I got a letter in the mail from my bank telling me that they're closing my account because I exceeded my online transactions 4 times in a year. You're only allowed to go online and transfer money between your accounts 3 times a month, and I exceeded it 4 times in a year. It seems like a really stupid thing to charge you money for (10 dollars each time) so I don't want to bank with them anyways. I do want to have a checking account and savings account though, so I need to go through a new bank.
The bank i was using was Washington mutual. I want a bank with UNLIMITED ONLINE BANKING TRANSFERS and no stupid fees. I don't want bank of america. It has to be a bank available in Oregon.
I was thinking of using Key Bank or Wells Fargo, or maybe a credit union.
What is the difference between a credit union and a bank? I'm dumb about banks, tell me please.
So... what bank do you use and why?
and what is a credit union?


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