Leery about direct deposit or Payoneer
I know a lot of cam models use direct deposit but I've always just went with the check in the mail option. I have this paranoia that if I give my bank information that maybe there would be a sleazebag working for the company that I cam for that would somehow be able to use the information to drain my bank account. Could that happen? I started camming for another site where the only payment option is Payoneer(which I do not trust because of all the personal information and questions I was asked upon attempting to sign up) or Bank Wire. I do not trust Payoneer or Bank Wire. Does anyone have positive experience with either one?
Re: Leery about direct deposit or Payoneer
I have used payoneer for the last 7 Months, and have had little to no problems with it.
The odd time I have tried to withdraw money from a bank machine, and it wouldn't let me take anything out due to some sort of error (no idea what it was).
I don't like the physical card, though. Mine has no chip, and it makes it pretty 'embarrassing' for me each time I use it, because the cashier asks me to insert a chip and I have to tell them my card doesn't have one lol. I don't know if you can access one with a chip or not.
I think as long as you stay on the up-and-up with the card, they won't do anything like freeze your money etc.
I think they're a pretty great option, and, I know many many cam girls work with payoneer.
Re: Leery about direct deposit or Payoneer
I mean, cam sites already have your SS#, your real name, and your address. That said, yes, you're taking some measure of a risk that the payment website, in this case Payoneer, will pull an epassporte and run off with your funds. I've done direct deposit for my SM and ELM accounts with Payoneer since April and had zero problems. I have never used the physical card.
Re: Leery about direct deposit or Payoneer
I've been using Payoneer for a while with no problems. I don't remember exactly what questions they asked on sign-up but it wasn't anything out of the ordinary for what's essentially a financial institution. I've never been asked about a chip (totally had to google that) but I don't believe my regular cards have chips either so it might be a regional thing.
The only major problem with Payoneer is the fees but if you restrict your use to withdrawing large amounts of cash at ATMs (which IIRC would only be $3.50 plus the ATM fee) you can keep the fees to a minimum.
Re: Leery about direct deposit or Payoneer
Any of you ever had any problems with your bank holding your cash because it is from a foreign financial institution?
Re: Leery about direct deposit or Payoneer
I've been using Payoneer for a long time and my card is linked to several different cam sites. I never once had a serious problem. To clarify, I get my deposits straight to my card; I do not use Payoneer to transfer my funds into my bank checking account as direct deposit. I do agree that the fees kind of suck but to me it's worth it (for the most part). Actually I currently have my bank debit card, a CMB card (it's kind of like Payoneer, but it's exclusive to naked.com), and my payoneer card. Out of all three of those cards, Payoneer is the only one that I *haven't* had any hacking issues with over the years.
Payoneer doesn't ask you any more detailed questions than you would have to answer if you opened up a proper bank account. In fact I wouldn't trust any payment method that didn't ask you for information like your dob, ssn, etc.