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Thread: Feeling Trapped

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    Default Feeling Trapped

    Background story: I have to take time from school, one calendar year, for some issues that's going on. It's already cleared with my school. I'll be back for fall 2008. But, because I'm not technically enrolled, my grace period has ended. I'm being flooded with letters about my loans and my first payments are due shortly. I feel so trapped. I know I can make payments but this wall of debt is so huge that I feel panicked. It was like the moment I had finished speaking to my counselor the loan companies pounced, smelling blood. You should have seen the stack of mail waiting for me when I came home to visit the parents for Thanksgiving. I was originally saving to get my eyes fixed as they are really really bad. But I feel, perhaps without merit, that these payments will just suck me dry and I can kiss that surgery goodbye.

    Thanks for letting me rant.

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    Featured Member teeth_of_the_hydra's Avatar
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    Default Re: Feeling Trapped

    I don't know anything about student loans, but that sounds very stressful. Perhaps post something in dollar den asking how to defer loan payments. This sounds like a problem Melonie can help you with. Good luck!
    Drought was over. Where was I? Drinks were on the house.
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    Banned Katrine's Avatar
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    Default Re: Feeling Trapped

    You can defer the loans with relative ease. Also, you can work out a minimum payment schedule with the companies. Don't forget to consolidate first, to simplify the process.

    And don't forget to take either the student loan interest deduction or the Hope/Lifetime credit on your taxes, which will get you back some of the money you're spending.

    "Have you ever been to American wedding? Where is the vodka, where's marinated herring?" - GB
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    If a cupcake was tossed at me... well, I'd only be upset if it missed my mouth

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