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Thread: Credit Dispute Letters

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    God/dess Gia2608's Avatar
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    Default Credit Dispute Letters

    So I spent like 12 hours this week writing dispute letters for all of the inquiries on my report. I downloaded the letter from my bank's website but I know a lot of people don't really know how to do this so I will cut and paste the "Dummy" letter here. I'm pretty sure you can use it for other things besides inquiries.

    08/02/2009
    Your Name
    Home Address
    City State, Zip
    Social Security #

    Complaint Department
    Equifax
    P.O. Box 740241
    Atlanta, GA 30374

    Dear Equifax,
    I am writing to dispute the following information in my file.
    (Identify Disputed Item(s) Here. List name of Source, such as creditors or Tax Court, and identify type of item, such as credit account of judgement, etc.)

    The items I dispute are also circled in the attached copy of the file I received. This item is n(INACCURATE or INCOMPLETE) because ( EXPLAIN WHY IT IS INACCURATE)
    I am requesting that this item be deleted (or REQUEST ANOTHER SPECIFIC CHANGE) to correct the information.
    Enclosed are copies of (USE ONLY IF YOU HAVE DOCUMENTATION) Supporting my claim.
    Please reinvestigate this (These) matters(s) and (Delete or Correct) the disputed item(s) as soon as possible.

    Sincerely,
    Sig.
    Printed Name
    Your Social Security Number

    Enclosures: (List what you are enclosing)
    XoXo Gia
    Danielle Fishell (the Dish): "If the Super-Star thing doesn't work out, Gia makes a great stripper name"

  2. #2
    God/dess Gia2608's Avatar
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    Default Re: Credit Dispute Letters

    Experian
    P.O. Box 2002
    Allen, TX 75013
    1 888 397 3742


    TransUnion
    P.O. Box 1000
    Chester, PA 19022
    1-800-888-4213

    Ooops! Mods, I put this in the wrong spot! Can you please move it to dollar den. Thanks!
    XoXo Gia
    Danielle Fishell (the Dish): "If the Super-Star thing doesn't work out, Gia makes a great stripper name"

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