Hi All!
I'm kind of proud of myself. I just opened my very first Money Market savings account with TD Ameritrade! They are having a promotion (a la Suze Orman) where if you open an account, they'll put in $100 after a year of active deposits. Here's the page if you're interested:
http://www.saveyourself.com/
Since I've settled my lawsuit, I have a nice chunk of change to get by for several months. Finally, I know for a fact that all of my household bills are more than covered. My husband's pay will continue to pad our family savings for emergency. We're already half-way to the $20K I'd ultimately like us to have.
Using the cash I bring in from NiteFlirt (or whatever I end up doing) I'm ready to start building a more independent chunk of savings for only myself. I have a goal of $9000 as the base amount to save before I try to dip into stuff like stocks and trading. I do want to someday get adventurous with it but I'm not in a hurry. Ultimately, this is my emergency/ way-super- retired-fund. Like, when I want to quit working entirely, open my own strip club and I'm 50 or something.
I'm kind of excited just to funnel cash into it for now, knowing that its just for me. I really wish I'd realized this a few years ago when I was way more proactive about making money, honestly. I come from a family that just put money in the bank and took it out. I had no idea that there was such a thing as online savings accounts until maybe a year ago.
Who else has had an account like this? What do you think of the deal I got? I mean, if Suze Orman will vouch for it, I'm sold. I tried looking into alternatives (ING, local banks) but nothing really stood out as totally competitive. I'm pretty confident I made a good call for just starting out but I do want to make sure I'm utilizing the resource to its fullest potential.
Any thoughts?



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