Im still doing it with paid accounts. It doesnt matter - especially if the collection company doesnt have proof that theyre allowed to collect on the debt. Or a signature from you that you have a debt with themYou can still have it removed if they do not validate. ESPECIALLY if you paid the original creditor and not the CA. My husband had 3 COs and all were paid directly to orig, sending out his DVs tomorrow.
Worst that can happen is it stays how it is. Best outcome is CA doesnt validate so CRAs remove it. Ive had many paid accounts and included in ch 7 accounts deleted. You just have to be persistant.. and have patience.


You can still have it removed if they do not validate. ESPECIALLY if you paid the original creditor and not the CA. My husband had 3 COs and all were paid directly to orig, sending out his DVs tomorrow.
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