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Sinna (2pee4you)
02-24-2017, 01:25 AM
I want to voice some tiny criticism. I know it's a tactic, but:

I could not find any link to privacy policy, tos or pricing and fees before clicking the "sign up" button. I don't like these tactics.

"You can view the list of fees associated with your Firstchoice Pay card in your Firstchoice Pay online account. To view your fees, go to the Help tab and select Pricing & Fees."

But to create an account, I already need to order the card, right? So I can only see the fees after I already got it. Even if this might be a legal practice, it's not transparent. I don't like that.

Sinna (2pee4you)
02-24-2017, 01:34 AM
In the last step, it says "your card will be shipped to this address". The card is $30 / year. I will never use it (because of the fee, currency conversion fee and cross border fee, these are too many fees for me). I would only use the account to accept and send online payments.

Can I open an account without the card? It says "WILL be shipped" and the button says "ORDER" so I won't complete the last step before I know.

danep
02-24-2017, 01:41 AM
In the last step, it says "your card will be shipped to this address". The card is $30 / year. I will never use it (because of the fee, currency conversion fee and cross border fee, these are too many fees for me). I would only use the account to accept and send online payments.

Can I open an account without the card? It says "WILL be shipped" and the button says "ORDER" so I won't complete the last step before I know.

Hi, this also depends on the specific websites you are currently working with. In any doubts you already have my contact details, and I'll be more than happy to assist you further.

Sinna (2pee4you)
02-24-2017, 01:48 AM
Hello dan,

there is only an order button and I need to accept everything. There is no option that says online account only.

malika29
02-24-2017, 03:28 AM
This might be a daft question but i have had a look on the site and so cannot find the answer. Can anyone advise how much funds i can have on the card? I know paxum is 10k and just trying to find this out as well. Thanks.

sweetme
02-25-2017, 06:44 PM
danep still waiting for your pm..i sent all my info to unlocked my account and i pm u still nothing..need to get paid..thanks

danep
02-26-2017, 02:25 AM
This might be a daft question but i have had a look on the site and so cannot find the answer. Can anyone advise how much funds i can have on the card? I know paxum is 10k and just trying to find this out as well. Thanks.

Malika, it's an excellent question. Even in cases when the balance of payments that you have received exceed the card's limits, the payments don't stop. The surplus shifts in as you use the card and spend the funds. Let me know if that helps.

malika29
02-26-2017, 03:08 AM
Malika, it's an excellent question. Even in cases when the balance of payments that you have received exceed the card's limits, the payments don't stop. The surplus shifts in as you use the card and spend the funds. Let me know if that helps.

Hi Dan,

Interesting reaponse but you havent really answered my question. I would like to know how much money i can have on my card before i cannot add any more ie 5k or 10k is the limit. If you dont want to post it in open forum then please pm me the response. Thanks.

danep
02-26-2017, 03:14 AM
Hi Dan,

Interesting reaponse but you havent really answered my question. I would like to know how much money i can have on my card before i cannot add any more ie 5k or 10k is the limit. If you dont want to post it in open forum then please pm me the response. Thanks.

Malika the limit is 10K, however if you pass that limit, the funds are not lost or stuck. This means that if you have 10K on your card, an additional payment load will not be rejected due to it. you should be able to see the card's balance, and the accounts balance on thee user interface. Feel free to ping me directly as well, Dan :)

sexysusie
02-26-2017, 04:19 AM
You don't even need the new first choice card - if you have an existing one that says choice bank on it that one will switch over to first choice payments and they send you out a new Payoneer one for free! I just got mine without having ordered anything :)

malika29
02-26-2017, 06:51 AM
Thanks Dan for the response thats all i needed to to know. And thanks Susie, you are the fountain of knowledge as always so very much appreciated x

LucyLenore
02-28-2017, 04:57 PM
I am so not happy not being able to use "Private Loads" I have had this account for over 5 years and always used it. I have regulars that send me funds this way. UGH! IT was the one safe way I had to get ALL of my funds instead of having to go through one account or another and have that site take 30% or more of my money. This is absolutely ridiculous. I really hope this changes in the future.

