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Thread: Advice Please!

  1. #1
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    Default Advice Please!

    So my car is on it's last leg. I need a car. Most likely used. Anyways my credit score is 575. Yea, I know, not the greatest. Well the car dealer said they were fine with that until they saw that I had a phone bill from 6 years ago that I didn't pay. Well if I pay that bill off, how long will it take to affect my credit score? I need a car like yesterday!

  2. #2
    ajbaer
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    Default Re: Advice Please!

    As far as I know, it takes 7 years for something to leave your credit history. I may be wrong though. Pay it and see what happens. Maybe they'll loan you the amount if you can prove that you want to be on good terms.

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    Default Re: Advice Please!

    Do you use a credit union? I've found that they are more likely to give ME a loan than a bank.

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    God/dess loveandluxury's Avatar
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    Default Re: Advice Please!

    Ask the dealership if you pay off the bill and bring them proof if they will work with you. I'm sure it shouldn't be a problem, just get some sort of receipt from the phone company! Good luck

    Animals are my friends, and I don't eat my friends.
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    God/dess pookie's Avatar
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    Default Re: Advice Please!

    how about a bicycle? just for local stuff. itwill save you a lot of money in the long run.




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