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AuroraJade
02-12-2021, 12:47 PM
That's fine and I didn't intend for that to sound offensive, I only meant that it's reached mainstream levels of popularity and so many are signing up without knowing that risk, especially since every other adult platform in the industry covers chargebacks responsibly. There is a lot of criticism and advisement against Paypal, when there needs to be more awareness about Onlyfans and their lack of chargeback protection. I posted about it on Reddit a few months ago and many had no idea that chargebacks were a thing. I helped a couple girls find chargebacks in their statements before OF added the chargeback dispute section to their statements.

Business Paypal accounts don't reveal personal information. This is the default method for large donations for Twitch Streamers.

Im with you! I think a lot of these girls going to get scammed eventually, which is bad, but its even worse when I see them putting themselves in harms way. I know a very popular OF girl in my country who does (vanilla) livestreams on Facebook under her real name, in her house, from her walking around the street in her neighborhood. Thats dangerous AF. They dont understand how unhinged some of these guys can be.

arielbriel
02-12-2021, 02:14 PM
Idk about the guys being banned. I’ve had 3 guys chargeback and when I click on their name, their profile is still active.

PixiieGirl
02-12-2021, 02:38 PM
Idk about the guys being banned. I’ve had 3 guys chargeback and when I click on their name, their profile is still active.
there are some situations where they dont - and sometimes it takes a while for them to actually be removed - if you bring it up with support about 50% of the time they'll also remove them x

SuperPookie
02-12-2021, 06:40 PM
I don't take PayPal because I use it so much in my regular life but I do take CashApp & Google Pay and look at it pretty much like Minibagel says- no more chance of getting cb's than on OnlyFans or a similar site. What I don't do is have guys who found me on sites use alternative payment methods and generally view those dudes who ask as potential scammers. On Reddit though by far the majority of guys will only pay using apps or giftcards.

sexysusie
02-12-2021, 11:57 PM
Maybe slightly off topic but I don't really see accepting alternative methods as being that much riskier than having an OnlyFans account and that platform has exploded in popularity. It's basically the status quo for a cam girl to also have an OF account. Just in case anyone didn't know, OnlyFans provides *zero* chargeback protection and will take the chargeback money right out of your incoming balance until the "debt" is repaid. So in the meantime, anyone who gives you money may as well have set that $ on fire instead because OF will keep every single incoming dollar until the chargeback amount is earned back in full. And guys can issue chargebacks months later... pretty despicable.

So basically all these content creators are either totally clueless or totally cool with high risk of chargebacks. The more subscribers the greater the risk. More subscribers = more transactions of any kind: subscription, PPV, tip, etc. and they are all eligible for chargebacks at any time. Onlyfans doesn't have your back and it blows my mind how many cam models are flocking to a platform that doesn't even have basic chargeback protection. I feel like the very top creators don't even notice or care bc they are raking in serious boatloads of cash, but it certainly hurts the smaller fish.

At least with Paypal/Gpay/etc. where you'd instead get 100%, you can exercise your right to be highly selective about who you allow to pay you vs. having any random jackass on OF screw you over. Such is the case with quality over quantity... what do ppl expect when their OF subs are only willing to fork over for example the average $10/mo sub price-- basically the price of pizza per month? So in that sense, OnlyFans is much much riskier to me in that I'd basically have to pray every night that a bunch of random low-quality, low-paying "fans" won't issue chargebacks, vs. feeling totally at peace with longtime trusted high quality clients with Paypal/Gpay/etc.

To eliminate risk of chargebacks on Paypal/Gpay, granting access to these alternative payment methods should be ultra, ULTRA exclusive and not something you offer to just anyone. Also... cash out your balance every single time. Never had any issues in my 5 years of having these alternative methods. I also have business accounts and all my tax info & I.D. on file with these platforms, they send 1099s just like camsites, so I think that automatically makes them view me as less suspicious/risky by default. I'm not money laundering which is their main concern and they have all my tax info to report my revenue to the IRS every year!

I'm intrigued how you've actually managed to keep your PayPal all this time? I too only had business accounts and was set up on the first one with all my Info etc. Yet time after time I've been banned after a few weeks lmao, and now they've started insisting on texting me every time I log in, and you can only have your number on one account sooo... Yeah apart from being incredibly risky (I got over the risk though a few years back) they're akward as fuck.

** Do NOT take this as advice anyone please because yes PayPal CAN fine you up to $500, go after you with debt collectors, and ban EVERY account on your IP address!

minibagel
02-13-2021, 01:37 AM
I'm intrigued how you've actually managed to keep your PayPal all this time? I too only had business accounts and was set up on the first one with all my Info etc. Yet time after time I've been banned after a few weeks lmao, and now they've started insisting on texting me every time I log in, and you can only have your number on one account sooo... Yeah apart from being incredibly risky (I got over the risk though a few years back) they're akward as fuck.

