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Thread: Half a penny is all I get???

  1. #1
    goldengrl69
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    Default Half a penny is all I get???

    My CC gives me 1/2 a penny for every $1 I spend.
    Is that a good thing or bad?

    I know there has to be better offers / reward points for other cards.

    Maybe we can list our rewards to see what is the best (rewarding) card out there.

  2. #2
    Banned Melonie's Avatar
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    Default Re: Half a penny is all I get???

    I actually just got a new credit card, since the best I could manage on my previous card was 7.9% fixed with zilch point nothing for 'rewards'. I now get 3% cash back on certain types of CC purchases ( hotels, restaurants, air travel etc.) and 1% cash back on every other type of CC purchase on a 0% introductory rate Professional Rewards Business Account MasterCard through Chase.

  3. #3
    Featured Member saphire123456's Avatar
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    Default Re: Half a penny is all I get???

    i like my discover. It has 2% cash back and all year round they run bimonthly promos that get 5% cash back on certain stuff like august is home stores month... and then you can cash in your points for cash or you can double them for some stores, restaurants or travel.... for example: i have 240 points saved up which i can cash in for $240, but there's this bracelet I'm eyeing at this jewelery store thats $500. So I can cash in and double my points for $480 and pay $20 more for it, or just wait annother month for more points to accrue.
    These days I like to count my money. I like to wash it delicately and iron it. Sometimes I dry it with some bounty to make it all nice and cuddly. I love my money... did I say that out loud?

  4. #4
    goldengrl69
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    Default Re: Half a penny is all I get???

    So... is this a good amount or do others offer more?

    My rate doesnt matter. I use my CC all the time and and pay
    off everthing once items has posted.

    Thanks

    Quote Originally Posted by goldengrl69 View Post
    My CC gives me 1/2 a penny for every $1 I spend.
    Is that a good thing or bad?

    I know there has to be better offers / reward points for other cards.

    Maybe we can list our rewards to see what is the best (rewarding) card out there.

  5. #5
    Featured Member saphire123456's Avatar
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    Default Re: Half a penny is all I get???

    consumer reports did a story on cc rewards a couple months ago, there were 2 that they highly recomended, discover was one of them but i don't remember what the second one was
    These days I like to count my money. I like to wash it delicately and iron it. Sometimes I dry it with some bounty to make it all nice and cuddly. I love my money... did I say that out loud?

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