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Thread: PayPal Gift

  1. #26
    Member VirginCutiePie's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by loveshooks View Post
    ^^^unfortunately that's not exactly the case any more, within the US at least. A few months back Chase Bank made headlines when they started closing the accounts of adult workers.
    And I'm sure Chase had a fun time dealing with all the lawsuits filed agents them for closing bank accounts based on personal opinions but I'm sure that they've learned their lesson now.

    I personally love Paypal. Paypal has been around longer then payoneer, paxum, payza, and all those other paypal alternatives I hear about on these forms. They've actually helped me get my money back from a shady online seller who tried to scam me. If you're smart and know how to slip under the radar, only use the gift option, and only have trusted clients, you shouldn't have an issue. But if you don't know how to be discreet and air your dirty laundry, of course you will get caught.

    Also I see girls doing drugs, underage drinking, and outdoor public shows on cam all the time and people here are actually talking about risk? At least this is a risk you can't get arrested or killed for.

  2. #27
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    Default Re: PayPal Gift

    You can get banned from paypal even if they sent money as "gift" - it happened to me. I had never received a paypal payment for a transaction, they were all gifts.

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  4. #28
    Member VirginCutiePie's Avatar
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    Default Re: PayPal Gift

    Are you going to trust your bank account info to an online transaction service that specializes in porn and illegal transactions? Not to mention transactions with unnecessary fees?

    I trust PayPal. I know people who use PayPal. I read stories all the time of people who claim they got screwed by PayPal, but neither I nor any of my friends actually know anyone who ever got screwed by PayPal.

  5. #29
    Featured Member HaydenBlue's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by VirginCutiePie View Post
    Are you going to trust your bank account info to an online transaction service that specializes in porn and illegal transactions? Not to mention transactions with unnecessary fees?
    Uhh you mean like CCBill, Zombaio, Epoch, Payoneer? Porn...yes that's kind of the point? lol

    Illegal transactions...the only one with some shady stuff going on that slips by is with Bitcoin atm but I'm sure that will change soon.

    But Payoneer, Epoch, Zombaio, CCBill - the latter one being around the longest and one of the most trusted in the industry. Payoneer has been retarded for some people esp with support but they do pay. True about the fees, I don't agree with us being more 'high risk' than anyone else...maybe if you're not watching for signs but IME chargebacks have been few and far between, even on the sites I work that allow them.

    Paypal will catch you eventually if you go through them directly. They are not adult friendly for digital goods (physical items, yes, fine) - it is a rule and plain as day on the TOS - as a direct service since they made the switch to maintaining a family-friendly image and sealed it when joining up with eBay and pulled adult out of eBay as well. Only way to use PP now for adult is through Epoch that PP has partnered with.

    But directly, it's just proven time and time again it's not a very smart thing to do.







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  7. #30
    Member Charnixxx's Avatar
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    Default Re: PayPal Gift

    Never use Paypal unless it's with TRUSTED clients/subs but I honestly wouldn't take the risk! Iv'e had two paypal accounts in my career and both where banned and my money withheld for 90 days. The first time I was kind of new to camming and just flaunted my use of paypal (not knowing any better) I had the button on my blog for donations and they shut me down plus banned my bank account I had linked so that I couldn't sign up with the same one & withheld my money for 90 days.
    So I signed up a few yrs later, more discreet thinking I was gonna be safe and only use it for daily pay on adultwork when they used to send it to our paypals (I think around 2011 cant remember for sure) and everything was fine for a while, until they caught up with ALL of us and I think everyone who was on the the dailypay list including the owner Collin lost their paypal accounts and any $$ in it!

    I personally love Payoneer and use them all the time for stuff like custom videos or tributes. I don't use them for cam shows b/c sometimes it take them 1-2 days to approve the payment if it's a new user. They have never gave me any problems. Iv'e been with them since 2011 and never had a chargeback or anything. I mostly do the private loads and it posts the money to my payoneer card in 2-3 days most cases. You can send it to your bank account if you want but I just use the money right off the card or withdraw it at the ATM. Ccbill, Epoch, Zomb are all great and legit companies who cater to sex workers so basically, NO PAYPAL EVER :-)

    Paypal will catch up with you I believe they have like an entire team dedicated to finding people who "abuse" their services so don't even risk it ladies, we already get fucked over quite enough as is in this industry!

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  9. #31
    Member VirginCutiePie's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by HaydenBlue View Post
    Paypal will catch you eventually if you go through them directly. They are not adult friendly for digital goods (physical items, yes, fine) - it is a rule and plain as day on the TOS - as a direct service since they made the switch to maintaining a family-friendly image and sealed it when joining up with eBay and pulled adult out of eBay as well. Only way to use PP now for adult is through Epoch that PP has partnered with.

    But directly, it's just proven time and time again it's not a very smart thing to do.
    Explain that to Chaturbate because they now have an option where you can buy tokens directly through paypal on their site. If a camsite is doing it, they apparently don't care what Paypal or anyone else has to say about adult transactions being used through Paypal. So there you have it. People can and will use paypal no matter how much other people cry about it.

