UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
This is really for any UK ladies who receive cheques as payment from Clips4Sale and Niteflirt etc.
I've been receiving cheques for many years from both c4s and nf and each month I take them to my bank to get them cashed. They always clear in about 3-4 working days on average.
I always complete the form making sure I tick the box that says 'Negotiation' as I know this is faster than Collection. I have always done it this way.
So, the other week I went into my bank as I do every single month to do this (I've being going to the same bank for over 10 years to put my cheques in.)
The lady behind the counter was unfamiliar to me (I'm used to seeing the same faces and some of the staff have got to recognise me too, its a very small bank) so the lady on this day seemed a bit unfamiliar with the cheques I gave to her along with the form that I've gotten used to filling out myself, her colleague next to her had to point out what part she needs to tear off etc, she gave me the correct part (the white section of the form at the bottom) though it wasn't stamped, I asked her to stamp it, she did. Then she looked at me like 'were all done now', I then had to ask her to tear off the cheques from the paper section they're attached to and give me those back. I walked out of the bank feeling a little uneasy like she doesn't really know what she's doing and now its 9 workings days later (bearing in mind my cheques always clear in 3-4 workings days on average) and the money still isn't in my account.
I'm thinking she's not done something right. If it was any of the other staff thats always in there I wouldn't be AS worried just a little, as they know what they're doing I'd assume theres a delay further down the chain for some reason but yes as she didn't seem to know what she was doing I can't help but think she's done something wrong. Though you would have thought someone in there would have taken over the process for her once I'd left?
I wanted to ask if any of you here have randomly had a long wait for your cheques to be cashed even though its normally very quick in case I'm worrying and overthinking it and maybe I should just give it longer.
Or maybe my feeling is right and I'll have to go to the bank and query it!
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
Quote:
Originally Posted by
UKPrincesss
This is really for any UK ladies who receive cheques as payment from Clips4Sale and Niteflirt etc.
I've been receiving cheques for many years from both c4s and nf and each month I take them to my bank to get them cashed. They always clear in about 3-4 working days on average.
I always complete the form making sure I tick the box that says 'Negotiation' as I know this is faster than Collection. I have always done it this way.
So, the other week I went into my bank as I do every single month to do this (I've being going to the same bank for over 10 years to put my cheques in.)
The lady behind the counter was unfamiliar to me (I'm used to seeing the same faces and some of the staff have got to recognise me too, its a very small bank) so the lady on this day seemed a bit unfamiliar with the cheques I gave to her along with the form that I've gotten used to filling out myself, her colleague next to her had to point out what part she needs to tear off etc, she gave me the correct part (the white section of the form at the bottom) though it wasn't stamped, I asked her to stamp it, she did. Then she looked at me like 'were all done now', I then had to ask her to tear off the cheques from the paper section they're attached to and give me those back. I walked out of the bank feeling a little uneasy like she doesn't really know what she's doing and now its 9 workings days later (bearing in mind my cheques always clear in 3-4 workings days on average) and the money still isn't in my account.
I'm thinking she's not done something right. If it was any of the other staff thats always in there I wouldn't be AS worried just a little, as they know what they're doing I'd assume theres a delay further down the chain for some reason but yes as she didn't seem to know what she was doing I can't help but think she's done something wrong. Though you would have thought someone in there would have taken over the process for her once I'd left?
I wanted to ask if any of you here have randomly had a long wait for your cheques to be cashed even though its normally very quick in case I'm worrying and overthinking it and maybe I should just give it longer.
Or maybe my feeling is right and I'll have to go to the bank and query it!
I'm in Canada, and for me to cash my checks faster I go to a check cashing place but this time I want have my niteflirt checks go into my main bank account so I can rebuild my credit history with them.
They will put my US dollar checks from niteflirt or any US dollar check on hold for 15 business days.
I tear off the check from the page and make sure they only have the check. I keep the paper section so I can make notes of when I cashed it and when it cleared.
If you have your receipts you can ask them to check on the status of your deposit.