danep
03-01-2017, 01:58 AM
Hi Lucy, I will take your invitation to walk on thin ice and reply to your comment. The majority of models don't use this service for various reasons that range from security, compliance, book keeping, and many more reasons.
What I do know for sure, thanks to great mentors I met in this forum, is that there is a diversity of websites and providers that you can integrate with our service without resorting to credit card loads from individual clients. Whether you have your own website, or work on a boutique niche one, I'm sure there is a solution that can come closer to meet your expectations.
Should you wish to ping me directly with insights, inquiries, or grievances, you are more than welcome to do so. Dan :)

Mistress Anika
03-01-2017, 10:36 AM
Wholly crap, I'm so glad most of my sites offer direct payment options.

I had the pleasure of talking to Steve on chat support and while a lovely chap, almost 100% useless in solving my issues and keep telling me to contact the payment site (customs4U) when my question was solely about my personal banking info (ie; where the money goes once it leaves FCP's hands)

Then when I attempted to update my bank account details, that was impossible because I couldn't supply him with a copy of a voided check (who uses checks anymore?) and my bank statement while listing the name of my bank and both account numbers (the one currently on file and the one I wanted to update my account too) didn't also list the bank routing number.

And since the current account on file is a savings account and I've had the same bank since 2007, I know the account number was verified a different way in the past.

danep
03-01-2017, 10:58 AM
Wholly crap, I'm so glad most of my sites offer direct payment options.

I had the pleasure of talking to Steve on chat support and while a lovely chap, almost 100% useless in solving my issues and keep telling me to contact the payment site (customs4U) when my question was solely about my personal banking info (ie; where the money goes once it leaves FCP's hands)

Then when I attempted to update my bank account details, that was impossible because I couldn't supply him with a copy of a voided check (who uses checks anymore?) and my bank statement while listing the name of my bank and both account numbers (the one currently on file and the one I wanted to update my account too) didn't also list the bank routing number.

And since the current account on file is a savings account and I've had the same bank since 2007, I know the account number was verified a different way in the past. Hi, I'm very sorry to hear about this experience, and I offer you my assistance. You are more than welcome to contact me directly.

LucyLenore
03-01-2017, 11:53 AM
Hey Dan,
I am sorry if you think I was being Harsh. And thank you for you answer, I appreciate it. The difference is for me, Most Models have a bank account. I, do not. I HATE Bank accounts. All I've had is my Payoneer account for years. I never had to worry about surprise fees and I didn't have to worry about my money going missing because of this or that. Call me paranoid and I was raised by what you would probably call "Hippies" but I refuse to get a bank account that will just take more of the money I earn. As far as security this was the safest way to get money directly from a client (which is what we in this business need to make our money) without 30% or more being taken. As well as they never know our real names, addresses, ect. I am seriously disappointed this feature is gone, and I am not the only or first person to post about it here.
Thank you for your time,
Lucy

KatyBoleyn
03-01-2017, 06:36 PM
Hey Dan,
I am sorry if you think I was being Harsh. And thank you for you answer, I appreciate it. The difference is for me, Most Models have a bank account. I, do not. I HATE Bank accounts. All I've had is my Payoneer account for years. I never had to worry about surprise fees and I didn't have to worry about my money going missing because of this or that. Call me paranoid and I was raised by what you would probably call "Hippies" but I refuse to get a bank account that will just take more of the money I earn. As far as security this was the safest way to get money directly from a client (which is what we in this business need to make our money) without 30% or more being taken. As well as they never know our real names, addresses, ect. I am seriously disappointed this feature is gone, and I am not the only or first person to post about it here.
Thank you for your time,
Lucy

You have to understand, credit card branding companies (VISA, MC, etc) make a difference between "high-risk" and "standard" when licensing out their services. "Adult Services", especially over the internet, falls squarely into the "high risk" category. Merchants caught allowing such transactions can have their service suspended, or more likely their account converted to a "high-risk merchant account", meaning fees and usage increases by 300-500% for every transaction on that account. Most companies don't have cammodels in mind when making the rules in their TOS, so don't always spell it out. This is always the case, however. This is why every vanilla merchant/e-wallet/payment provider wants nothing to do with adult business. They didn't take anything from you, they just closed a loophole so they wouldn't be nailed with millions in additional fees.

