Results 1 to 7 of 7

Thread: car insurance

  1. #1
    God/dess Corgan's Avatar
    Joined
    Mar 2006
    Location
    Southeast Texas
    Posts
    4,735
    Thanks
    10
    Thanked 35 Times in 20 Posts
    My Mood
    Brooding

    Default car insurance

    i am not happy with what i am paying for car isurance.

    i have all of my renters ins. with allstate, and i know i can get a lower rate if i switch.

    but are there any consequences? how do i do this? just stop paying my other insurance (direct auto)? and hook up with allstate? or do i tell direct i want to cancel?

  2. #2
    BrunetteGoddess
    Guest

    Default Re: car insurance

    You have to tell them you want to cancel, or else they will continue billing you and will send you to collections if you don't pay.

    Make sure you have insurance with Allstate before you cancel with Direct, otherwise you might be penalized for having a gap in coverage.

    You might have to pay a remaining balance of some sorts with Direct before you cancel, especially if you're cancelling in the middle of you're policy. Or you might just get a refund of the months you don't use.

  3. #3
    Senior Member Brandy420's Avatar
    Joined
    May 2007
    Location
    Portland, Oregon
    Posts
    149
    Thanks
    0
    Thanked 1 Time in 1 Post

    Default Re: car insurance

    what she said!
    The dance is a poem of which each movement is a word. ~Mata Hari

  4. #4
    AudreyLeigh
    Guest

    Default Re: car insurance

    Quote Originally Posted by BrunetteGoddess View Post
    You might have to pay a remaining balance of some sorts with Direct before you cancel, especially if you're cancelling in the middle of you're policy. Or you might just get a refund of the months you don't use.
    If you cancel mid-policy you get a refund of pre-paid insurance. At least here in Cali... they cant charge for something you dont use and typically bill a month in advance.

    But all the other advice is great advice.

  5. #5
    Sitri
    Guest

    Default Re: car insurance

    Actually, if your new Allstate agent is worth anything, you just sign a form and they will handle canceling your old insurance. But definitely make sure you are in their preferred company and you have been accepted before anything is done with your current company.

  6. #6
    Kaylinn
    Guest

    Default Re: car insurance

    And make sure you get the multipolicy discount.

    We just switched to allstate...our entire policy was actually cheaper if we added renters insurance, instead of just having car insurance.

    We are really happy with allstate. Good rates, good service. They even sent me a handwritten birthday card!

  7. #7
    God/dess Corgan's Avatar
    Joined
    Mar 2006
    Location
    Southeast Texas
    Posts
    4,735
    Thanks
    10
    Thanked 35 Times in 20 Posts
    My Mood
    Brooding

    Default Re: car insurance

    ^ ah! that's really awesome! i'm makign the switch!

Similar Threads

  1. Car Insurance
    By Miss_McKenna in forum The Lounge
    Replies: 15
    Last Post: 04-08-2009, 11:05 AM
  2. Car Insurance
    By PrettyCurlieQ in forum Dollar Den
    Replies: 7
    Last Post: 06-25-2008, 10:51 AM
  3. My car insurance!
    By lolagetz in forum Dollar Den
    Replies: 12
    Last Post: 02-14-2008, 06:56 PM
  4. car insurance Q
    By TigersMilk in forum Dollar Den
    Replies: 21
    Last Post: 04-26-2005, 10:46 AM
  5. new car insurance
    By Lena in forum Dollar Den
    Replies: 14
    Last Post: 09-30-2004, 07:52 PM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •