Care Credit Loan Question
So I have this regular that is willing to co-sign on a care credit loan for boobs. He has a phenomenal credit score... like 840ish. I have ehh credit score... 620ish. My question is... Would I have to put any money down if I were approved of the loan? Or because of his awesome credit would everything be covered? ANYTHING about care credit loans would be appreciated! Thank you! And sorry this is another boob related question :-\
Re: Care Credit Loan Question
I'm sure that some sort of down payment will be necessary.
Re: Care Credit Loan Question
No down payment. if you get approved for the care credit card you will have a limit just like a regular card. if the PS takes the card that is all you need. have you tried to get it on your own? my friend that has a score like yours got 5000 for her limit. she did have a excellent pay on time record though and nothing in collections. if your guy will cosign you should be able to get that or more.
Re: Care Credit Loan Question
If you don't pay your taxes or have anything on record you will definitely a co-signer. I used care credit once. They didn't even care about my income because of my (lack of) credit history. They just checked my husbands and said okay. Is your regular going to be throwing you some money to put on it? This guy is going to be connected to you until you pay it off. It might be better to just find a PS who will take payments until your surgery date.
If you plan on tightening up or losing weight do it PRE boob job.
Good luck and go huge! ;)