and household items as well as groceries with cash on a weekly basis so I can get the coins back and wrap them later to take to the bank in December. I have$60 dollars in quaters dimes and nickels.

Glamourmilf
08-13-2015, 02:01 PM
^^^^^Yes! I do that with my coins as well! I put them in a a metal canister, and usually have around $40-$60 in there by the time it's full.

Jassi
08-13-2015, 04:01 PM
This is very awesome--I have all my cider bottles in my apartment--usually I give them to a man that drives by some mornings--there is a recycling company near me--I'm going to take them there this weekend--if I'm not overrun by the bottles
Just something to try--thx

Redcandy
10-19-2015, 11:49 AM
Made$247 on my off day last week to add to savings!

Glamourmilf
10-19-2015, 12:00 PM
Made$247 on my off day last week to add to savings!

Yippee! That's so awesome!:bouncey::highfive:

Redcandy
11-10-2015, 08:39 PM
Added $1500 to my savings for October Glam. Got all my loose coins ready to go to the bank as well tomorrow. Wrap $104. Im happy. And I Thank Elohim!

Glamourmilf
11-10-2015, 09:34 PM
Added $1500 to my savings for October Glam. Got all my loose coins ready to go to the bank as well tomorrow. Wrap $104. Im happy. And I Thank Elohim!

Wowy wow wow! I'm so impressed! Congrats for sticking with this.
I just started splitting up my savings, where 1 goes toward taxes...i was unprepared this year, and it set me back.

Redcandy
11-10-2015, 09:56 PM
When life catches you on the blind side.. roll over and tell it to kiss your A**!! And keep moving forward!

Glamourmilf
11-10-2015, 11:30 PM
When life catches you on the blind side.. roll over and tell it to kiss your A**!! And keep moving forward!

:yes::yes::yes:

anonymous camgirl
11-11-2015, 08:22 AM
I started a lending club account beginning of 2014. I started off putting $5 a week in there and then I moved up to $16 a week.. now back down to $5 a week due to credit card debt .. The point is I now have $1100 in there earning 10% interest.. doesn't take much.

Redcandy
11-11-2015, 09:53 AM
Will be looking into this today when I go on break^ Ive been invested since 2004 and my average investment return is 6 to7%. Def will check into this!

anonymous camgirl
11-11-2015, 11:27 AM
I love it!.. I wish I could invest more than I do.


Will be looking into this today when I go on break^ Ive been invested since 2004 and my average investment return is 6 to7%. Def will check into this!

Glamourmilf
11-16-2015, 09:08 PM
I just found $160 that I didn't know I had put aside. Sooo happy, cause I'm needing to take break from work, due to severe burnout.
Thank You Universe!:party2::thumbsup::pray:

Redcandy
11-16-2015, 09:50 PM
I just found $160 that I didn't know I had put aside. Sooo happy, cause I'm needing to take break from work, due to severe burnout.
Thank You Universe!:party2::thumbsup::pray:

Glam you better not be using the entire $160 to pay bills because you are burnout! At least put $20 in savings. Got my eye on you lol

Glamourmilf
11-16-2015, 11:12 PM
Glam you better not be using the entire $160 to pay bills because you are burnout! At least put $20 in savings. Got my eye on you lol
I have car repairs that just came up today, so it is going to bills. I've already put my other $$$$ toward savings.
But as the saying goes, "Save for a rainy day". Well, it's raining!

Glamourmilf
11-18-2015, 02:03 AM
Bump.....

Glamourmilf
01-27-2016, 07:43 PM
Bumping because after a shitty January, (in terms of money), I thought it would be good to save for 'Summer Slowdown'.
Following this chart is oh so easy, and painless.
I know for me, just to be able to walk away from cam when it's ridiculously slow, is always a huge blessing.
I start with the next paycheck, i.e. Monday, feb1
Good luck!

SexxiLexxi
01-27-2016, 09:38 PM
Thank you for posting this thread first of all. And secondly thanks for bump8ng it so I could see it hehe. This will help majorly when Im able to dive back into camming once I get a new computer.

Glamourmilf
01-27-2016, 09:56 PM
Thank you for posting this thread first of all. And secondly thanks for bump8ng it so I could see it hehe. This will help majorly when Im able to dive back into camming once I get a new computer.

My pleasure.
Let's try to keep it going, by posting our progress, so that when Summer rolls around, we can collectively tell camming to Suck it! AND post fun things we are doing with our time, instead of sitting on cam during those brutally slow days.

Glamourmilf
02-23-2016, 11:11 PM
Bumping:bump:

SimoneGray
02-23-2016, 11:59 PM
Thank you!! One thing that has helped me a LOT is to get a budget app. I use www.youneedabudget.com just so that I can track WHERE my money goes and how it gets allocated and keep track of savings like this. I think I have decreased my overall spend by about 50% and am super on track to meet savings goals.

