Re: Alternatives to Paypal
https://www.paxum.com/payment/index....iews/index.xsl
http://www.payoneer.com/
https://www.okpay.com/en/index.html
Another thing you can do is advertise on a site like http://www.cammodeldirectory.com/ They offer a credit card processor called Zombaio, the site takes a small percentage for allowing you to use their processor on top of the fees from Zombaio, so I think you are still left with like 80-90% of what the customer spends. It is very easy to use though, the customer doesn't even need to sign up, they just put it their credit card info, and done, plus you are emailed as soon as the transaction goes through. So even if a guy found me on a site like Skypew Live Girls that has no processor, and they have none of the options listed above and act like they don't want to pay because they don't want to sign up, I send them to pay with Zombaio over CMD. You can get your money either of these ways with a prepaid Mastercard that the sites send you or direct deposit.
Re: Alternatives to Paypal
I've used giftrocket.com for the first time this week - successfully 3 times $100 each. Altho it sounds like some girls have been having problems with it (do a search for giftrocket). It goes into your bank account, paypal (dont recommend) or they send you a check. Your choice.
Re: Alternatives to Paypal
Paypal will close your account, and fine you up to $500 if they find out you are accepting money for adult stuff (it's in the TOS)
I personally love amazon giftcards.
Re: Alternatives to Paypal
How do you receive money through giftrocket? xx
Re: Alternatives to Paypal
I already have payoneer but wasnt aware individuals could transfer money into my payonner account? can soeone confirm this?
Love Lx
Re: Alternatives to Paypal
Quote:
Originally Posted by
xNaughtyGirl89x
I already have payoneer but wasnt aware individuals could transfer money into my payonner account? can soeone confirm this?
Love Lx
I believe Payoneer stopped allowing direct loads...but maybe someone else can input more personal experiences.
Re: Alternatives to Paypal
Individuals can add money directly through payoneer. There is a fee that is dependent on how much money they send. I THINK there is an option for them to cover the fee or take it out of the money they send you. It does not happen immediately, though, so this is better for scheduled shows or gifts. I also feel like I read somewhere that this can only be done so many times per month. I'm not positive about that though. I find that guys are less familiar with payoneer so they are iffy about it at first.
Re: Alternatives to Paypal
Its absolutely not allowed for adult transactions. They will suspend your card if you are caught using the loading feature on your Payoneer for clients. FYI.
More common is that the load can take several days, and your client will need to submit photocopies of his ID and card that was used to load yours to Payoneer.
So far as I know, there are no safe alternatives to using an adult processor (that take 15-30%) for straight cash. Giftrocket is ok, but the ease in which customers can charge back and the fact they tell you about declines days later (it looks like it goes through, but later you find out it didn't) makes them risky also. Pretty much every e-wallet has agreements with the cc companies and penalties for getting caught can range from slightly annoying to lifelong loss of privileges.
Re: Alternatives to Paypal
but sites like SM use payoneer. Does it actually say in their TOS that we are not allowed to take funds for adult services? If so how does SM get around this?
Re: Alternatives to Paypal
Client payments and site payouts are two very different animals, with two very different degrees of risk.
I don't think a cammodel in history has ever refused being paid.
Clients chargeback all the time.
Streamate could not ever use the private load system for customers to pay them, guaranteed...they need an "adult friendly" processor for that. Yes, its in Payoneer's TOS, or at least they'll tell you it is when they catch you. I'm not even sure if they do it any more. To become a "Payoneer Partner" to be able to pay, they also vet the living daylights out of you to make sure there is zero risk to them.
In theory PayPal is the same way, as well as other e-wallets and banks for that matter. To them, from a website to you its simply payroll..."adult" is usually irrelevant (though they do additional rules and vetting for fraud and money laundering). Sites can pay you through them because the money is already good.
The risk comes from clients, which are handled by processors specialized (and charging a premium) for those kinds of payments. Trying to use any service not granted permission from the credit card companies to handle "high risk" charges is always a violation of terms, whether written or not. Everyone dances to VISA and MC's tune if its a part of their program.
