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Thread: The Fuck You fund

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    Default The Fuck You fund

    I came across an article in Bust magazine about the importance of having a Fuck You fund and thought I'd share it here. Basically it's a savings, like an emergency fund, that allows you to say fuck you to a bad job, crappy relationship, shitty living situation, and walk out exactly when you need to. I've found that most people, particularly when they're young, don't relate to the emergency fund concept very well because they haven't been around long enough to have experienced a major emergency.

    The Fuck You fund is extra important for strippers because they're in a high risk job, and many, if they were to lose it, would have to deal with a shocking pay cut. If you haven't experienced something like a sudden club closure, change of owners, rise in house fees, higher % cut of dances, or your club turning into a brothel, you haven't been dancing long. The Fuck You fund offers you the safety net and empowerment you might need to walk away from a bad situation. So start funding your Fuck You fund, do it today!

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    Banned Katrine's Avatar
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    Default Re: The Fuck You fund

    I love it! I'm contributing to some literature for local dancers and this will be great. Thanks!

    "Have you ever been to American wedding? Where is the vodka, where's marinated herring?" - GB
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    Default Re: The Fuck You fund

    That's such an amazing idea. I put money in a savings account, but I think having one specifically for this sort of thing would definitely be great to have too!

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    Default Re: The Fuck You fund

    Quote Originally Posted by shakti View Post
    I've found that most people, particularly when they're young, don't relate to the emergency fund concept very well because they haven't been around long enough to have experienced a major emergency.
    Totally- great post!

    Feature costumes for sale!

  5. #5
    madmaxine
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    Default Re: The Fuck You fund

    Love it.
    I'm actually trying to mentally craft some ideas about how to "forget" about savings to avoid dipping into it, like "Forget about it like it's a houseplant or an unscrubbed toilet. Put it out of your head!"

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    God/dess carmen_b's Avatar
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    Default Re: The Fuck You fund

    Love it ! I want to turn my small " fuck you " into a big one !

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    Veteran Member XoticaDoll's Avatar
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    Default Re: The Fuck You fund

    I wish I had gotten the fuck you fund advice while I was with my ex.
    I will definetly have this in place from here on out though.
    Great idea, excellent post.

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    Default Re: The Fuck You fund

    Great post. I wish I had thought of having a Fuck You Fund about a year ago! I could really use it right now!

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    Default Re: The Fuck You fund

    Quote Originally Posted by shakti View Post
    If you haven't experienced something like a sudden club closure, change of owners, rise in house fees, higher % cut of dances, or your club turning into a brothel, you haven't been dancing long.
    Actually I have never experienced any of the things you mentioned, and I have been dancing for 8 years,,,
    Sexy Jasmine after getting fucked over at work:

    God loves strippers and when guys do things like that its an automatic ticket to HELL!


    Quote Originally Posted by anomar View Post
    Perhaps you stopped spending money on her. Strippers need money to operate. They are like coin operated juke-boxes of love.

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    Default Re: The Fuck You fund

    Quote Originally Posted by VegasPrincess View Post
    Actually I have never experienced any of the things you mentioned, and I have been dancing for 8 years,,,
    Ah! All the better reason to have that fund in place!

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    Featured Member AmazingKat's Avatar
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    Default Re: The Fuck You fund

    You might hate me for saying this but I heard about the "fuck you fund" idea a few years ago in a Tyra Banks interview.

    Its a great idea though and it definitely feels good to know that you don't need to take someones bullshit or go hungry.

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    God/dess Deogol's Avatar
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    Default Re: The Fuck You fund

    Savings.

    What a new concept.

    Is this what today's youth has come to?

    Nevermind. It is a rhetorical question.

    I am glad to see it is an idea being re-awakened.

  13. #13
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    Default Re: The Fuck You fund

    LOL I was thinking the same thing.

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    Default Re: The Fuck You fund

    Quote Originally Posted by Deogol View Post
    Savings.

    What a new concept.

    Is this what today's youth has come to?

    Nevermind. It is a rhetorical question.

    I am glad to see it is an idea being re-awakened.
    sav...what?? Is that some kind of sports play??

  15. #15
    Featured Member AmazingKat's Avatar
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    Default Re: The Fuck You fund

    I was thinking this was in addition to your standard emergency savings specifically for cases when you need to get the fuck out of a job or bad situation but its not a dire emergency, since the OP acknowledged "basically its saving."
    Last edited by AmazingKat; 03-17-2008 at 02:30 AM. Reason: stating more succinctly

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    Default Re: The Fuck You fund

    I'm not a dancer, but if I was, I would save (and invest) as much money as I could, not just for emergencies, but also for the future when I wouldn't be able to make a living as a dancer.

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    Veteran Member StuartL's Avatar
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    Default Re: The Fuck You fund

    I have a number of clients that have one of these. You'll laugh but these are civil servants. Many of them realise that sooner or later their 'loyalty' will be tested and they will have to act against their better judgement or moral compass. They want to know that they can say 'no' should they really need to. The higher they fly, the more they worry about this.

