10 years laterI have written down a do-able plan that even includes all the extra crap I want and need in order to stay in the business as long as I want. Maintance is key!
I am a high hustler, that works in a great club with great money earning potential. I'm one of those that will work 12 hours 3 days a week each day till I earn my goal. Even during this recession I can muster outta there a grand if not, very close.
This is with paying out 40% (funny money is a 25% cash in, plus the cost to work and tip outs)
I refuse to work more than 3 days a week, unless the mood strikes me. It drains me.
However, tonight I sat down and decided for the first time in my career to make a 5 year plan. I'll be in my mid 30's when I quit. I'll be quitting then because my eldest will be of age and I simply don't want to run into his friends and out of respect.
Now this is going to sound insane, but I make close to 6 digits a year. Yes I file taxes.
I end up owing a lot each year but I have a lot of write offs. Makeup artists, house fees you name it. I get a reciept.
Now, here's the deal. I'm refusing to purchase a home for another 2 years. In the next 6 to 8 months I plan to earn 10,000 a month. =80,000 in 8 months. which breaks down to what I earn now at 2,500 a week. I'm doing this only during the "on season where I work". I do have regulars to this helps.
I know it's incredibly extreme and my debt is 12,500 IRS, but also 16,000 left on my car and 8,000 in tuition for my sons and 3,500 for cc debt. the rest is basically plastic surgery, (teeth, lasik and breasts among other shit)
I'm going to invest 3000 into a Roth IRA with this money as well and pay off a years worth of rent and car insurance.
So that in the end result I will go to work with my bills monthly being 800 dollars. And I will take what I earn from my club and throw it into savings. This way I can establish the children college funds, the rest of my grad school tuition and eventually put a down payment on a nice home in 2 years and by then buy a new car.
With all of this said and done I will have a nice chunk for retirement to throw into CD's and Roth IRAs and hopefully be out of the recession by then.
this is a bit of a rant, and please don't rip me to shreds.
I sat down and realized I do make a LOT a year and it's going to waste for the most part. It's time at my age to begin a real plan with real results and I'm at the point in my life that a retirement plan, the kids college is a priority and I want to be able to afford my eldest child first car.
In 5 years I'll be done with grad school and will be able to venture into work that pays no less than 60 to 70 K a year with still having more than that in savings.
I just am looking for advice into where to begin placing my retirement savings, building a trust for my sons (for college) and basically just coming in here to learn about it all and have a backing support group.
I've come full circle in life in 6 months. Activism and understanding the value of the dollar. Which is very important. I stick to my plans and can pull myself up by my boot straps. I have no doubt I can do this. Legally and such.
I had fun while it lasted, traveling and being a glutton. I simply have no desire to be only that for the rest of my life.
I will continue to do my yearly trip to Kenya to help, with kids included. As well as low maintance on myself (which is why this next few months in getting it all done is so important)
Okay so I'm done ranting. I just need words of encouragement as I'm not going to be sharing this with anyone what so ever in my personal life. When people know you have money they become vampires.
I'd add a ticker but I currently have one for just the next few days which is a goal of 5 grand I believe? After that I'm adding the big one. Just to see.
I've finally ventured into adulthood. And rather than being stressed and hearing "you can't do it, it's the recession...I know better. I will do it. Because I won't allow myself the choice to be lazy.
Okay, end of rant![]()



I have written down a do-able plan that even includes all the extra crap I want and need in order to stay in the business as long as I want. Maintance is key!
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