Chellyinparadise
02-24-2016, 01:00 PM
Thanks so much for bumping this thread very good idea. Appreciate the info :)

Glamourmilf
06-17-2016, 10:09 AM
:bump:. Bumping this for cam girls that missed it.
During the busiest times ( for me that's fall and winter), I use this chart, and add more money to it.
After a few years of struggling through the summer slowdown, I've decided not to EVER have to go through that stress again.
Hope this helps.:)

LadyCoco
06-17-2016, 09:44 PM
I can't see the chart for some reason o_O

Glamourmilf
06-19-2016, 10:43 AM
I can't see the chart for some reason o_O
Can u see this one?
45215

LadyCoco
06-19-2016, 10:45 AM
Can u see this one?
45215

Yes! Thanks. :)

Glamourmilf
06-19-2016, 01:13 PM
Your welcome. There are more aggressive charts on Pinterest ( which is where I found this one). Meaning you add larger amounts each week.
I will probably put one of those up in the fall, when things pick up.:)

Rena83
06-20-2016, 12:02 AM
Buy cam clothes on eBay and not the Hustler stores or whatever you have close by.

Glamourmilf
06-20-2016, 09:31 AM
Buy cam clothes on eBay and not the Hustler stores or whatever you have close by.

Great advice! I live on eBay to get all of my dildos, wigs, and camming accessories.
I haven't made the jump to Amazon yet, but maybe that's just as good.
Oh, and resale shops, and church bazaars.
Clothes, def. I found a swimsuit set for $7. The SAME set was on QVC last week for $80!
Especially for electronics.
I found a new Bluetooth keyboard that works on both my phone and tablet for $5. A working CD player for $3. Headset for my pso job for $1. On and on.
For me part of the fun is the digging through the stuff to find goodies.

Glamourmilf
03-06-2017, 08:37 AM
:bump: Bumping this because I just started saving again.
Thought it would be inspirational because if it's difficult for you to save, this is an easy way to achieve it./:O

SamanthaSugar
03-07-2017, 12:45 AM
The timing couldn't be better for this thread so thank you a ton but I need to go and find myself a turbo charged calendar.

Thank you!!!

Glamourmilf
07-26-2017, 07:42 AM
:bump: Bumping because during summer slowdown , this is a doable savings plan.
I know, for myself, that this ending amount will be used to take more road trips next Summer.
Having to sit on cam every day, without any plans to go out of town, is bumming me out big time.
I'm going to hold myself accountable to this every week on here.
Who's with me?

minniesoporno
07-26-2017, 10:33 AM
Well after my trip. the goal is to get a move with financial peace university from Dave Ramsey. Get myself my emergency fund, then knock off my debt. I can't let it keep growing in interest.

The cats are gone which means I should really have more money for myself.

too bad I didn't see this chart in June. I would have attacked it with a different plan then I have now.

SamanthaSugar
07-26-2017, 11:21 PM
:bump: Bumping because during summer slowdown , this is a doable savings plan.
I know, for myself, that this ending amount will be used to take more road trips next Summer.
Having to sit on cam every day, without any plans to go out of town, is bumming me out big time.
I'm going to hold myself accountable to this every week on here.
Who's with me?

Me!! I'm going to Burning Man end of August and taking a week off and right when I get back my brother's staying with me for 8 days so it will be kinda hard to work when he's around, so I really need to buckle down and make some serious cash!!

Glamourmilf
07-27-2017, 08:28 AM
Week one: $26/$51
:):highfive:

Glamourmilf
07-28-2017, 07:05 AM
Week one: $26/$51/$1000.1
:):highfive:
Love it!

Glamourmilf
07-14-2018, 08:28 AM
:bump: Bumping.
Since a lot of us are dealing with summer slowdown, and swear to save so we never have to go through it again.
I thought this very attainable chart would be helpful to get us there painlessly.
I found a more aggressive chart, that I will be posting when camming picks up.
Good luck:)50123

Glamourmilf
07-19-2018, 09:35 AM
First $5 in.

anonamiss
07-23-2018, 07:42 PM
So I recently decided to take a percentage-based "pay yourself first" approach to saving. Basically, ive been forcing myself to put aside 20% of every paycheck into a high interest online savings account. First I automatically put 28% of my paycheck into a specific account for taxes (something I have struggled with in past years but I'm trying to be disciplined). Then I take 20% of my net earnings and throw that into savings, with the intent not to touch it except for extreme emergencies. Then whatever is leftover goes towards budgeting for rent, bills, food, etc. I'm finally starting to build a decent emergency fund with this "pay yourself first" method. My paychecks have been all over the place this month (anywhere from $300 to $1600/week, thanks to unexpected some health issues). But that's why its been helpful to save a percentage instead of a fixed goal amount. Instead of frivolously spending and frantically freaking out about bills, I've become very mindful with my finances. Once I finish a pay period and know what my next paycheck will be, I calculate how much i'll transfer to separate accounts for taxes and savings, and then prepare my budgets accordingly. I use Ally bank and the Mint app, if anyone's curious.