** Do NOT take this as advice anyone please because yes PayPal CAN fine you up to $500, go after you with debt collectors, and ban EVERY account on your IP address!


Hi, not sure what to say, from June 2015- November 2017 I only used Paypal exclusively with *one* single client and he was my top findom client ever. It wasn't until late 2017 and that I allowed one more person to start paying me there. By 2019 I've allowed maybe a couple other clients since then? All people I've known since fall 2014 from MyFreeCams when I first started camming. Google Pay is the same way for me. I have close relationships with all of these clients, I know all of their real personal info (they voluntarily shared this with me, they do not know mine) they make sure to never leave any notes in their tips, and none of them would ever do chargebacks.

I don't believe I was advising anyone to sign up to Paypal at all, or any alternative payment method for that matter. I also said that if you *do* decide to go with alternative methods, that you make it a super exclusive privilege. My only point was to shine a spotlight on Onlyfans' lack of chargeback protection since it's basically more popular than camsites at this point (to the average person) and how it's just as risky as accepting alternative payment methods. They both have their own unique set of risks, but as I said in another post: People aren't flocking to Paypal or Cashapp at the same rate they are to Onlyfans, and there is undeniably a greater risk for chargebacks the more fans you gain.

I've never been hit with any fine, no debt collectors have gone after me and I'm not sure for what. We can either call it luck or could be the fact that my hand-selected clients don't suck to let that happen to me. The risk would be literally 100000x greater if I had decided to keep my Onlyfans account where I would then have zero control over who pays me via subscription, tip, PPV, etc.



Update: Btw just checked my personal and business accounts and my number is on both. I never get texts when I log in on either. Maybe it's different since you're in the UK.

sexysusie
02-13-2021, 08:57 AM
Hi, not sure what to say, from June 2015- November 2017 I only used Paypal exclusively with *one* single client and he was my top findom client ever. It wasn't until late 2017 and that I allowed one more person to start paying me there. By 2019 I've allowed maybe a couple other clients since then? All people I've known since fall 2014 from MyFreeCams when I first started camming. Google Pay is the same way for me. I have close relationships with all of these clients, I know all of their real personal info (they voluntarily shared this with me, they do not know mine) they make sure to never leave any notes in their tips, and none of them would ever do chargebacks.

I don't believe I was advising anyone to sign up to Paypal at all, or any alternative payment method for that matter. I also said that if you *do* decide to go with alternative methods, that you make it a super exclusive privilege. My only point was to shine a spotlight on Onlyfans' lack of chargeback protection since it's basically more popular than camsites at this point (to the average person) and how it's just as risky as accepting alternative payment methods. They both have their own unique set of risks, but as I said in another post: People aren't flocking to Paypal or Cashapp at the same rate they are to Onlyfans, and there is undeniably a greater risk for chargebacks the more fans you gain.

I've never been hit with any fine, no debt collectors have gone after me and I'm not sure for what. We can either call it luck or could be the fact that my hand-selected clients don't suck to let that happen to me. The risk would be literally 100000x greater if I had decided to keep my Onlyfans account where I would then have zero control over who pays me via subscription, tip, PPV, etc.



Update: Btw just checked my personal and business accounts and my number is on both. I never get texts when I log in on either. Maybe it's different since you're in the UK.

Wasn't getting at you. I'm genuinely intrigued as PayPal has been very useful for me during the periods I've been able to use it. But it never goes more than a few weeks before I get locked out with no explanation and some time later the email to say service terminated.

The info about PayPal's risks was aimed at the poster who said they read somewhere about a fine. I wasn't suggesting you're encouraging people. I put that message to make it clear *I* am not encouraging people.

However it doesn't matter how selective you are with clients, the risks are the same because a) anyone can initiate a case with PayPal, and b) PayPal generally figure out pretty quickly if you're using it for anything adult. Things like generally only getting 50 - 100, then one day getting 1000 can trigger the algorithms so that someone manually looks at your account. I certainly wouldn't say it was safer to use than Onlyfans, which was indeed an adult platform to start with.

minibagel
02-13-2021, 02:24 PM
No prob and I get it, I have def read horror stories about PayPal, both on the adult and vanilla side but I’ve also read horror stories about OF chargebacks. I was really apprehensive to even sign up to PayPal initially, my findom guy and I used tokens and then Google Pay for a while before I eventually took the risk and made a PayPal because he wanted to give me 100% via credit, not bank (Gpay). I understand that anyone can initiate a case and maybe I’m naive af but I truly believe the few ppl who know my biz PayPal would never screw me over. I know they would communicate with me first and I could handle the refund myself without PayPal ever stepping in. Ofc if I started letting anyone random person pay me that way I’d really be playing with fire.

I pretty much only used PayPal with my #1 findom guy and he stopped paying me just a couple months ago. Currently only one other person pays me there on occasion. Google Pay is actually my main method for everyone else and until very recently it only required an email to send money. Soon they will start requiring a number so I’ll need to get a Google #.