Between various setup fees, inspection fees, licensing costs, but discounts by volume, high-risk processors (such as IndieBill or CammodelDirectory, for example), pay between 4 and 15% of the transaction to the credit card gateway provider. They aren't always making the amazing profits you think they are.

The flipside is that payroll from companies, including adult companies, is a low-risk transaction. This is why its perfectly valid for websites to pay you via these methods. Those transactions are never "charged back" (who refuses their paycheck?). The ban on taking client payments by PayPal, FirstChoice, Vimeo, etc has nothing to do with any kind of moral obligation, it is codified risk management. If they turn a blind eye and allow such transactions, they will be murdered by VISA and MC.

The people to take up this fight with are the politicians that allow the credit card companies to make this difference and enforce charging vastly higher rates to high-risk merchants. There has been some headway in Europe towards this (cc companies were capped at what they could charge for high-risk accounts), but not in the U.S. Good luck convincing your congressman (or woman) that your clients would never ask for a chargeback.

LucyLenore
03-02-2017, 07:08 AM
Hey Katy,
First of all, THANK YOU. I have NEVER understood why sex work so specifically is targeted in this way. It still is fuzzy why Payoneer could do private loads and now that it's switched to 'First Choice' They have stopped. But I have a more clear understanding. I don't like it, but at least I can understand.
<3
Lucy

EricaErotica
03-03-2017, 02:06 PM
Hi Dan,

I had a Payoneer account/card from 2011 - 2014. I have not actively used my card and have not been paid by an adult company through Payoneer in the last 4 years. I will need to start receiving payments again through Payoneer by one of the adult companies I work for. I will need your help in reactivating my account/card. What is the best why to discuss this with you privately? Please let me know.

danep
03-05-2017, 06:26 AM
Hi Dan,

I had a Payoneer account/card from 2011 - 2014. I have not actively used my card and have not been paid by an adult company through Payoneer in the last 4 years. I will need to start receiving payments again through Payoneer by one of the adult companies I work for. I will need your help in reactivating my account/card. What is the best why to discuss this with you privately? Please let me know.

Hi Erica, any chance you contact me directly? sorry for the delayed response.

danep
03-12-2017, 08:46 AM
Hi everyone, I have been approached offline about many questions regarding linking Streamates to Firstchoice Pay, possible fees, payment methods etc. I have seen so many numbers being dropped into the discussion, initials and terms, that I believe a lot of questions may still go unanswered, and I'd like to do my best to help make sense of things. Feel free to approach me with questions.
Dan.

Candy_Women
03-27-2017, 05:27 AM
Hi Danep!

I received the firstchoice card, and now I'm receiving the payouts there.
I still have the payoneer card, expires on 2018 and I have a lot of money there.
Should I transfer all the money from the payoneer account to the firstchoice account? how can I do it?

danep
03-27-2017, 05:33 AM
Hi Danep!

I received the firstchoice card, and now I'm receiving the payouts there.
I still have the payoneer card, expires on 2018 and I have a lot of money there.
Should I transfer all the money from the payoneer account to the firstchoice account? how can I do it?

Hi there, it sounds like a closer look maybe needed, because maybe you are using both services with different funding sources. Please send me a private message when you can. :)

LustyLark
03-31-2017, 06:30 PM
Is First Choice not paying out from Manyvids immediately like Payoneer did? I noticed last month the payment came a day later and have yet to receive my payment for this month either. Why should I pay an extra $5 to get it within 2 hours if the payment doesn't come until the next day?

Tulips
04-01-2017, 06:11 AM
@danep I am looking at the payment options SM is offering and am trying to make the decision which one is best for me. My life is in ruins after having my private banking information attached to a third party payment source and I am looking for ways to prevent this from happening again. I have two questions, is it possible to have FirstChoice funds loaded to a PayPal MasterCard? and Is there an option for withdrawl by paper check from FirstChoice funds to a person not having an account? In other words my question is, before I make a cash withdrawl, is it possible to send my landlord his rent money via papercheck?

