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Do you have a backup plan?
I've been having crazy anxiety about whats gonna happen when camming just doesnt pay your bills anymore?
I've been trying to talk to my husband about this and he is always like " there is always gonna be money in it there is always gonna be business" but hes not the one who struggles to make every dollar.
I know I may be paranoid but I am worried one day my earnings will go from "balla balla" to walking my ass down to DHS to get foodstamps again which I am grateful to not have had since I started camming.
Now like for me I cant go back to escorting again because im married now and blah blah blah
Stripping cant work anymore because i cant do flashy lights at all and with my seizures who knows what will happen
and I feel like I need a solid back up plan but I have yet to figure one out..
I am in a state of mind that I simply can never work a 9-5 vanilla job again unless im making double minimum wage. ( I'm spoiled now.) and even then I hate the thought of it.
am I just being paranoid?
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Re: Do you have a backup plan?
Honestly, sex will always sell, and technology isn't going anywhere, but I think you have to ask yourself, "How long do I want to do this for?" and it's all about getting what you can out of it, while you can. Though, I feel if you're struggling to make a dollar, finding something else to do, or creating some sort of 'get out' plan could help.
I don't think you're being paranoid. Camming is different for everyone and I think worrying about your future is extremely important in adult work. I think creating a budget, starting an emergency fund, and riding the wave while the going is good is important. If you start saving now, or at least setting side money while it's good, when the 'balla balla' days end, you'll be set. Truth is, one day you will decide to leave cam for good, it's best to be prepared for when that day comes.
Me personally? My back up plan is to ride the way for 6-7 more years, save, purchase property, and create passive income for myself. I visited my grandparents today who are living off of their passive income, retired, minimal debt and no care in the world. I want this feeling when I'm their age. Of course baby boomers (who aren't voluntarily working at walmart) had their pensions and retirement. With adult work, you have to plan your own. People can say what they want but a cam hoe who saves and invests her money will survive.
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Re: Do you have a backup plan?
I want to save like bad. I'm making decent income right now. 6000-9000 a month but im soley taking care of my household on that money and I find it hard to save.
I want to cam as long as I can. I've always kinda done sex work and it works for me, (im just a natural ho I guess)
Like I would like to own a recreational marijuana store at some point. but thats for some years to come
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Re: Do you have a backup plan?
I'm almost 32 and every time I have a less than stellar shift I'm convinced that I'm getting closer to that day where I wake up and no one is gonna want to fuck me anymore, let alone pay for the illusion of fucking me, even though there are tons of badass successful camgirls out there that are pushing 40+.
My plan right now is just to save as much money as possible because, like you, I can't stand the thought of having to work for someone else for what would definitely amount to less than half of what I average hourly now. I would like to start a business so I can keep working for myself, although I have no idea what kind. So my advice to you would be to SAVE YOUR $$. It's nice to have a cushion for whatever life throws at you regardless.
Also I know you said escorting isn't an option but I'm sorry, if your husband is contributing $0 to your household and you're completely supporting him why is that off the table? Escorting is fucking awesome cashmoney the majority of which you slip through untaxed. Guys who don't do shit for you don't get to tell you what you can and can't do to get that paperrrrrr, that is a privilege reserved for men that pull their weight financially IMO.
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Re: Do you have a backup plan?
Quote:
Originally Posted by
TrifilinCamHo
I'm almost 32 and every time I have a less than stellar shift I'm convinced that I'm getting closer to that day where I wake up and no one is gonna want to fuck me anymore, let alone pay for the illusion of fucking me, even though there are tons of badass successful camgirls out there that are pushing 40+.
My plan right now is just to save as much money as possible because, like you, I can't stand the thought of having to work for someone else for what would definitely amount to less than half of what I average hourly now. I would like to start a business so I can keep working for myself, although I have no idea what kind. So my advice to you would be to SAVE YOUR $$. It's nice to have a cushion for whatever life throws at you regardless.
Also I know you said escorting isn't an option but I'm sorry, if your husband is contributing $0 to your household and you're completely supporting him why is that an option that is off the table? Escorting is fucking awesome cashmoney the majority of which you slip through untaxed.
