Re: How to help my mother??
Money isn't going to help her. No matter how much you give, she will always "need" more. She needs to change the way she sees and uses money.
Sign her up for a class at Financial Peace University (and go with her if you can) http://www.daveramsey.com/fpu
Until she changes her outlook about money, and the way she treats it, nothing will ever change.
You are very dear for wanting to help her, though.
Re: How to help my mother??
Red Velvette gave you excellent advice. If not dave ramsey, perhaps you can steer her towards Debtors Anonymous, but I doubt she would go. She sounds like she is in deep denial.
PLEASE do NOT send her any money. It won't help and you need the money. I feel for you- this must be extremely stressful for you. You sound like a good daughter, but please give NO money to her!
Re: How to help my mother??
Red Velvette gave you excellent advice. If not dave ramsey, perhaps you can steer her towards Debtors Anonymous, but I doubt she would go. She sounds like she is in deep denial.
PLEASE do NOT send her any money. It won't help and you need the money. I feel for you- this must be extremely stressful for you. You sound like a good daughter, but please give NO money to her!
Re: How to help my mother??
Dave Ramsey x 10! Instead of $1k she'll blow in a week, get the Dave's book off Amazon for $10, buy her a membership to his site ($60/year or something? My roommate has it) and maybe CONSIDER lending her money when she comes to you with a written plan for how she's going to financially turn her life around. You'll know if she's read the book based on her plan making any sense or not.
I know you mean well and want to help, but giving her money is the worst thing you could do. That's like saying "my mom is a drug addict and she won't get help and spends all her money on the drugs so she struggles with bills. I don't know what else to do so should I buy her drugs for her since she's broke?" NO! You're enabling her - why would she have any motivation to change when someone is handing her cash? You can love her and provide emotional support, advice, help her fill out forms she needs help with, but don't give her financial support!