    Something worth noting though, is that something like this should be kept to yourself. If you are stuck in a bad relationship - for example - and want to exit asap, it won't help much if your significant other knows of your F.U Fund and where it is.

    IMHO individual responsibility like this won't be liked by others...

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    Default Re: The Fuck You fund

    Quote Originally Posted by Deogol View Post
    Savings.

    What a new concept.

    Is this what today's youth has come to?

    Nevermind. It is a rhetorical question.

    I am glad to see it is an idea being re-awakened.
    I thought the same thing. I was like... isn't my entire savings my 'fuck you fund'?


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    God/dess anomar's Avatar
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    Default Re: The Fuck You fund

    ^^Yes, it is, but it's a certain mindset for thinking about it. The idea of 'savings' is laughable to a lot of younger people because it goes in the way of partying all the time, having ridiculous amounts of clothes, spending on drugs, etc... the specter of 'abusive relationship' or 'dumb club rules' is actual and tangible and worth worrying about for people in that mindset.

  20. #20
    AudreyLeigh
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    Default Re: The Fuck You fund

    Quote Originally Posted by VegasPrincess View Post
    Actually I have never experienced any of the things you mentioned, and I have been dancing for 8 years,,,
    Same here and Ive been dancing for 7 years...

    But I am in the process of making a 6 month emergency fund. Its a good idea for everyone to have. I wish I had one this past year.

  21. #21
    cameron_keys
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    Default Re: The Fuck You fund

    Quote Originally Posted by madmaxine View Post
    Love it.
    I'm actually trying to mentally craft some ideas about how to "forget" about savings to avoid dipping into it, like "Forget about it like it's a houseplant or an unscrubbed toilet. Put it out of your head!"
    Remind me never to use your bathroom..lolol

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    Default Re: The Fuck You fund

    Quote Originally Posted by madmaxine View Post
    I'm actually trying to mentally craft some ideas about how to "forget" about savings to avoid dipping into it, like "Forget about it like it's a houseplant or an unscrubbed toilet. Put it out of your head!"
    Lol I'm the same, but I use CDs for that. It doesn't matter how much I have put away, if I got $40 in my checking account I'm broke and back to square one because I can't touch anything else!

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    Default Re: The Fuck You fund

    The point here isn't to introduce the concept of saving, it's to help boost the psychological motivation to actually do so. "Rainy day fund" is wishy washy, something you'll get to later. Fuck you fund is fiery, something you can really relate to and make you WANT to build that savings ASAP.

    People that already understand the importance of saving love to let it be known that they already understand the importance of saving. For those who need the extra explanation of what savings can protect you from, a Fuck You fund seems more effective. Emergency savings is my soap box topic because I had a major accident at 27 which destroyed me financially because at the time I was using all my money to pay off debt, and had nothing left as back up. I've found, that despite telling my story, the term emergency fund is not that motivating for most people, probably because what most people think of as a major emergency isn't that likely. But the cushion needed to suddenly leave a bad job or a relationship gone wrong is. The Fuck You fund is a more accessible way to explain the importance of a few months of back up savings.

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    Default Re: The Fuck You fund

    Quote Originally Posted by shakti View Post
    I came across an article in Bust magazine about the importance of having a Fuck You fund and thought I'd share it here. Basically it's a savings, like an emergency fund, that allows you to say fuck you to a bad job, crappy relationship, shitty living situation, and walk out exactly when you need to. I've found that most people, particularly when they're young, don't relate to the emergency fund concept very well because they haven't been around long enough to have experienced a major emergency.

    The Fuck You fund is extra important for strippers because they're in a high risk job, and many, if they were to lose it, would have to deal with a shocking pay cut. If you haven't experienced something like a sudden club closure, change of owners, rise in house fees, higher % cut of dances, or your club turning into a brothel, you haven't been dancing long. The Fuck You fund offers you the safety net and empowerment you might need to walk away from a bad situation. So start funding your Fuck You fund, do it today!
    Brilliant Plan especially the choice of words,

    Save for the Rainy Day
    vs
    Fuck You Fund

    I'd put my money easily on a Fuck You Fund any day of the week

    Amazing how just a little play on words can initiate life changing actions

  25. #25
    God/dess Lysondra's Avatar
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    Default Re: The Fuck You fund

    Quote Originally Posted by anomar View Post
    ^^Yes, it is, but it's a certain mindset for thinking about it. The idea of 'savings' is laughable to a lot of younger people because it goes in the way of partying all the time, having ridiculous amounts of clothes, spending on drugs, etc... the specter of 'abusive relationship' or 'dumb club rules' is actual and tangible and worth worrying about for people in that mindset.
    That's a bit...assuming. I'm 21 and have my savings at a level where I can say fuck you to pretty much anyone...


    Look like a woman
    Think like a man
    Act like a lady
    Work like a dog

    - My Great Grandmother Bessie's Recipe for Success

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