Thats like me! Everyday I dont make my goal im like "this is the fucking end im done for"
and yess I need excellent money saving skills i need to do this.
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Re: Do you have a backup plan?
Quote:
Originally Posted by
TrifilinCamHo
I'm almost 32 and every time I have a less than stellar shift I'm convinced that I'm getting closer to that day where I wake up and no one is gonna want to fuck me anymore, let alone pay for the illusion of fucking me, even though there are tons of badass successful camgirls out there that are pushing 40+.
My plan right now is just to save as much money as possible because, like you, I can't stand the thought of having to work for someone else for what would definitely amount to less than half of what I average hourly now. I would like to start a business so I can keep working for myself, although I have no idea what kind. So my advice to you would be to SAVE YOUR $$. It's nice to have a cushion for whatever life throws at you regardless.
Also I know you said escorting isn't an option but I'm sorry, if your husband is contributing $0 to your household and you're completely supporting him why is that off the table? Escorting is fucking awesome cashmoney the majority of which you slip through untaxed. Guys who don't do shit for you don't get to tell you what you can and can't do to get that paperrrrrr, that is a privilege reserved for men that pull their weight financially IMO.
You know damn well the day men won't pay for the illusion of fucking you will never come. HAHA! But I understand your fear and I like that it lights a fire under your ass. And I agree with saving. I'm guessing it's the physical sex that's the issue among couples.
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Re: Do you have a backup plan?
You ladies crack me up with thinking the world is coming to an end when you fail to meet your goal, lol. You know these horn dogs aren't going anywhere. Tomorrow is going to come regardless, unless you croak so you'll always have a new day to do over.
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Re: Do you have a backup plan?
girl I used to love escorting. I made great money and I even did some work last year while we were dating and not married.
thats a whole conversation in another thread though. "my husband is a lazy sack who needs to either fuck me better or get a job" because this mf needs to contribute something.
but if it came down to it, like we were going broke. He would need to be okay with it I think.
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Re: Do you have a backup plan?
I mean, I totally see how physical sex is an issue for couples and I respect that boundary, was not trying to be a bitch RE: your husband or your marriage Jupiter and I'm sorry if it came off like that. But like, if you're not contributing to the household expenses and the expectation is that wifey is gonna be the breadwinner, I feel that it's reasonable at least for a discussion to occur about the possibility of opening your marriage up for that and only that. I'm also a ho at heart so my brain just sees SEX FOR MONEY, UNTAXED and is like sure why the fuck not.
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Re: Do you have a backup plan?
Quote:
Originally Posted by
TrifilinCamHo
I mean, I totally see how physical sex is an issue for couples and I respect that boundary, was not trying to be a bitch RE: your husband or your marriage Jupiter and I'm sorry if it came off like that. But like, if you're not contributing to the household expenses and the expectation is that wifey is gonna be the breadwinner, I feel that it's reasonable at least for a discussion to occur about the possibility of opening your marriage up for that and only that. I'm also a ho at heart so my brain just sees SEX FOR MONEY, UNTAXED and is like sure why the fuck not.
No you didnt come off any type of way for me :p no worries. I just feel so embarrassed honestly that I dont have the balls to make him do shit.
I never wore the pants, and never will. Its sad. but I cant stop it
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Re: Do you have a backup plan?
Quote:
Originally Posted by
Jupiter77
No you didnt come off any type of way for me :p no worries. I just feel so embarrassed honestly that I dont have the balls to make him do shit.
I never wore the pants, and never will. Its sad. but I cant stop it
When you get tired enough, you will. Start letting shit turn off, lights, gas, rent... or the little delicacies he enjoys (like his fav beer or foods) and I bet he'll get to doing shit, lol. You can stop it because your power lies in being the breadwinner. Once you stop working, you've stopped it, lol.
And by no means am I trying to dip into your relationship, Jupiter, I just meant, if you wanted to- you can.
Scratch that. You're the member that said I was out of my goddamned mind for suggesting your husband get a job in your last thread- so good luck with everything... *exits thread*
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Re: Do you have a backup plan?
