So, I checked my credit score (for once in my life) and it's 807. There are three dings against it... one is a late car payment and two are late credit card payments and all of them are at least five years old. My questions are:
1) Can I do anything to get rid of those dings?
2) How is it that high? My parents co-signed for my car loan (which is now paid off) and that's pretty much all of my major history. Is it just from paying my rent and bills on time?



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