So I'm in the process of signing up for multiple sites, and I have to say that I'm very overwhelmed at the moment in terms of figuring out how to organize my payments. Im not sure what to do because well, I don't have a bank account right now. (two of them got closed due to overdraft fees and i owe each hundreds of dollars. im not even sure if they are going to let me open them back up!). I also can't get checks right now bc I don't have a bank to cash them at ( the only banks near me you have to be a member of in order to cash checks there). So I'm really not sure what to do, I signed up for a Payoneer account and I have my card now, but some sites don't accept Payoneer accounts, so what should I do? Payoneer seems pretty cool but they only allow a 10k limit, thats the maximum amount you can have in your account at one time! I havent even signed up for any indy sites yet because I'm lost as far as how to recieve payments from them while still keeping your personal info secure, etc. So my main questions are:
1. What is the best way for me to get paid and for my money to all go to one place? I'm kind of stressed over the idea of having to have multiple accounts, transfer money multiple places, etc.
2. What is the most effectve way to keep track of how much different sites owe me, when payouts are due, and who still owes me money/hasn't paid out yet etc.? Do you guys use spreadsheets?
3. What is the best way to retain the most of your income? Some of the i-payout fees seem absolutely ridiculous!
4. How do you keep up with tax information and stuff? I have no idea how to do taxes and fill out the forms and all that stuff, since my previous jobs always took my taxes out of my paycheck automatically?
5. I have found some promising European sites but the drawback is that you have to have a bank account with a Euro currency, do any fellow American girls have this? How would I go about setting this up?
I just want to make sure I get all my money and its not just floating in cyberspace somewhere, if anybody can help me I would appreciate it sooo much, thank you![]()



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