Quote:
Originally Posted by
kortneykay
When you get tired enough, you will. Start letting shit turn off, lights, gas, rent... or the little delicacies he enjoys (like his fav beer or foods) and I bet he'll get to doing shit, lol. You can stop it because your power lies in being the breadwinner. Once you stop working, you've stopped it, lol.
And by no means am I trying to dip into your relationship, Jupiter, I just meant, if you wanted to- you can.
I take all suggestions please trust me its an ongoing issue.
I am thinking about setting up a secret account but its hard when hes always with me ugh
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Re: Do you have a backup plan?
I have been working on my back up plan for awhile. I am in the process of starting up my own virtual business solutions firm AKA virtual assistant with a focus on website and graphic design, which I have been doing freelance for years now. I am almost finished up with my business degree and my computer information systems (focus on admin) degree. After I finish school I plan on leaving behind my adult eggs and completely focus on my vanilla eggs. Although if money is tight I will always fall back to where I know I can make money at.
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Re: Do you have a backup plan?
like for me I have 2 degrees but 1 is kinda bs the other I cant pursue because I have to be 7 years seizure free before I can sail again.
I have wanted to go back to school though I just have no idea what to do and where the money is at. lol
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Re: Do you have a backup plan?
Quote:
Originally Posted by
Jupiter77
I've been having crazy anxiety about whats gonna happen when camming just doesnt pay your bills anymore?
I've been trying to talk to my husband about this and he is always like " there is always gonna be money in it there is always gonna be business" but hes not the one who struggles to make every dollar.
I know I may be paranoid but I am worried one day my earnings will go from "balla balla" to walking my ass down to DHS to get foodstamps again which I am grateful to not have had since I started camming.
Now like for me I cant go back to escorting again because im married now and blah blah blah
Stripping cant work anymore because i cant do flashy lights at all and with my seizures who knows what will happen
and I feel like I need a solid back up plan but I have yet to figure one out..
I am in a state of mind that I simply can never work a 9-5 vanilla job again unless im making double minimum wage. ( I'm spoiled now.) and even then I hate the thought of it.
am I just being paranoid?
When I was going through medical mystery I started to get really scared if I could work sex work anymore. I looked at my options and skill sets. I did a semester of college luckily it was a government funded program and I got a lot out of being in it because they offered career counseling every semester of the program after 1 full semester and earning those one semester credits. I got to really figure what type of work environment I enjoy and where my true passion and skill sets are.
Which leads me back to working online not in sex work but in internet marketing. It's about survival and planning it well. There are lot of options to make money online if that is where you want to work from home.
You can basically work sex until you mentally can't take it anymore. Even Forever has an expire date.
Budget, lifestyle, passions once you know what that is then you have an idea where you can work and plan that adjustment.
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Re: Do you have a backup plan?
I think with everything is difficult to forsee the future. Look at all the changes over the last 20-30 years. VHS players were in at one time, they were repllaced. Malls were in, they're now closing down by the hundreds, its shopping online now. Eventually this too will be replaced by something else but who knows what. The best will adapt :)
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Re: Do you have a backup plan?
i have a feeling this will change into virtual reality, actually beeing with the member there somehow lol. But yeah, i think everybody is thinking of the fututre somehow. I tend to freak out too when my traffic is low for a bigger period of time. But i freak out mostly because i do have plans of how to manage my future but i need more time to make more money hmm. Who knows, fingers crossed so it lasts, breath in and breath out- we are smart girls, we can figure things out.
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Re: Do you have a backup plan?
So I feel like I had an awakening over the past 12 hours. I've decided that im going to work towards opening up my retail marijuana store.
I always talk about it but never had things in line.
Theres a shit ton of things to do with that though, so I told my husband that opening up the store is our 5 year goal, and I will support us until then with camming, and I know I will probably have to cam for a year or two afterwards because it will take a while to kick off but after that im retiring. haha
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Re: Do you have a backup plan?
Frankly, I will continue my sex work career as well as having an vanilla career. My backup plan involves me working in both fields so I will not get bored and have different streams of revenue. Truly, I will retire from sex work completely after 35 years in the industry. I will retire from vanilla work after working for 45 years. It is funny because I would be in my late 40s /early 50s with that many years of experience. :)
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Re: Do you have a backup plan?
