No texting laws, insurance & privacy:
Now that some laws outlawing texting have been enacted such as in school zones, certain cities , counties, etc..., i wonder how the insurance industry will handle it. Every time someone has an accident, i can see insurance companies demanding a copy of yours and the other persons phone record to see if some one was texting thus disqualifying the claim. Insurance policies could change "requiring" you to submit it. Unless you admit to texting to the cop at the accident scene, no one will know. Excluding court orders to produce it, the question becomes "is an insurance companies requirement to produce it a violation of your privacy rights? Can you just tell them no, i'm not sending it?".
Personally, i feel those laws wont work well. There is almost no way to enforce it. It just makes people keep their phone and head more downward where no one can see them doing it.
Maybe some here already know how this is being handled.
--feel free to add you own random thoughts to this thread about anything![]()



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