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Thread: Would the people that financed my car... ( finance a boob job ? )

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    Default Would the people that financed my car... ( finance a boob job ? )

    finance my boobies?? The place is called Honor Finance. Don't know if anyone has heard of them. I'm not sure if they are just for automobiles or personal loans as well. I feel silly calling and asking for a loan for boobs if they don't do it. I'm desperate!! lol

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    Default Re: Would the people that financed my car...

    Nevermind... found their website. And it's a no

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    Banned Melonie's Avatar
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    Default Re: Would the people that financed my car...

    yeah, most lenders have difficulty writing affordable interest rate loans where the 'collateral' cannot be repossessed or foreclosed on if you don't make the payments on time ! And while I have known a few loan officers who would have definitely been willing to 'work out something' in the way of periodically 'inspecting the assets', that ain't exactly legal !

    However, there IS an established base of plastic surgery loan companies ...



    ... but because these loans are unsecured i.e no repossessable collateral, the interest rate is going to be higher than a secured auto / mortgage loan. However, it will be significantly lower than the 'universal' unsecured loan i.e. paying for a plastic surgery via a credit card.


    As an above-board lender, these loan companies have to comply with a number of regulations. First they need to verify the income of the borrower ... with income verification for exotic dancers usually now boiling down to the amount of income reported on previous year's tax returns. Next they have to pay some attention to the borrower's overall debt to income ratio ... which counts existing auto loans, mortgage loans, credit card balances etc. in the numerator, and which counts income reported to the IRS in the denominator.

    And beyond this, there are usually policy directives requiring certain thresholds of FICO credit scores for outright rejection, or approval at incredibly high interest rates, or approval at less usurious interest rates.


    Unfortunately, exotic dancers are considered to be 'small businesses', and as such lenders automatically consider lending on the basis of 'small business' income as a much riskier proposition than lending on the basis of employee paycheck income ( whether or not the REAL risks correspond to this lending assumption really doesn't matter ). Also exotic dancers are considered to be part of the 'sex industry', and as such lenders add an additional degree of risk ... based on the conclusion that one new local law being put into effect could devastate the exotic dancer's future income potential and therefore her ability to make future loan payments.

    ~
    Last edited by Melonie; 09-25-2010 at 06:45 PM.

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    Default Re: Would the people that financed my car... ( finance a boob job ? )

    You'll need some collateral with liquidity and probably a life insurance policy. It's gonna be easier to save up for it. Which you can do all by yourself.
    Last edited by threlayer; 10-15-2010 at 07:14 AM.
    I loved going to strip clubs; I actually made some friends there. Now things are different for the clubs and for me. As a result I am not as happy.

    Customers are not entitled to grope, disrespect, or rob strippers. This is their job, not their hobby, and they all need income. Clubs are not just some erotic show for guys to view while drinking.

    NOTE: anything I post here, outside of a direct quote, is my opinion only, which I am entitled to. Take it for what you estimate it is worth.

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