I need a car, but I'm pretty sure my credit is terrible. I've had a credit card for only a little over a year, and made a couple of late payments. Everything is current, but I'm sure I'll get hosed if I go buy one.
What are my options? I have an SD that will make the payments, but I don't want anything in his name. I also don't want to get something I can't afford without him....
I'm just unfamiliar with how financing works, even though my dad owns a car dealership? lol (I dont want to involve him...Independence is important to me)
Could I get a loan through a bank and buy from a private owner? Or do I have to buy? What is leasing like- can you return the car early?



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