I also am looking for an itemized fee schedule. I do see a fee schedule on your website but it doesn't appear to be the complete list. If I remember correctly, I used to use payoneer but stopped because I was paying upwards of $145 a month to access my funds via ATM. The base withdrawl fee was $25 and then the terminal fee's threw it over the top. Is this still the current fee structure?

danep
04-01-2017, 09:06 AM
Is First Choice not paying out from Manyvids immediately like Payoneer did? I noticed last month the payment came a day later and have yet to receive my payment for this month either. Why should I pay an extra $5 to get it within 2 hours if the payment doesn't come until the next day? Hi, your payment flow should not be obstructed by the transition. Please send me a private message at your earliest convenience.

danep
04-01-2017, 09:31 AM
@danep I am looking at the payment options SM is offering and am trying to make the decision which one is best for me. My life is in ruins after having my private banking information attached to a third party payment source and I am looking for ways to prevent this from happening again. I have two questions, is it possible to have FirstChoice funds loaded to a PayPal MasterCard? and Is there an option for withdrawl by paper check from FirstChoice funds to a person not having an account? In other words my question is, before I make a cash withdrawl, is it possible to send my landlord his rent money via papercheck?

I also am looking for an itemized fee schedule. I do see a fee schedule on your website but it doesn't appear to be the complete list. If I remember correctly, I used to use payoneer but stopped because I was paying upwards of $145 a month to access my funds via ATM. The base withdrawl fee was $25 and then the terminal fee's threw it over the top. Is this still the current fee structure?
Hi, I'm sorry to hear about the dire straits you went through, and you have my sincere sympathy. I think that you can have a much better experience and advice with a prepaid card solution this time. Please send me a private message and we'll have you assisted and informed. I think that confusion and mixed messaging are a core reason for the previous experience with our services. Looking forward for your contact. Dan.

LustyLark
04-02-2017, 01:43 AM
It appears I spoke prematurely and I was paid much earlier this time :)

CanTheCan
04-05-2017, 05:51 PM
I have the pre-paid Payoneer card now FirstChoice. (It was issued around the end of last year & has 'Choice Bank Limited' on it).

When I log into my FC account online it gives the option to add Bank Account details. If I do this, does that mean the card becomes redundant? or does it mean I have TWO choices with FirstChoice?! ... i.e., when I go to withdraw I can opt to withdraw to my bank OR the card?

Or once I add Bank Account info do all future withdrawals have to be made to the bank only?

danep
04-06-2017, 02:58 AM
I have the pre-paid Payoneer card now FirstChoice. (It was issued around the end of last year & has 'Choice Bank Limited' on it).

When I log into my FC account online it gives the option to add Bank Account details. If I do this, does that mean the card becomes redundant? or does it mean I have TWO choices with FirstChoice?! ... i.e., when I go to withdraw I can opt to withdraw to my bank OR the card?

Or once I add Bank Account info do all future withdrawals have to be made to the bank only?

Hi, to the best extent of my knowledge there's no withdraw to a bank account plug-in from the card's balance. There might be a case in which you are getting paid already from several platforms with a bank transfer method in addition to your prepaid card. Let me know if that helps, Dan.

danep
04-06-2017, 09:03 AM
I forgot to mention that you can always contact me directly, so that way I will make sure that you are assisted properly, Dan.

LustyLark
04-07-2017, 08:33 AM
Tried sending you a message but not sure if you got it as it says I have no sent messages.

danep
04-07-2017, 08:56 AM
Tried sending you a message but not sure if you got it as it says I have no sent messages. Hi, please try my direct email address: [email protected]

CanTheCan
04-07-2017, 12:07 PM
Hi, to the best extent of my knowledge there's no withdraw to a bank account plug-in from the card's balance. There might be a case in which you are getting paid already from several platforms with a bank transfer method in addition to your prepaid card. Let me know if that helps, Dan.

I didn't say it was from the card's balance I said when I logged in online to my firstchoice account, it shows I can add a bank account. My question was IF I do this, does that mean ALL future withdrawals are then withdrawn to the Bank Account that I added?

Or when I have funds loaded onto there and want to withdraw do I get the option of withdrawing to either the card or the bank account? (because currently I have a USD card).