As far as wildly varying amounts triggering the system, you are right in that sort of paying behavior definitely *should* trigger the alarms on PayPal but for some reason it never did and he went CRAZY with payments. And I’m talking about crazy fast payments within seconds of each other because we would play various money games. Several times it freaked out his credit card where he would simply have to call his card company and verify that he was in fact making the transaction himself and after calling would immediately be ready to use again… but PayPal never contacted either of us in 5+ years. Same thing happened sometimes with Google Pay and Google never contacted us either.

With that said, his crazy pay behavior has definitely freaked a couple other platforms we’ve experimented with— in 2015 we tried Venmo or some other pay app I forget the name (they held my money which wasn’t much and they ignored our messages, he repaid me what they kept), and finally Onlyfans which was the unfortunate way I even found out about their lack of chargeback protection. OF kept deleting his credit cards and making him re-add them and finally one of his credit cards freaked out and reversed a bunch of transactions on his behalf because they thought it was fraud. He covered the full amount Onlyfans took from me and sent it to me via PayPal. He called his credit card company to verify the transactions they took a while to validate them but they all went through again on his end, however OF never returned the $ they took from me. He tried to contact OnlyFans multiple times to update them about the card transactions going through and to see if they would return the money to my balance, it took weeks for OF to respond. Finally when someone responded they straight up lied and told him they already paid me. I guess I couldn’t have expected much from a platform that doesn’t even respond to its paying customers and doesn’t cover chargebacks. As if they would ever return money to a creator haha! I had to wait months to finally delete my account.

Btw I opened my OF account in April and it wasn’t until late June that I noticed money missing from my balance. It was literally right after another guy had tipped $200 for an audio clip so it really blows that he shelled out that much only to have OF keep the entire amount, and it sucked every time someone subbed or resubbed. It started with only 4 chargebacks dated from April (so 3 months later!!) and the number of chargebacks grew to the dozens over time, it didn’t all happen at once. So in the beginning I was ready to turn the other cheek, but after they kept growing my resentment just kept building since I had so much "debt" and was never able to cash out. Again my findom guy covered everything Onlyfans took from me, so he basically paid twice for everything!! By September when I could finally delete the account- I saw only one new chargeback for a subscription from a non-findom guy and it was dated back from months before.



Lastly even if Onlyfans started out as an adult only platform I don’t think they have ever covered chargebacks so I still can’t see that as adult friendly. Especially since some girls are going all out with it and have almost entirely quit camming because of OF’s crazy income potential. Some are really skating on thin ice to be putting their entire business on the line with a platform that won’t cover chargebacks, which is so so vital in this industry.

TL; DR Both OnlyFans and alternative payment methods are highly risky, use at your own risk! I was lucky to have someone who cared enough to cover my loss in full.

PixiieGirl
02-13-2021, 03:03 PM
Wasn't getting at you. I'm genuinely intrigued as PayPal has been very useful for me during the periods I've been able to use it. But it never goes more than a few weeks before I get locked out with no explanation and some time later the email to say service terminated.

The info about PayPal's risks was aimed at the poster who said they read somewhere about a fine. I wasn't suggesting you're encouraging people. I put that message to make it clear *I* am not encouraging people.

However it doesn't matter how selective you are with clients, the risks are the same because a) anyone can initiate a case with PayPal, and b) PayPal generally figure out pretty quickly if you're using it for anything adult. Things like generally only getting 50 - 100, then one day getting 1000 can trigger the algorithms so that someone manually looks at your account. I certainly wouldn't say it was safer to use than Onlyfans, which was indeed an adult platform to start with.

that was me! thanks for confirming, my memory is awful sometimes so I wasnt sure if I'd made it up or not ahahah

AriaSunset
02-17-2021, 11:46 AM
I honestly don't care if people feel shamed when I point out the troubles of using non-adult payment providers. It's problematic for a myriad of reasons. Pointing out the issues is the responsible thing to do. Of course there are always gonna be people who're gonna risk it. That's on you and that's your business. But it's not exactly a smart idea to publicly discuss how to do that though.

Many of you are brand new to this industry. Please don't let your naivete cause you to lose money because you followed wreck less advice. Learn the rules and then try playing by the rules before you start cheating the game. Be careful and be smart.

This is an old post but a good reminder of why it's a bad idea to take Cashapp for cam services. Always best to be safe.

TheBrownFox
02-17-2021, 02:54 PM
Im with you! I think a lot of these girls going to get scammed eventually, which is bad, but its even worse when I see them putting themselves in harms way. I know a very popular OF girl in my country who does (vanilla) livestreams on Facebook under her real name, in her house, from her walking around the street in her neighborhood. Thats dangerous AF. They dont understand how unhinged some of these guys can be.


They should watch that camgirl thriller 'Girlhouse'. I know that was an extreme case, but still... And I think in that other movie 'CAM' there was a scene where the camgirl marked on her calendar that she was meeting up in person with a cam customer, if I'm remembering correctly. I said yikes!