Bad idea. I once knew a dancer who pulled this scam often. Claimed she was using the money on a down payment on a house. Never paid anyone back and used the money for drugs (and never bought a house). I am very leery of lending anyone money unless I know they'll pay me back and we have a close relationship. I even have very close friends and relatives I'd never lend money to because they'd never pay it back. The part where she wants it to say "gift" is also a red flag.