Also I have emailed Support twice with no response..... according to Adultwork I can apply for the card in GBP and I would like to do that, so I have asked via Support.... I already have a USD card but I understand from them I can have both, i.e., one in USD and one in GBP. All I want to do is order the GBP one as well but can't seem seem to get a response.

I may have to ring from the UK, probably now on Monday/next week (if I don't get any sort of response via the internet/email/on site).

LustyLark
04-07-2017, 02:12 PM
Hi, please try my direct email address: [email protected]

I did several hours ago. Thank you!

danep
04-07-2017, 11:04 PM
Hi, you should be able to order a GBP card from your Adultwork settings and add it quite easily. Don't hesitate to ping me if needed.

LustyLark
04-08-2017, 08:59 AM
Never did receive an email back

CanTheCan
04-08-2017, 09:20 AM
Hi, you should be able to order a GBP card from your Adultwork settings and add it quite easily. Don't hesitate to ping me if needed.

That's the thing, I can't. It states you can get the GBP card & provides a link, which is basically to the FirstChoicePay website, where one then has to the Log in! Then when one is logged in, there appears to be NO facility where one can order this now seemingly elusive British GBP card!

This then resulted in me writing to FCP Support (twice) re same subject matter with zero response. And also why I thought I would try this route. Although a response is appreciated it still does answer the query, only sending me to back to the original source (AW) who gave information only, i.e., this:

FirstChoice Pay (Payoneer) now offering GBP cards

As part of the move to FirstChoice Pay, we are now able to issue members with debit cards denominated in GBP.

Members without a FirstChoice Pay card are strongly encouraged to get one, to ensure they have a back up method for receiving their credits. (Paxum is also an adequate backup.)

It makes sense for members in the UK to request their cards in GBP. Members elsewhere can choose GBP or USD.

Members in the UK that already have USD accounts/cards can apply for a new account in GBP. At the time of writing, the balances will not be shared across both.

If you end up with two (approved) accounts/cards, one GBP and one USD, you will be able to choose which one to transfer credits to on the Credits Transfer Request page.

Seems like getting one of these is akin to rocking horse sh!t! #rare #merrygoround #dizzy

One is most definately not amused!

EDIT:

It looks like a NEW account has to be created as somewhat hidden in all the blurb it states this:

"Members in the UK that already have USD accounts/cards can apply for a new account in GBP. ".

I read the above to mean I could apply via the same profile (account) -- anyway I will make a new/separate application, I didn't think it was possible to open 2 sep accounts but perhaps it is with this new service.

danep
04-08-2017, 10:29 AM
Hi, your point is well noted. Please contact me at your earliest convenience. Messaging by two companies about the same subject can have mismatches, and this is one of the reasons I'm here. I'm sure I can do something to help you and other models as well. If there's an error, I'd like to make sure it doesn't repeat itself, Dan.

CanTheCan
04-08-2017, 11:07 AM
Hi, your point is well noted. Please contact me at your earliest convenience. Messaging by two companies about the same subject can have mismatches, and this is one of the reasons I'm here. I'm sure I can do something to help you and other models as well. If there's an error, I'd like to make sure it doesn't repeat itself, Dan.

Hi again,

Thank you, I have edited my above post and will try what is in the edit above. Hopefully it will work, if not I will report back to you! (or indeed if it DOES work I will also report back with the outcome).

Thank you for your time & patience.

CanTheCan
04-08-2017, 11:26 AM
Yikes I was just about to order a new card when I read:

Annual Account Maintenance $29.95 Per year From available balance - each year

What does this mean exactly?

Also does this mean I will now be expected to pay this Annual fee on the USD Card I was issued with last year with Payoneer? And has the $2 monthly maintenance fee been scrapped?

Am confused, I don't want to order another card until I have clarity re this.

CanTheCan
04-08-2017, 11:40 AM
I have just logged into my USD 'old Payoneer' now FirstChoicePay account online, the Fee structure is the same as it was before, i.e., no Annual Maintenance fee plus $2 load fee etc.

So is the new card structured differently and/or is it because I am ordering a GBP card?

