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Thread: can't pay Cc's anymore!

  1. #1
    Veteran Member Flaka's Avatar
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    Default can't pay Cc's anymore!

    I have about $6000 of debt from three different credit cards that I am unable to pay now. I haven't worked in over a year and was collecting unemployment until that ran out. Then I babysat and now i'm not doing that and I can't get a job! I have been looking for months and still am unable to find anything that's night/overnight. Anyway, to make a long story short, I can't pay my credit cards right now until I find something. What will happen and what should I say to them. They have already started calling but I haven't picked up. Should I pick up and tell them the situation? I don't kno what to do!

  2. #2
    Yekhefah
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    Default Re: can't pay Cc's anymore!

    Why does it have to be overnight? Can you strip?

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    Banned Melonie's Avatar
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    Default Re: can't pay Cc's anymore!

    step #1 is to talk to your creditors. If you call them and explain that you have 'fallen on financial hardship' they may be willing to extend you more time before considering your account as delinquent.

  4. #4
    Peanut_Butter
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    Default Re: can't pay Cc's anymore!

    dont avoid them. call and talk to them they can work with you.
    my credi card offered to stop my interest and lower my paymetns. just ask what they ca ndp. they have programs

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    Veteran Member Flaka's Avatar
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    Default Re: can't pay Cc's anymore!

    I wanted to work overnight/night so that I can stay home with my daughter during the day and right now I can't strip because of a back injury. Thank you all for the advice. I will call them and explain my situation. Hopefully I'll find something soon because I really don't want to mess my credit up. Thanks again everyone!

  6. #6
    God/dess shanna dior's Avatar
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    Default Re: can't pay Cc's anymore!

    I don't have any help about the debt (although calling them would definitely be a good idea) but I do have a couple job suggestions you may not have thought of. You could work at a gas station, any store open 24/7 usually has a harder time looking for people to work the graveyard shift, a hospital (clerical/administrative sort of work), delivery (like pizza), many restaurants are open super late (waitress or hostess). None of these are really high paying jobs, but even minimum wage will help pay off that debt.

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