You still have to have insurance
I switched my truck and both bikes to Progressive last year as the old insurance ran out and every time they sent a form letter informing me that they had accessed my credit score as part of assessing the premium. The difference between good credit and bad credit / little credit / no credit...perhaps for a bare bones liability policy it's only a few bucks but for comprehensive and higher coverage limits (stupid to ride with anything less than 100k for uninsured / underinsured) it could be a lot money.
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