There is no such thing as a stupid question except the one not asked.
Also, unless your mum is going to be running your business, she doesn't get a vote. Everyone is a critic and most people with a dream of owning a business hear lots of crap from naysayers. You need to stay strong and be absolutely convinced that you are doing the right thing, or else you will not succeed.
In terms of what you need to start with, the answer is that you need to draw up a realistic budget. How much can you sell your stuff for and can you produce it at a cost which will provide you with a profit? How much will you need to live while these goods are being produced? How much will you need to spend to deliver first run orders to the stores and how long will it take before they pay you? You will need to do some research and have answers to all of these questions in order to determine how much $$$ you will need to get started. You should build your budget month-by-month and, once you have laid out the cash flows, you will realize that you will spend a lot before the first dollar comes in the door.
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