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Thread: debt and marriage

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    Veteran Member thelovelylenee's Avatar
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    Default debt and marriage

    ok my husband of not even 5 months has gotten us into ssome trouble ($20,000 in debt ) which i don't understand because when we married to the best of my knowledge he had decent credit anyways , i am a military wife and bankruptcy is apparently not an option for us because of his clearence and he didn't qualify for debt consolidation at Navy Fed.
    i cannot work because of health issues and the only work expperience he has is in the military ( he dosen't know much about the real world in my opinion ) this is causing tremendous strain on my pregnancy and on our marriage in a whole ( for a while i just wanted to slap the sh*t out of him because this is not what i had in mind!!) but i've taken a better point of view like what's done is done . I need this to be undone and I always have an answer right now i do not and don't know where to look any advice would be appreciated > thx. Lene'e

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    God/dess krchab99's Avatar
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    Default Re: debt and marriage

    I am also a miltary wife finaces are tough in the that lifestlye. Go to acs if your in the army and they can offer advice on your situation and possiable offer you an intrest free loan.

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    Veteran Member thelovelylenee's Avatar
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    Default Re: debt and marriage

    navy

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    Banned Melonie's Avatar
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    Default Re: debt and marriage

    If bankruptcy isn't an option due to the impact on security clearances, this is going to boil down to some severe belt-tightening ... as well as becoming your own 'debt counselor' in regard to negotiating with your creditors.

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    Veteran Member thelovelylenee's Avatar
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    Default Re: debt and marriage

    so what do i tell hubby he needs to do and is there no other options than bankruptcy?

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    Banned MoetATL07's Avatar
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    Default Re: debt and marriage

    Quote Originally Posted by Melonie View Post
    If bankruptcy isn't an option due to the impact on security clearances, this is going to boil down to some severe belt-tightening ... as well as becoming your own 'debt counselor' in regard to negotiating with your creditors.
    And I agree.

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    Featured Member Vamp's Avatar
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    Default Re: debt and marriage

    Quote Originally Posted by thelovelylenee View Post
    so what do i tell hubby he needs to do and is there no other options than bankruptcy?

    What type of debt is it? Is he currently acctive duty?


    If it is credit cards or loans call them and find out if they have special programs for active duty military. Most financial institutions have discounts in rates, defered payments, or other types of programs for active duty military. It really isnt advertised and if the rep says they dont know have them ask a superviser.
    Nature knows no indecencies; man invents them. ~ Mark Twain


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    God/dess krchab99's Avatar
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    Default Re: debt and marriage

    Try to avoid goin to his chain of cammond if at possiable you don't want them gettubg into your personnel finances call military one source and see what that can do.

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    Senior Member Butrcup98's Avatar
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    Default Re: debt and marriage

    You say you've been married for less than 5 months. I'm curious what he spent $20K on that you didn't notice? Is it something that can be returned or sold? I had to take over the finances in my household. My husband got himself into a bit of trouble (he financed my ring and then couldn't afford to pay for it). Anyway, I took over and started budgeting. He gets an allowance.

    Good luck, though. Considering you man's in the military, he's probably in control and you will have to fight him to gain control. But consider you child and don't fold.

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    God/dess threlayer's Avatar
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    Default Re: debt and marriage

    Maybe you dcan get some ideas by going to a debt counselor (not consolidator). Take a long a lot of your bills and contracts and pay stubs etc.

    Sounds like you two 'bit off more than you can chew.'

    I'll bet you will have to find an additional source of income, likely you, from home. Like maybe online sales...?
    I loved going to strip clubs; I actually made some friends there. Now things are different for the clubs and for me. As a result I am not as happy.

    Customers are not entitled to grope, disrespect, or rob strippers. This is their job, not their hobby, and they all need income. Clubs are not just some erotic show for guys to view while drinking.

    NOTE: anything I post here, outside of a direct quote, is my opinion only, which I am entitled to. Take it for what you estimate it is worth.

  11. #11
    Veteran Member Rockell's Avatar
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    Default Re: debt and marriage

    Maybe you could get a job to help out until you are out of financial trouble? I read in your OP that you have health issues, maybe work part time or at a sit down job to provide a little extra income to help with the bills.

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    Veteran Member thelovelylenee's Avatar
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    Default Re: debt and marriage

    thx for all the advice as far as a sit down job i had one and had to quit because of health ...and as far as biting off more than we can chew , hubby bit now he's choking and i'm not sure how much longer im gonna suffer through it ...but thanks!!

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    Default Re: debt and marriage

    ^^You could work from home. Try its is a online call center.

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    Veteran Member thelovelylenee's Avatar
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    Default Re: debt and marriage

    not familiar with this !!! thx moet ! have you tried is it legit and everything ,by that i mean like not a scam type deal

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    Banned MoetATL07's Avatar
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    Default Re: debt and marriage

    ^^It is legit. I have a family member who does it. You would basically answer calls for infomercials. She is now doing Pizza Hut now. It pays $.25 a minute. You just have to have a computer with internet access and a phone line and a headset.

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