This is a backdoor number (retention center), its where you call get an actual person without pushing buttons. They are very very nice and will up your limits, lower your apr or even merge cards you already have (take 2 $500 and make them one $1000) so you have a higher credit limit which means when you apply for credit youll get higher limits.
I got my cards merged (keeping one with oldest reporting tradeline).
Called back 2 days later and got my APR that was just lowered 2 months before lowered again.
I shall call these very nice people in another 3 months for a credit limit increase.![]()
(I have numbers for almost every CC company or bank you can think of. Recon and Retention numbers)
Heres Crap 1s 800-889-9939
*I think I found a new addiction to add to SW...


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