Re: Alternatives to Paypal
Did not know this. I understand what you said about potential chargebacks being the reason they are okay with payouts but not individual loads... but I still don't see why they would allow adult sites to use them if they aren't okay with adult content. Even on the links previously posted here there were people mentioning payoneer, but some of those posts were from 2012, so I suppose it's just outdated or misinformation? But... Scratch that suggestion then naughtygirl.
Re: Alternatives to Paypal
There's almost never an actual "moral reason" (with some exceptions) behind a company's policies. The employees themselves often don't know the difference between payroll from an adult company and a "high risk" transaction, and so err on the side of caution when enforcing the rules (or letting things go for a while until they learn its not ok, i.e. Giftrocket).
Its actually pretty simple. VISA and MC are the final arbiters of all transactions that take place with that logo attached. They charge an additional cost to companies (following federal laws they wrote themselves) to process "high risk" transactions - to include internet gambling, firearms purchases, adult services (online only transactions - physical dvd's and video sales are low risk), dating sites, pyramid and similar marketing schemes, etc. Note that this does NOT include payroll for simply paying the site's affiliates, as there is no risk to these types of transactions. They also do frequent inspections of adult-related sites to ensure their cards aren't being used for purchase of underage or "obscene" content (probably horses...who knows?). This means that the merchant account must be pre-authorized to do anything like this in the first place - with an annual fee attached that includes the inspection fee.
If it ever comes out that the e-wallet site (or paycard, in the case of Payoneer) is allowing merchant transactions for these things, VISA/MC starts fining the provider and eventually forces them onto a "high-risk" account plan. This means a much higher cost of doing business for the e-wallet for EVERY transaction. To keep things from getting that far, they will slam you if they catch you - if they know what's good for them. There are a variety of middle-man "adult processor" companies like Zombiao and CCBill that are specialized in making sure you pass these inspections and have the security in place, and are basically "sub-letting" their high-risk accounts to you. You can also get another layer of protection by going through companies like...pretty much every website actually.
Re: Alternatives to Paypal
Quote:
Originally Posted by
KatyBoleyn
Client payments and site payouts are two very different animals, with two very different degrees of risk.
I don't think a cammodel in history has ever refused being paid.
Clients chargeback all the time.
Streamate could not ever use the private load system for customers to pay them, guaranteed...they need an "adult friendly" processor for that. Yes, its in Payoneer's TOS, or at least they'll tell you it is when they catch you. I'm not even sure if they do it any more. To become a "Payoneer Partner" to be able to pay, they also vet the living daylights out of you to make sure there is zero risk to them.
In theory PayPal is the same way, as well as other e-wallets and banks for that matter. To them, from a website to you its simply payroll..."adult" is usually irrelevant (though they do additional rules and vetting for fraud and money laundering). Sites can pay you through them because the money is already good.
The risk comes from clients, which are handled by processors specialized (and charging a premium) for those kinds of payments. Trying to use any service not granted permission from the credit card companies to handle "high risk" charges is always a violation of terms, whether written or not. Everyone dances to VISA and MC's tune if its a part of their program.
Thank you so very much! This response is so very well written and makes it perfectly clear why I should be going with CCBill. Katy you dont know how much you have helped me by giving me this knowledge. It is what I suspected but to have it written so clearly really helps me out in a very big way! I super excited now!
Re: Alternatives to Paypal
I just started using GiftRocket regularly for tributes, and I have been very wary of using the money until it has been marked as "transaction completed". Is there any way for them to chargeback after it has been completely processed, or is my money safe to spend now?
Re: Alternatives to Paypal
It sometimes takes Giftrocket over a week for them to process the money in the background. You're safe (at least for that payment) only when the money is actually in your bank account. They can and do cancel checks that are "en route" and deposits have disappeared from pending after a week. It was continuous shenanigans like this that prompted me to make my own paysite eventually, with an appropriate processor (Zombaio not recommended though, but it mostly works).
Re: Alternatives to Paypal
Re: Alternatives to Paypal
Square doesn't allow adult stuff. It's just like paypal.
Re: Alternatives to Paypal
Quote:
Originally Posted by
Tsani
Square doesn't allow adult stuff. It's just like paypal.
Darn. Thanks for the info