Also the reason I enquired about this wording:

"Annual Account Maintenance $29.95 Per year From available balance - each year"

is because whenever I load money onto it I usually take it out straightaway, I don't tend to leave a balance on it, so does that mean even if I leave no balance that an Annual Account Maintenance charge would be due?

danep
04-08-2017, 01:03 PM
Hi, and thank you for bringing this up. I would really appreciate a direct contact, in order to see that an additional card is not mismatched or messaged as a new account. In any case scenario, no fees are deducted from a non existing balance, I'm looking forward for your contact. Sincerely, Dan.

laurielegs
04-10-2017, 02:25 PM
I have sent this to your email also Dan with my specific personal details, but wanted to post here too to see if the answers may be helpful to anyone else. When FirstChoicePay took over my Payoneer account my Payoneer card balance transferred over and I was still able to use my old card which will be expiring in October.

I got a new Payoneer card in the mail today and I was assuming this was my replacement card since my old one will expire soon. I was super happy to see this card has a chip and is USD currency (with my old card I had to pay a cross border fee with every transaction).

I activated the new card however my balance did not transfer over and none of the funding sources I use are listed. When I log in to my Payoneer account the new card is there now with a zero balance, but not listed on FirstChoicePay.
I get most of my payouts direct to my bank account through my FirstChoicePay account, however there are two funding sources which do not offer the direct bank deposit: YouKandy and Video Secrets.

Am I supposed to disconnect my YouKandy and VideoSecrets accounts and redo them to go to the new Payoneer card? or will I be getting a FirstChoicePay card in the mail too? I'm not sure what to do here. I don't want to be left without a way to get my pay from VideoSecrets and YouKandy after my old card expires.

danep
04-10-2017, 02:34 PM
Hi, I'm looking forward for your e-mail and to making this as seamless as possible. That's what I'm here for, to assist.

laurielegs
04-10-2017, 02:52 PM
Hi, I'm looking forward for your e-mail and to making this as seamless as possible. That's what I'm here for, to assist.


Thank you for checking into this. I still have a week or two before I will have another payment sent from them so its not super urgent, just was wondering what the status of the new card is and whether to use this one or not.

danep
04-11-2017, 02:18 AM
Hi Laurie, I believe the issue is resolved :)

danep
04-25-2017, 12:57 AM
Hi, I have been hearing a lot of chatter regarding signing up for bank transfers from MyFreeCams. I don't have access to all threads, so if anyone requires assistance, that's what I'm here for.
Dan :)

Bananabunny
04-27-2017, 11:13 PM
Hi, I have been hearing a lot of chatter regarding signing up for bank transfers from MyFreeCams. I don't have access to all threads, so if anyone requires assistance, that's what I'm here for.
Dan :)
I have decided to use Firstchoicepay now but it's so confusing.
It tells me that The USD are gonna change in Euros, even tho I would rather want it from USD in Swiss francs. Is there a way to change that?
And even if I haven't got the card yet, can I still have a payment from mfc?
And are there any fees from FirstChoicePay?
I am new to this and usually my parents help me with payments but in this case they can't help me since they don't speak English very well unlike me.

danep
04-28-2017, 12:45 AM
I have decided to use Firstchoicepay now but it's so confusing.
It tells me that The USD are gonna change in Euros, even tho I would rather want it from USD in Swiss francs. Is there a way to change that?
And even if I haven't got the card yet, can I still have a payment from mfc?
And are there any fees from FirstChoicePay?
I am new to this and usually my parents help me with payments but in this case they can't help me since they don't speak English very well unlike me.
Hi, it sounds like you were using wire transfers, and I can feel some of the tension models in MyFreeCams are going through these last few days. That being said, I'm not going to use this as a cynical opportunity to ramp new sign ups, I'm here to help.
Please e-mail me directly at :[email protected], and we will try to work out a solution that might not be ideal for you at the moment, however you will be better informed. It's very important for me to emphasize that in times like these, my primary objectives here will always be to listen and help first. I believe that the recent changes will eventually have a smaller impact than we think. I hope my honesty and atitude will be of assistance, and I'm sure mores solutions will come up very soon. Dan