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Thread: Retirement Investments: What works for you?

  1. #1
    Featured Member Hello_Kitty27's Avatar
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    Default Retirement Investments: What works for you?

    Alright, I've seen a ton of you financially smart people here, so I need some help/advice.

    I'm looking to make some changes to my retirement plan, which is a 401k through Fidelity. Throughout the past few years, my plan had a really good rate of return ... consistently about 10-11%. This year ....not so much. I just got my Q2 statement and for the quarter, I'm -0.7%, but for the year, I am -7.6%. It appears that investments are rebounding/steadying, but I'd like something more agreesive.

    Currently, I have 69% in stocks and 31% in bonds.

    My stock funds are nothing all that exciting, just:
    SSgA S&P500
    SSgA EAFE Index C


    And then I have a low-to-medium risk blended fund and a small percentage going towards bonds alone.


    I'm only 28, make fairly good money, have no mortgage at the moment....I feel like I should be able to take greater risks for long-term investments. What has worked for you during this economy? Is there a fund you have had success with?

    Also, not sure if it matters, but my company matches $ for $ PLUS 2% of my income on top of that. I feel I should take advantage of this.






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  2. #2
    God/dess anomar's Avatar
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    Default Re: Retirement Investments: What works for you?

    Definitely get in on retirement matching! It's such free money.

    I really don't know what my SIMPLE IRA nor my ROTH IRA are doing... then again I have less than 1k in there... my ROTH Is in a retirement 2045 fund.

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    Banned Melonie's Avatar
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    Default Re: Retirement Investments: What works for you?

    you can't go wrong if an employer's matching contribution is available !

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