I had quick questions about this. You can rebuild credit (albeit very slowly) by paying your bills on time, right? Well, does this include utilities/living expense bills? Because since we file BK last year that's all we have.
Also, will my credit get the benefits of timely monthly payments if my name is not on the bill but I'm married and the bill is in my husband's name? Or does it only help his credit?
Does his credit affect my credit and vice versa?
Does having my name on a rental lease in good standing improve my credit?
Thanks in advance.



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