
Originally Posted by
StuartL
Pretty decent advice.
Whatever you do, it should be worth bearing in mind that any sort of 'arrangement' as discussed above will damage your credit records very seriously for the next few years. I can't speak for anyone else, but I would have thought that maintaining your good reputation would be worth more than $10k.
Good luck with it. Dealing with debt can be very difficult - but it takes time, patience and effort. I'm sure you can make it right if you are focused and disciplined.
Best wishes,
Stuart
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