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Thread: an update on me

  1. #1
    God/dess Pretty_Penny's Avatar
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    Default an update on me

    for those who gave a shit and listened and/or offered helpful advise during my little overwhelmed breakdown rant, here are some updates:

    my knee:
    went to the doctor a few weeks ago. he says i have tendonitis, bursitis (which are each made worse by the other and are what's causing the pain), and "superficial" nerve damage (which is causing the numbness). he says he doesn't think i need xrays or surgery at this point (yay! + knock on wood). he did basic range of motion/poking and proding tests. the good news is, he believes the damage is mostly if not completely reversible. he assured me that yes, those things can cause pain and numbness like this for the 4+ months it's been ongoing. the bad news is, he says if i don't lay off of it i may cause the damage to be permanent and will eventually have a whole lot more trouble and surgery in my future. i told him i've been taking days off here and there, trying to group them together, and he says it's not enough. for this reason, i have been job searching to try and find something that works with school and still pays at least decent. i don't plan on quitting dancing all together, i'm just looking to cut back to once or twice a week. it will be good for me mentally too, i think, since i'm getting burnt out pretty bad. wish me luck on the job front. it's very weird applying for things again. heh.

    debt:
    all of my debt is medical aside from a really bogus old apartment complex charge i found when doing a credit check, and i plan to fight it. the medical debt i am working on. i set up a payment plan for the largest one and i'm working on settling with the other two smaller ones. one of the companies, however, is being extremely difficult/scammy/threatening ...... and i'm researching my options for dealing with them. to make a long story short, i can pay the amount they said they'd settle for, but they refuse to send me anything in writing first. they say "no collections company is going to do that for you". that's funny, since the other two companies completely agreed to. they also won't let me pay by check (which i want to do for records sake). they said they will only let me pay over the phone by giving them by bank account info. um.......... no. they also put me on hold repeatedly in mid convo and etc. i'm willing to pay them, but am also highly suspicious, so i'm holding off.

    boyfriend's tooth (and now my realizing i need to see a dentist):
    working on it. trying to find a dental plan we can afford to get the whole mess sorted out. if nothing works out, the dentistry school in gainsville is our most likely option.

    school equipment:
    once my debt is cleared, i should be able to build credit. i think i'm going to get a secured visa as well in the near future (when my refund hits most likely), and that should help build credit as well (since i have none really). once that's in order, i shouldn't have a problem getting what i need. till then i'm using pirated programs and borrow stuff from friends.

    also, adam's new job has allowed him to be able to start paying off student loans (which is 95% of his debt) so his credit should be on it's way to repair as well.

    so that's the story right now. if any of you read all that, thanks, really. and, sorry for bitching a few months back, i was just feeling hopeless. i don't mean this in a bad way at all, but you guys (this forum) are kind of "safe" for me because i don't actually know any of you. i don't really discuss my problems in person with people or online with most people... so it was kind of easy to just "let it all out" on here. not to say you all "don't matter" or anything. it's just, different.

  2. #2
    madmaxine
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    Default Re: an update on me

    Quote Originally Posted by Pretty_Penny View Post
    my knee:
    went to the doctor a few weeks ago. he says i have tendonitis, bursitis (which are each made worse by the other and are what's causing the pain), and "superficial" nerve damage (which is causing the numbness). he says he doesn't think i need xrays or surgery at this point (yay! + knock on wood). he did basic range of motion/poking and proding tests. the good news is, he believes the damage is mostly if not completely reversible. he assured me that yes, those things can cause pain and numbness like this for the 4+ months it's been ongoing. the bad news is, he says if i don't lay off of it i may cause the damage to be permanent and will eventually have a whole lot more trouble and surgery in my future. i told him i've been taking days off here and there, trying to group them together, and he says it's not enough.
    I've been wearing a knee brace and grouping my days off to combat when my knees act up. I also run through obscene amounts of Epsom salt- thank Dog it's cheap.

    I tell you hon, get thee to Sugardaddy land. I wish I had done it sooner. Now all of my financial headaches are just tiny annoyances.

  3. #3
    AudreyLeigh
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    they said they will only let me pay over the phone by giving them by bank account info. um.......... no.
    Can I just say - do not pay any collection agency by check - ever! They will get your bank info either way - by you giving it to them over the phone or giving it to them by check....all your banking info is on that check. Cashiers check or Postal Money Order - ALWAYS.

    You really need to stay off the phone and start making a papertrail. Have you been over to creditboards? Theres a place specifically for medical debt.

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    Featured Member thechaosfairy's Avatar
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    Default Re: an update on me

    MSM is really good for the tendinitis I have in my arms. I've also found recently that adding turmeric capsules to my regimen has done wonders -- they're a strong natural anti-inflammatory that you can get from Swanson Vitamins for cheap.
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  5. #5
    God/dess Pretty_Penny's Avatar
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    Quote Originally Posted by madmaxine View Post
    I tell you hon, get thee to Sugardaddy land. I wish I had done it sooner. Now all of my financial headaches are just tiny annoyances.
    aside from those guys whos fetish it is to just fork over money, i don't think i'd be good with having a sugar daddy. i'm sure most of them want a mock-relationship at the least and sex at the most, and i can't really do either. i used to have a couple good regulars who always paid me well for my time ITC... but i can't seem to find/gain any right now.

