Any advice would help so much..
It's very simple. I was at a stop-light and the woman in front of me backed up and hit me. I saw her reverse lights go on and wondered what the hell she was doing (maybe she was blocking pedestrians crossing in the cross-walk?). I started honking my horn like crazy and she hit me anyway. She apologized profusely once we began to trade info. I noticed her license was expired by over a year. She then asked me to call her husband before I reported the accident to the insurance company. I asked why, and she said, "He own auto-mechanic place, he fix you car real good." I laughed and told her I was going to just report it to our insurance agencies. She did not even give me proper insurance info, I had to get the run-around from her man before he finally gave me the info. Then he told me that his wife told him that I hit her and that they were opening a claim against me.![]()
It infuriates me, this woman had NO right to be driving, and the insurance companies totally seem to be overlooking the fact that her drivers liscense was expired. Instead they are saying that it is more probable to rear-end somebody, than to have someone back up to hit another person.
I can NOT have my insurance go up any more that this point. What do I do? Someone please help..
Do I go to small claims?
Get a lawyer (that I can't afford)?
or just let insurance companies battle it out?
I hate crooked low-life sheisters. I really do.![]()
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Sounds like a scam to me!


This was several years ago so I'm trying to remember exactly what happened. Fwir, I contacted his insurance, they sent out somebody to look at the damage and they cut me a check. Although I ended up getting the amount reduced probably because I refused to go through my own insurance. The customer was a real dick too, trying to get my personal info from his insurance people and just being an all around asshole.

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