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Thread: streamate payoneer question

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    Mind Blowing streamate payoneer question

    i noticed on payoneer it says that it takes 2 to 4 days to access your money after its be loaded? can you pay for it to be sooner or is everyone waiting that long to use the card? i would think not if its suppose to be faster payment than checks

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    God/dess Smurfette's Avatar
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    Default Re: streamate payoneer question

    As soon as the money is loaded on to the card, I can withdraw it immediately from an ATM... it shouldn't take 2-4 days.

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    Default Re: streamate payoneer question

    You mean after sm say they have sent it or after its actually arrived in your account? im about to start using payoneer so quite curious

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    Default Re: streamate payoneer question

    well i believe you can check your account as soon as 8pm cause its midnight for streamate friday but 8 pm in flordia so it should have you accept the payment i heard..itll e my first payoneer payment

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    Default Re: streamate payoneer question

    Sorry, confusing myself here. In SM's world its about 8:45-9:45pm pacific time at the moment. As far as I know for my payments at least they pay out on friday (so im told). Which is over 24 hours away easily for me.

    Friday is mentioned in your post but I couldnt understand it to be honest, half asleep here though.

    For me it will be another 36hours roughly before I attempt to check my account for my pay though.


    Edit: Oh i think I see it now SM pays midnight on friday their time, which is 8pm in your time.

    I thought this thread was about a delayed payment from SM, silly me! You just mean when it is sent will you be able to use it straight away? I think you can spend it/get it from an atm straight away.

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    Featured Member Jessica1001's Avatar
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    Default Re: streamate payoneer question

    I HATED the fees with Payoneer. I'd go to the ATM and take out 800$, and then check my account online and $820 would be missing. Not fucking acceptable.

    I switched to i-payout and it's sooooo much better. I recommend.

    -J

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    Default Re: streamate payoneer question

    2.5% fee. Is that not a good offer?

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    Default Re: streamate payoneer question

    I dont think these are right but heres i-payouts fee's

    Monthly charge? signup fee aswell. Im quite new to these processors so still learning.

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    Featured Member Jessica1001's Avatar
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    Default Re: streamate payoneer question

    No, a 2.5% fee is NOT a good offer, especially when I can have an unlimited lump sum moved from my ipayout account to my bank account for 3 bucks, 6 bucks if I want it going to my Canadian bank account.

    Yeah, I have to pay the $2 monthly maintenance fee, and the one-time-per-bank-acct $1.50 bank account linkage fee, but that's peanuts compared to what payoneer charges.

    I'm allergic to fees. :-)

    -J

    PS. Ok yeah... just remembered that my main prob with payoneer is that they charge me international currency exchange fees, since I am a canadian citizen and not an american citizen, even though I live in the USA, take out cash in the USA, and generally deal only in US dollars. Total BS. So payoneer might not suck as much for you as it sucks for me. But still, 2.5%??? No bueno. I like ipayout wayyyyyy more.

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    Default Re: streamate payoneer question

    Advantages on both systems I think.

    Its cheaper to withdraw $100 from payoneer than it is from ipayout, but as you increase the money its cheaper for ipayout to withdraw it.

    The best solution would probably be down to the individual.

    costs $10 to close your ipayout account too.

    ATM withdrawel in the US for payoneer is $1.35

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    Featured Member Jessica1001's Avatar
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    Default Re: streamate payoneer question

    Yes, PrincessJenny... those are the correct fees. The signup fee is 5 bucks.

    I WANTED payoneer to work for me, I really did. I tried it, got the card. Then when I went to take out cash, I took out two withdrawals of $800 each (the max that the machine would give out) for a total of $1,600. I went home, logged into my payoneer account, and noticed that 20 bucks had been withdrawn EXTRA for EACH of my withdrawals.... that's 40 fucking dollars for ONE atm visit!!! I called them to dispute it, but they would not budge. I said to myself, no FUCKING way I am giving away forty bucks every time I visit the cash machine.

    I switched to i-payout, and I don't think I have paid 40 bucks to them CUMULATIVELY yet, in fees, in the time I have been with them (since Nov 19).

    Matter of fact, let me count right now.

    $22.50. That's how much I've paid to i-payout in fees, since joining them. I've moved $6937.26 through them, so that's.... 0.32%.

    Yeah... I'd say that's quite a bit better than 2.5%. :-)

    -J

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    Default Re: streamate payoneer question

    Ah I see, the only reason for your higher fee's from them was because of the Canadian thing with them

    I missed that part in one of the messages above.

    But for US citizens if they took out $6937.26 they would only pay 0.01%~

    Advantage comes from where you live then crap one they didnt let you away with the international fee's.

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    Default Re: streamate payoneer question

    yeah payoneer is too expensive. im not gonna lie. Just like somebody else said "payoneer is slow rape".

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    Featured Member Jessica1001's Avatar
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    Default Re: streamate payoneer question

    Quote Originally Posted by PrincessJenny View Post
    Advantages on both systems I think.

    Its cheaper to withdraw $100 from payoneer than it is from ipayout, but as you increase the money its cheaper for ipayout to withdraw it.

    The best solution would probably be down to the individual.

    costs $10 to close your ipayout account too.

    ATM withdrawel in the US for payoneer is $1.35
    Nope. It's $3.15 to withdraw cash from the ATM in the US. I am looking at the FEES page right now. Let me see if I can copy/paste....