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
I waited 3 months last year- I did a lot of chasing, they couldn't find the cheques and then when they found the cheques someone "on high" had refused to deposit them and I got a snotty letter telling me never to use their bank to deposit money from that (it was streamate and C4S) or similar organisations ever again. So after crapping myself, I changed to Paxum and plan to open more bank accounts in case they (the B bank) decide to close my account!
I hope it's not anything like this, but if you ticked the quick box and it's still not been processed, I would be concerned. Hopefully it's just a case of her putting it in the wrong filing box!
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
Thanks for replying ladies.
Oh wow you waited 3 months! @CatBBW
Thats awful that happened to you! I've never had any problems with the bank, like I say I've been putting in cheques from c4s and nf for over 10 years at the same branch.
Yes I definitely ticked the 'Negotiation' box, I always make sure I do that. I am a bit concerned, it still hasn't been paid into my account yet.
I hope it was just a simple mistake that can easily be rectified like you say maybe she put it in the wrong place. I still would have thought she would have asked her colleague what to do with it though! Maybe she ended up doing everything right and its further down the chain which has caused a delay (I know they have to send it off to a processing centre) so yeah maybe theres a delay there?
I plan on going to the bank tomorrow to see if they can help and try and see whats happened and causing the delay.
xx
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
Quote:
Originally Posted by
UKPrincesss
Thanks for replying ladies.
Oh wow you waited 3 months! @CatBBW
Thats awful that happened to you! I've never had any problems with the bank, like I say I've been putting put in cheques from c4s and nf for over 10 years at the same branch.
Yes I definitely ticked the 'Negotiation' box, I always make sure I do that. I am a bit concerned, it still hasn't been paid into my account yet.
I hope it was just a simple mistake that can easily be rectified like you say maybe she put it in the wrong place. I still would have thought she would have asked her colleague what to do with it though! Maybe she ended up doing everything right and its further down the chain which has caused a delay (I know they have to send it off to a processing centre) so yeah maybe theres a delay there?
I plan on going to the bank tomorrow to see if they can help and try and see whats happened and causing the delay.
xx
I'd had no problems for all the years before that. I don't know what happened, all of a sudden they realised where the money was coming from and warned me! Grrrr!
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
Sorry that happened to you x
Lets hope its not the same situation for me, a little more worried now. x
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
I just wanted to post an update about this.
I went into my local bank today to query why my cheques haven't been deposited yet. Luckily the girl at the desk is a familiar face so I'm glad it was her serving me.
As soon as I mentioned "you know I always come in here to pay my cheques in" she said "oh yes were not able to accept any at the moment, we got a message last week (so that would have been the week after I was in there) from the processing centre to say theres some sort of issue/delay and we cant accept any right now."
I said actually I’ve already been in to put my cheques in the week before that and the money still isn’t in my account.
She said ah that will be why. Its nothing you’ve done and not personal to you, we cant accept international cheques from anyone right now but not to worry they will be deposited there will just be a delay but I don’t know how long the delay will be.
I mentioned the lady who served me on that day anyway who seemed unfamiliar with the process, so I asked her if she could check she’s actually sent them away, I asked if they take photocopies or anything. She said she could check the safe to make sure everything has gone and been sent away so she took a photocopy of my copy of the paperwork which I took in with me and took my phone number and said she’d call me back in a little while when other members of staff are back from lunch so she could check the safe to make sure nothing was left in and been sent off. She called me back as promised and said everything's been done right in the branch and not to worry about that, they've been sent off to the processing centre theres just a delay there now.
She couldn’t tell me what the problem was and why the bank received that message from the processing centre last week, it doesn’t tell them, just says basically not to accept any more cheques from anyone currently.
So now just to sit and wait I guess, how long that will be for I don't know!
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
Update!
I checked my bank account today and the money has gone in! Finally! Feeling relieved!
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
Quote:
Originally Posted by
UKPrincesss
Update!
I checked my bank account today and the money has gone in! Finally! Feeling relieved!
PHEW!! That's excellent news :)
Re: UK ladies who receive cheques as payment from Clips4Sale and Niteflirt
Thanks @CatBBW yes certainly is!
x