UGH. My account with wamu was scheduled to be closed April 21st. I had to open another account with them, so i did so a week ago and added money to my old account so it wouldn't be in the negative. 4 days ago, ZIPCAR, a car sharing service decided to randomly charge my account because it didn't go through before when it was in the negative. I was completely unaware of this because I wasn't checking my account online anymore because I assumed it was about to be deleted and i didn't think there would be anything else charged to it.
Zipcar charged 25 dollars to my account, but in 4 different charges of different increments. Because of this, I got 4 overdraft fees of 34 dollars each, making my account 161 dollars in the negative. So I get a call from the bank this morning telling me that I owe them 161 dollars and if I don't pay it I won't be able to open a bank account in the US and my other account with wamu will be closed blah blah blah. My old account with the negative charge was opened in florida. my new account was opened in oregon. My new account has a lot saved up in it so far for only being a week or so old, can the florida account go into my oregon account and take money out of there without my consent?
Ugh. I don't want to pay fucking 136 dollars in overdraft charges, that's fucking ridiculous!! I just got off the phone with the lady at the bank and tried to be super sweet and polite the whole time, but unfortunately due to her repeatedly telling me "it's not the bank's mistake" the conversation ended with me yelling fuck you fuck you fuck you fuck you and slamming the phone down.. so that's not so good.
She said I have 40 days to pay the fee or else it goes to some record and they close my account. I don't care if they close the old account- it was supposed to be closed ANYWAYS!
So... what should I do? I do NOT want to pay fucking 136 dollars. That's groceries for 2 weeks, that's a third of my rent money, that's 3 hours at the club. Three hours at the club is NOT going to some stupid capitalistic asshole money hungry fucking bank!
What to do??
a. pay the fees
b. don't pay the fees, hope for the best
c. don't pay the fees, close all my accounts and do everything in cash. (not really an option, i need a bank acct.)
I fucking hate banks. I hate the US. I'm moving anyways in a couple months out of the country so it doesn' tmatter. I'm going to be a fucking nomad. fuck capitalism UGHGHGGHAKDLGJal


Reply With Quote



Bookmarks