My husband wants us to have a emergency credit card (ECC) with a 10k limit for our trip OS when I get my boobs done. I have taken out insurance to cover us both and I plan on getting cosmetic surgery insurance too.
Is he being realistic? What are the risks/benefits of getting the ECC?
Can you cancel the card as soon as you get back home or lower the limit? I don't trust the bank to be transparent with answers whih is why I am asking you guys?
please help, the thought of going into debt scares the hell out of me and I have never owned a CC for fear of putting myself in the proverbial.





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