I plan on being a sex worker till I stop enjoying it which will probably be never! There's always money to be made in the sex industry one way or another.
Personally I would never financially support any man and any man with any self respect wouldn't expect that anyway. If I'm prepared to get on my back to earn a living that he can sell his arse too, that's the way I see it.
One thing I would say for sure is to never, ever rely on a man. If you buy a house with someone make sure that you pay the actual mortgage out of your own personal bank account. You take care of anything that can affect your personal rating in the future so if the relationship goes sour and/or he decides to get himself into debt then you have covered your own back because you have taken control of all the important payments.
Also the thing property that people always consider is that even when that mortgage has been paid off you've still got to maintain it and houses cost a lot to keep maintained.
Its often on-going maintenance and all the bills that you struggle with in retirement so its really important to make sure you get into the habit of saving most of your money now whilst you making plenty of it.
Often the more money you make, the more you spend. Its easy come easy go if you're not careful. Savings they soon dwindle especially if you own property.
Houses are a money pit really.
*Edit - Also its worth bearing in mind that if you own a house with someone and you have a joint mortgage then if you are the sole payer and it comes out of your own personal bank account then you can usually take that other person off the mortgage if you need too by just asking the mortgage company. You don't necessarily need permission of the other mortgage holder to do this.
I think it really important to take control of any big investments if you're in a relationship because you just never know when it might all go tits up
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Re: Do you have a backup plan?
Personally, I can't see myself ever being totally free of adult work in general, only brief hiatus. I'm looking into vanilla jobs, but can't see ever giving it up completely. I think that your partner is very wrong that the money is just there because I feel like in two years things have changed enormously, and it means we have to work harder and smarter. It's not as easy as logging on and getting thrown money, there's a market over saturation and constant influx of new girls expecting instant easy money, and so there's girls who are constantly talking to fans all over different social medias essentially working 24/7 to entice them to tip more/spend more. Hell I had a guy come in with 800$ one day and 0$ the next, miffed at me because I didn't have a tip activated toy, while there are other people who complain about the tip toys. There's so many different types of customers in camming now, and yes it can lead to a slow down but in order to improve (or at the very least, keep up) we have to adapt.
I think the key is to maximize income in various places. I think people should have at least one secondary site just in case their main one goes down or payment is delayed, that way you are already approved and ready to broadcast (I've had it happen during birthdays where my ID is not approved on one site and a planned birthday show was ruined...NOT ideal) no matter what happens on your home site. Unless you are contracted to that site with exclusivity making guaranteed thousands a month on top of tips, it doesn't hurt to have one or more back ups, in addition to Skype sale graphics at the ready to promote on social media.
I have clip stores on multiple sites, and the price of each clip is adjusted so I make the same amount off of them wherever it's being sold. I don't advertise half of them but still get a buy here and there, and it adds up over time. Same with SnapChat.
I really think that more girls especially those who work on token based sites should start recording their shows, because it seems there are more thieves on those sites than private based sites as there are restrictions on nudity outside of private chat, but recording private shows isn't a bad idea either. You'd be surprised but it actually does get buys. I don't know if it's people who were in the cam room or just like the "voyeur" aspect, but I've sold several and now won't cam on token sites without recording it. Upload it on a variety of different sites, staring with which one gives the biggest pay out, and leave it up. If you decide you no longer want to do adult work, double the price and leave it, only updating it if you change your address/bank accounts or move it over to a stream only membership site with double the price. I understand some people want nothing to do with adult when they are done with adult, but if the free content is still on the internet, there ARE people who will pay for it to feel elite and exclusive. I have had several people contact me about retired cam girls and porn stars because they want to spoil them, but they deleted everything.
My plan right now is to build my own membership site with exclusive content, offering discounts on my downloadable content, and expanding to a non explicit blog. I'm hoping to save up enough to rent to own a place so I can start up a voyeur house, but we're still in the beginning stages there. I know that a virtual reality room will be a necessity. After that, I'd really like to help counsel new girls in the industry, while these forums are amazing I feel like there needs to be a transparent view into the industry so people know what they're considering, not what mainstream Hollywood and regretful past performers say.