Glamourmilf
07-24-2018, 08:17 AM
^^^ WOW! Congratulations! What a fantastic tip for everyone. Keep up the amazing work!:goodvibes:great:

:bump: Bumping.
Since a lot of us are dealing with summer slowdown, and swear to save so we never have to go through it again.
I thought this very attainable chart would be helpful to get us there painlessly.
I found a more aggressive chart, that I will be posting when camming picks up.
Good luck:)50123

I've decided to do 2 of these.
One for the money to take a month off next summer. And the other one to be able to travel during my time off.:)
I printed out 2 charts, and put them up on my wall.
Today I've added $10

KatyBoleyn
07-24-2018, 09:22 AM
So I recently decided to take a percentage-based "pay yourself first" approach to saving. Basically, ive been forcing myself to put aside 20% of every paycheck into a high interest online savings account. First I automatically put 28% of my paycheck into a specific account for taxes (something I have struggled with in past years but I'm trying to be disciplined). Then I take 20% of my net earnings and throw that into savings, with the intent not to touch it except for extreme emergencies. Then whatever is leftover goes towards budgeting for rent, bills, food, etc. I'm finally starting to build a decent emergency fund with this "pay yourself first" method. My paychecks have been all over the place this month (anywhere from $300 to $1600/week, thanks to unexpected some health issues). But that's why its been helpful to save a percentage instead of a fixed goal amount. Instead of frivolously spending and frantically freaking out about bills, I've become very mindful with my finances. Once I finish a pay period and know what my next paycheck will be, I calculate how much i'll transfer to separate accounts for taxes and savings, and then prepare my budgets accordingly. I use Ally bank and the Mint app, if anyone's curious.

Max out your IRA, anyone can easily open one and it locks up to $5500 a year pretty tight...and its fully tax deductible. For self-employed, it can knock down your tax bill by about $1000. Free money. In absolute emergencies you can borrow that money back once a year for up to 60 days without penalty, and also take money out for home buying and tuition expenses before retirement. QQQ has been the best bet for savings, giving 20% interest for the last 10 years, nothing really beats it over the long term. Its a simple basket of the biggest growing stocks on the market. Hubby is doing a full writeup on IRA's for an upcoming article for our site.

anonamiss
07-24-2018, 10:31 AM
Max out your IRA, anyone can easily open one and it locks up to $5500 a year pretty tight...and its fully tax deductible. For self-employed, it can knock down your tax bill by about $1000. Free money. In absolute emergencies you can borrow that money back once a year for up to 60 days without penalty, and also take money out for home buying and tuition expenses before retirement. QQQ has been the best bet for savings, giving 20% interest for the last 10 years, nothing really beats it over the long term. Its a simple basket of the biggest growing stocks on the market. Hubby is doing a full writeup on IRA's for an upcoming article for our site.

that's one of my goals as well, just wanted a solid cushion of easy to access savings first. I knew there were IRA penalties and exceptions, but didn't know about the "60 days once a year" part. That's good to know. Investing makes me so nervous but I want to start learning... I will read more about QQQ. Also, a lot of financial advice nowadays seems to insist on contributing to a Roth IRA, but I think my current financial situation would benefit more from contributing to a tax deductible traditional IRA, to knock down my tax bill like you said. Would love to read that article your Hubby's writing whenever it's finished!

KatyBoleyn
07-24-2018, 10:42 AM
For self-employed, especially with no kids for the EIC, traditional IRAs do make a lot more sense than a Roth. In retirement, you can somewhat control what you take out so your tax bracket should stay low. If the majority of your income comes from a vanilla employer (and especially if your employer is contributing) and you're making under $50k a year or so, then a Roth may be a better choice.

Glamourmilf
08-10-2018, 05:16 AM
Bumping for those who missed it.
I'm on my 3rd week of double down savings.
Feels so good!

anonymous camgirl
08-10-2018, 09:05 AM
I have a SEP- IRA ... isn't that even better than a traditional IRA?


For self-employed, especially with no kids for the EIC, traditional IRAs do make a lot more sense than a Roth. In retirement, you can somewhat control what you take out so your tax bracket should stay low. If the majority of your income comes from a vanilla employer (and especially if your employer is contributing) and you're making under $50k a year or so, then a Roth may be a better choice.

addytoi
08-10-2018, 12:38 PM
I have a SEP- IRA ... isn't that even better than a traditional IRA?

I think the main difference between the two is the annual contribution limit. Traditional is $5,500. SEP is the lessor of 25% of your gross income or $52,000. If you want to set aside more than $5,500 then a SEP would be best.

Are you able to write off all that you contribute to a SEP for taxes?