  6. #6
    God/dess Pretty_Penny's Avatar
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    Quote Originally Posted by AudreyLeigh View Post
    Can I just say - do not pay any collection agency by check - ever! They will get your bank info either way - by you giving it to them over the phone or giving it to them by check....all your banking info is on that check. Cashiers check or Postal Money Order - ALWAYS.

    You really need to stay off the phone and start making a papertrail. Have you been over to creditboards? Theres a place specifically for medical debt.
    everything i read online said ONLY pay with a check. WTF? now i'm confused. i'm new to this whole collections thing. like i said, i've never owned a credit card or anything. it's all ER bills and crap. i'll look at creditboards tomorrow (i'm about to head to bed)

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    Senior Member Joy to the world's Avatar
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    Default Re: an update on me

    I totally get you with the knee thing I had major surgery on one and had my MCL and all muniscus (sp?) taken out of one and just got over bursitis in the other.......I wear a knee brace at work quite often to help and keep heating pads on it at night....I also got a cortisone shot in it......I could barely walk for two days but since then I havn't had to take days off due to my knee
    Joy to the world

    "Change is inevitable, except from a vending machine."

    "Sometimes I wake up grumpy; Other times I let her sleep"

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    Default Re: an update on me

    Glad to hear your doing better! Most call-taking type of jobs usually pay well. Like aegis. So youll be off your knee. But maybe you want a break from customer BS lol. In that case maybe work a 'behind the scenes' type of job, like in a kitchen or maintanence. Not too glamourous but it pays the bills!

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    Featured Member Perry's Avatar
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    Default Re: an update on me

    I'm sorry I didn't post in your last thread, but I didn't think I had anything usefull to say

    I've got tendonitous in my ankles, and it's gotten muchh better with some simple stretching excersises. I did pysical thearpy for a year, but just about everything can be done at home. I can look for some links if you're interested.

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    Veteran Member MissDewdrop's Avatar
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    Default Re: an update on me

    Quote Originally Posted by Pretty_Penny View Post
    everything i read online said ONLY pay with a check. WTF? now i'm confused. i'm new to this whole collections thing. like i said, i've never owned a credit card or anything. it's all ER bills and crap. i'll look at creditboards tomorrow (i'm about to head to bed)
    yeah, i second the creditboards suggestion. just paying off the debt itself will not raise your score (if they're on your credit report now, that is). however, there are tactics that help people verify and resolve debts of all sorts that keep the dreaded "paid derogatory" off the reports. it's all free, too

  11. #11
    AudreyLeigh
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    Quote Originally Posted by Pretty_Penny View Post
    everything i read online said ONLY pay with a check. WTF? now i'm confused. i'm new to this whole collections thing. like i said, i've never owned a credit card or anything. it's all ER bills and crap. i'll look at creditboards tomorrow (i'm about to head to bed)
    Makes sense tho? That all your banking info is on that check? You do not want them to have that information. I was incorrect - not postal money order. Only bank cashiers check or bank money order. Sorry...

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    God/dess Pretty_Penny's Avatar
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    Quote Originally Posted by AudreyLeigh View Post
    Makes sense tho? That all your banking info is on that check? You do not want them to have that information. I was incorrect - not postal money order. Only bank cashiers check or bank money order. Sorry...
    yeah it makes sense, i just read "only by through mail by check" so many times.

  13. #13
    AudreyLeigh
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    Quote Originally Posted by Pretty_Penny View Post
    yeah it makes sense, i just read "only by through mail by check" so many times.
    I believe - with no proof tho... that my ID being stolen had something to do with paying a collection agency with a check. If I could prove it Id kill them in court.

  14. #14
    madmaxine
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    Quote Originally Posted by Pretty_Penny View Post
    aside from those guys whos fetish it is to just fork over money, i don't think i'd be good with having a sugar daddy. i'm sure most of them want a mock-relationship at the least and sex at the most, and i can't really do either. i used to have a couple good regulars who always paid me well for my time ITC... but i can't seem to find/gain any right now.
    Well, it's not perfect or even easy, but it is a different kind of labor than the ITC hustle. (& No, I don't mean it's prostitution.)

    Maybe I've just been lucky, but a huge reason I'm succeeding in the sugar daddy department is that I really NEED/ED their assistance, and that's what some of them are looking for- just to be needed by a pretty young appreciative woman. I cannot stress how hard loneliness is for older men. Keep in mind many of them get annoyed with their spoiled offspring/relatives and start spending their wealth (AKA kids' inheritance) to have some enjoyment out of life before they pass away.....

    I wouldn't call it mock-relationship. More like friendship with dates. I can say just as an average person that good friendships are hard to find.

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    I am so glad things are looking on the up and up for you!!! YAY!!!

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    God/dess Bunny's Avatar
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    glad to hear you are feeling better. sometimes we just need to let it all out and feel sorry for ourself a bit.

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