So I avoided having my own card through college, and have just relied on my debit card. Now that I'm living on my own and have a secure (or as secure as a job can be in this climate) regular job, I want to get my own card in order to build credit.
Because my parents made me an authorized user on their primary card when I was in college, I do have a good credit score, well over 700.
I'm wary of credit cards, because I have scores of friends who went crazy using their cards and now are in major debt, so I'm looking to just use my card for routine expenses that I already pay for with my debit card, like my weekly groceries or cable bill.
What's the best card company for someone just starting out? any in particular I should avoid?



Reply With Quote



Bookmarks