Another check-in with my main financial advisor (SW Dollar Den folks)...
So, I think I'm doing okay at the moment... but what's the best next step?
Here's my current situation:
$4,500- Sallie Mae savings
$500- Bank of America Checking
$100- Bank of America Savings
$0.67- Ally Savings (not sure whether or not I should close the account yet)
$0- Sallie Mae CD
$4,000- Fidelity ROTH IRA
(newly purchased single stocks of Amazon, Google, Netflix, Apple.
+ Fidelity Contrafund. But no bonds or foreign stock, or anything else. Don't know much about that yet. I'm actually not being super-smart about the domestic stocks, either, but I got really impatient and wanted to learn by trial-and-error...)
-$2,500
Student Loan debt, on hold.
I feel like I should educate myself about investments... I'm tempted to start my own business or buy property already, but I have two years left in school; I think I need to just graduate before I dive into anything too complicated and new. Because I have classes, I can't work as much as I'd like... I go in about 1 night a week, if possible, averaging $300 a shift.
Should I put some money into the Sallie Mae CD? How much? Like $100? or $500? I feel like it's barely worth it... even if I put in $1000, after 12 months I only get $200 back or so, and I could just make that amount by going into work one extra shift. So why even bother?
Agggh!!! Am being too greedy? I want to make more money, and faster!!!



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