Vanilla wise, I've always wanted to get into the medical marijuana industry and combine my love of weed and sex in legal 420 porn, lol
Lover and I are obsessed with a bed and breakfast in Colorado, sweetest old hippie couple running the place made me thing "GOALS!"
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Re: Do you have a backup plan?
Me and my boyfriend are each other's retirement plan and with him having 20 odd years on me I suppose he will be 'cashing in' first lol. Seriously though I have camming and he has his side business that each makes about equal amounts of dough now so we are slowly getting back on our feet.
We funnel half my camming money into his business and he doubles it, he really is the best way to invest my cash right now. I control all the cash-flow though as there is still a part of me that thinks 'what if' in the event of an unlikely break-up.
Plus our plan is to get into property too as my lovely grandad used to tell me "invest in property you'll never lose money" and my parents are already in the game so I know the returns possible on being in that business as well as the pitfalls.
I'm excited for the future but having been in sex work for nearly 10 years in one way or another I don't see me changing careers any time soon - GILFS's are very popular nowadays ;)
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Re: Do you have a backup plan?
I like this thread - it's interesting! Thanks for posting it, I'm really enjoying reading everyone's views.
I always wanted to work in victim support..and had I been offered a job doing that, I doubt I would have started camming.
I am with those who say there's always money to be made with camming, it's still incredibly lucrative BUT it can be hard. Sometimes the hours you need to put in take its toll on your physical and mental health, I am certainly getting to that stage after a few years. The main issue I have is disturbance - flatmate related/builders/unexpected illness etc..with time these issues become repetitive. I think the biggest issue for me though is stimulation, I find camming mind-numbingly dull most of the time, and that is my biggest obstacle in terms of going on.
Do I have a back up plan? I'd like to think so..I am studying for my Master's in the hope I could use that eventually find something where I earn enough and feel satisfied day to day. I am planning to build up my practical skills too (don't ask me why, but I've always liked the idea of doing nails..) and I am hoping that with the skills I have built, I can hopefully open my own business eventually. Possibly a joint effort with one of my closest friends. We'll see!
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Re: Do you have a backup plan?
Quote:
Originally Posted by
Kristen_Krystal
its really important to make sure you get into the habit of saving most of your money now whilst you making plenty of it.
Often the more money you make, the more you spend. Its easy come easy go if you're not careful. Savings they soon dwindle especially if you own property.
I completely agree!
OP, when you said that you make 6-9k a month and still don't have enough to save I have to admit I was really shocked. Unless you are taking care of multiple children or living in a super expensive area like Manhattan I find it really hard to believe that 6k isn't enough to live on and still have a few thousand left over each month to save.
I live extremely comfortably on less than 2k a month. I am quite frugal, but I still think its entirely possible for you and your SO to live on 3-4k. If you are serious about starting a business, saving for retirement, or just creating a nest-egg the FIRST thing anyone needs to do is scale back the spending and go minimalist. Set a budget and stick to it. Lifestyle creep is a real thing, but the truth is nobody needs to eat out every day, cable tv, a luxury apartment, new phones and gadgets, a nice car, etc.
One of the biggest ways you can scale down your monthly spending is by getting rid of your car lease and buying an older used car. Get something reliable, gas efficient and cheap. you can buy an older Honda or Toyota for 1-2k and drive them for 5-10 years. You can save hundreds of dollars every month this way. When you own a car outright you don't need full coverage insurance anymore which saves even more on top of eliminating the monthly car note.
I can give you more info on lifestyle creep and minimizing monthly spending if you're interested. I've gotten multiple boyfriends and friends out of debt with this method.
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Re: Do you have a backup plan?
I rent a nice, safe, modest one bedroom apartment. I have a very reliable, good car, nice clothes that I always buy on sale and keep all my expenses low. I save, save and save my money. My goal is to eventually have enough money invested and saved that I will not have to do anything else except enjoy an early retirement. I want to be able to work in this industry for another 14 years, and retire with peace of mind that I will not have to work again if I do not want to.