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Thread: Random thought of the day:

  1. #1
    Featured Member WiseGuy_TX's Avatar
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    Default Random thought of the day:

    No texting laws, insurance & privacy:

    Now that some laws outlawing texting have been enacted such as in school zones, certain cities , counties, etc..., i wonder how the insurance industry will handle it. Every time someone has an accident, i can see insurance companies demanding a copy of yours and the other persons phone record to see if some one was texting thus disqualifying the claim. Insurance policies could change "requiring" you to submit it. Unless you admit to texting to the cop at the accident scene, no one will know. Excluding court orders to produce it, the question becomes "is an insurance companies requirement to produce it a violation of your privacy rights? Can you just tell them no, i'm not sending it?".

    Personally, i feel those laws wont work well. There is almost no way to enforce it. It just makes people keep their phone and head more downward where no one can see them doing it.

    Maybe some here already know how this is being handled.


    --feel free to add you own random thoughts to this thread about anything
    "Peter, did you take Stewie to a strip-club? He smells like sweat and fear." - Lois and Stewie (Family Guy) ... "Through early morning fog I see, Visions of the things to be, The pains that are withheld for me, I realize and I can see..."

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    Featured Member pussyinboots's Avatar
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    Default Re: Random thought of the day:

    In the United Kingdom it is illegal to use a Mobile (cell) phone whilst in charge of a moving vehicle - unless - you have a 'hands-free' facility - and can prove that you were using it at the time of an accident.

    The Police are within their rights to call forward your call records if a) They suspect that you were using your phone at the time of the accident - b) They have Witness statements to this effect - and c) You are the cause of the accident.

    If you have broken the Law - you Insurance is 'null and void' in this Country.

    If the Insurance Company wish to see your call records - then it's hardly an invasion of Privacy, if you have killed or seriously injured someone, or caused Criminal Damage - as a direct consequence of breaking the Law.

    Is it?
    [SIGPIC][/SIGPIC]
    "Good Girls keep diaries....Bad Girls don't have the time..!!"

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    Featured Member WiseGuy_TX's Avatar
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    Default Re: Random thought of the day:

    ...thanks pussyinboots. I think that is the way we are headed here. But i'm not sure if the law is clear about cell privacy rights in the states (unless its court ordered (which an insurance company is not a court)).
    "Peter, did you take Stewie to a strip-club? He smells like sweat and fear." - Lois and Stewie (Family Guy) ... "Through early morning fog I see, Visions of the things to be, The pains that are withheld for me, I realize and I can see..."

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