    CardCard activation $12.95 Per card One time - when card is first loaded
    Card activation – outside U.S. – Listed Countries $24.95Per card One time – when card is first loaded
    (Albania, Angola, Belarus, Bosnia Herzegovina, CôteD’Ivoire, Congo, Ecuador, Ethiopia, Iraq, Kosovo, Lebanon, Liberia, Macedonia, Montenegro, Pakistan, São Tomé & Príncipe, Serbia, Somalia, Turkmenistan, Zimbabwe.)
    Loading Payments $2.00 Per load Each time card is loaded
    Monthly card account maintenance $3.00 0-3 trx/month From available card balance each month
    Monthly card account maintenance $1.00 4+ trx/month From available card balance each month
    Card replacement $12.95Per card One Time - when issuing a replacement card

    Cash Withdrawals or Transactions
    Cash withdrawal $3.15Per Trx When withdrawal is requested
    ATM withdrawal Decline $1.00Per Trx When withdrawal request is declined
    ATM Balance inquiry $1.00Per Trx When inquiry is made
    Purchase Transaction Free *Per Trx When card is used for purchases


    As for the $10 fee when closing your i-payout account, if you withdraw all your money before you close the account, you dont pay the fee.

    Also... payoneer charges a $3 monthly fee (more than ipayout) and a $2 charge EVERY TIME YOUR CARD IS LOADED, on top of that.

    Honestly, I dont see ANY CIRCUMSTANCE where it would be advantageous to use payoneer over i-payout. Please correct me if I am wrong.... I am really trying to see it from every angle, but I am just NOT convinced. I've done the math.

    -J

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    Default Re: streamate payoneer question

    depending on where you got your card the card monthly fee can go down to $1.

    I will be using both in the future though and let others decide on what they want.

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    Default Re: streamate payoneer question

    Whoahhhhh.... that's not the most up-to-date fee info, PrincessJenny.... hang on.. lemme see if I can post a link....

    https://payouts.payoneer.com/partner...angid=1&bhcp=1

    Does that work? I was logged into my account, so that might not work for you...

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    Default Re: streamate payoneer question

    Yeh it works, Thats SM partner fee's though. Each partner is different, cheaper or more expensive.



    Edit: 5 am here so away to bed. I have emailed i payout about starting services with them so looking forward to the email back.

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    Featured Member Jessica1001's Avatar
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    Default Re: streamate payoneer question

    Yes, you are right.... each partner is different. I wonder how different they can possibly be from each other.... hmmmmm....

    In any case, your statement "But for US citizens if they took out $6937.26 they would only pay 0.01%~" is not correct.....

    Just did the math:

    If I made $6937 over two months and got paid via payoneer, I'd be paying:
    Activation fee: $12.95
    Monthly fee, $3 times two months: $6
    Loading fee whenever card gets loaded (assume weekly), so times 8, = $16
    I can't take out more than $800 from the ATM at once, (all ATMs vary, from $200 to $1000 in my area (NYC), so we'll use $800 for illustration purposes), so it will take me 9 transactions to remove $6937, so that's 9 x $3.15 = $28.35
    That brings us to a total of $63.30.

    63.30 out of $6937 is 0.91%, not 0.01. And I have not even included the fees charged by the ATMs.

    Ok., yeah, I am totally nitpicking here. ;-) Just wanted to drive the point home that payoneer will rob you, and i-payout is way better, under all circumstances. ;-)

    I heart i-payout!!!

    -Jess

    PS. Honestly, one advantage of payoneer would be if you dont want your porno money coming into your bank account, cuz you are doing something fishy with taxes, or whatever. That's the only upside I see.

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    Default Re: streamate payoneer question

    I said US citizen and you are not a US citizen ( i think ) but your example is for you so it cant be right. And your numbers are based on SM's fee structure again but we have two links for two different partners that show different fee structures.

    This example should show the difference in partners.

    If a US citizen made $6937 this is their breakdown:

    Card activation $10 (free for some, AW? i hope)
    Monthly fee $1 (even you would only have $1 but you have $3 in your example)
    Loading fee $2 each time, my example was a one time load, yours is for 8 different loads $16
    Cash withdrawal, mine was for 1 withdrawal as in my personal life I can lift out well above that from my local atm but we will go with your example of 9 takeouts $12.15 (only you would be paying $63.30 but our example is for a US citizen using the other partner)

    Total = $30.15
    My total from my first example = $3.35 (one load, one withdrawal)

    Bare in mind my example was done at 5am so its bound to be off abit.


    Ipayout

    8 loads = $16


    was going to continue this but even ipayout has different partners so its impossible to give a proper example




    Again big differences in partners.

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    Default Re: streamate payoneer question

    i guess good topic ill be waiting after 8pm tonight here for money to be loaded from payoneer im taking it al off imeditaley and leaving a few buks for dollar store or something thanks ladies

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    Default Re: streamate payoneer question

    I started to use Payoneer again, but I do not take money out of the atm!!! I use it to purchase items I need, or pay bills online. So far it is really cheap for me. pennies on the dollar, but other girls are reporting that it is higher for them? I am not sure why this is. The fees they take for my points of sale are so low that I don't even notice it. seriously. I have an Ipay account with webcams.com but never have used it yet.

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    Default Re: streamate payoneer question

    do you really get a email or funds loaded exactley at midnight streamates time?

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    Default Re: streamate payoneer question

    I havent gotten any funds from SM yet but I dont think exact timings for payments are possible. They are usually within a couple of hours of a time.


    I dont know any sites who pay at exact times.

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    Default Re: streamate payoneer question

    what time is where you are jenny? its 1152 am here

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    Default Re: streamate payoneer question

    16:54pm. UK time

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