  10. #32
    Senior Member sexkitten_666's Avatar
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    Default Re: PayPal Gift

    There's no point in arguing. Just let VirginCutiePie get her account banned. Obviously she'll only learn from experience >_>
    If I were you, I would withdraw all of my funds from paypal today and start using payoneer... It's really not that difficult and you'll never have to worry about losing your funds.

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  12. #33
    Member VirginCutiePie's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by sexkitten_666 View Post
    There's no point in arguing. Just let VirginCutiePie get her account banned. Obviously she'll only learn from experience >_>
    If I were you, I would withdraw all of my funds from paypal today and start using payoneer... It's really not that difficult and you'll never have to worry about losing your funds.
    Yep that's what I thought. Solid proof and you back away and say "There's no point in arguing". . No point in arguing when you are already winning in payment lol.

    By the way, you girls talk so much about Payoneer as if they sponsor you. Some people don't want to use them so deal with it.

  13. #34
    Senior Member sexkitten_666's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by VirginCutiePie View Post
    Yep that's what I thought. Solid proof and you back away and say "There's no point in arguing". . No point in arguing when you are already winning in payment lol.

    By the way, you girls talk so much about Payoneer as if they sponsor you. Some people don't want to use them so deal with it.

    What is wrong with you? Seriously, something is really wrong with you.
    You're insanely;y argumentative when we're just trying to help you. The proof is throughout this forum.
    Just keep going through paypal, you'll get your proof.

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  15. #35
    Member VirginCutiePie's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by sexkitten_666 View Post
    What is wrong with you? Seriously, something is really wrong with you.
    You're insanely;y argumentative when we're just trying to help you. The proof is throughout this forum.
    Just keep going through paypal, you'll get your proof.
    No one is helping here. All I hear are a bunch of empty threats and talk about how "evil" Paypal is. And do not attack me personally because you can't handle the facts.

  16. #36
    loveshooks
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    Default Re: PayPal Gift

    Quote Originally Posted by VirginCutiePie View Post
    Explain that to Chaturbate because they now have an option where you can If a camsite is doing it, they apparently don't care what Paypal or anyone else has to say about adult transactions being used through Paypal. So there you have it. People can and will use paypal no matter how much other people cry about it.
    the only way you can use paypal for adult virtual/digital transactions is to go through Epoch. Epoch charges 15% as a processing fee and to the best of my knowledge they are the only IPSP that is authorized to process paypal payments for adult digital goods and services. Chaturbate processes through Epoch, ergo Chaturbate can accept paypal payments.

    I get that you want paypal to be viable option for indy chicas who don't want to pay the 15% processing fee and $1000 yearly Visa/MC fees charged by IPSPs like Epoch, CCBill et al, but it isn't. You can use it until you get caught and lose your funds, just know that it will happen eventually. the reason why chicas here are responding to you so vociferously is because incorrect info can harm chicas who aren't aware of what the rules really are, and what they risk in breaking them.

    No one here is going to prevent you from breaking paypal's AUP obviously, but chicas are going to make sure that correct info gets posted so that anyone reading this down the road can make their own, informed decision on how to proceed

    total aside: @VCP I checked out your twitter, love the purple streaks. I noticed though that you link to your cam profile through the regular site link rather than using a cammodels link. If you send clients to sm via your cammodels link (yourname/cammodels.com) you'll earn 75% of everything they spend on you, and 20% of anything they spend on any other sm model
    Last edited by loveshooks; 02-25-2015 at 02:30 PM.

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  18. #37
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    Default Re: PayPal Gift

    So, what to use if you're making a direct transaction with your client and not through some camsite? PayPal's functionality would be ideal, but it's forbidden to use them for this kind of service/goods. Payoneer apparently doesn't like it if you use it for private loads (primarily). I've seen people say it worked just fine. Others saying they run in to problems, so it doesn't seem safe to use. Giftrocket isn't international. Really high charges on services like CCBill and Epoch.

    What's left?

  19. #38
    God/dess Issabelle's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by milkshakeshake View Post
    What's left?
    A vacuum that really needs filling. If I had the know-how, I'd have done it by now. Just charging 3% fees + some sort of charge back protection policy would pay for itself...


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  21. #39
    loveshooks
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    Default Re: PayPal Gift

    payoneer isn't an ideal long term solution for a few reasons. The first is that payments made by private load are only processed days after the payment is made, so it's not wise to use it for impromptu clients. Only after the payment clears successfully can you be sure that you'll receive the payment. The other issue is that Payoneer puts caps on the number and volume of private loads a chica can accept, meaning that as your income and your client base grows Payoneer will cut you off. That's occurred with quite a few chicas who used to be happy with Payoneer. As I wrote elsewhere today Payoneer doesn't wish to be a payment processor, so they have implemented rules to prevent that from being a significant portion of their business.

    if you have your own website upon which to host the payment script you can use Zombaio which takes 9.99% (if you earn $1000 per week or more, if less than $1000 per week the percentage is 10.99%) with no Visa/MC fees. I used to be a huge fan of Zombaio but I left them due to payout delays. I hope the company pulls through but they're...struggling right now.

    the other option is to use a site that processes payments, some of the main options are:

    Niteflirt (68%-70%)

    CMD (75% and then 80% on anything earned over $500)

    LiveCamModelShows (80% base, 85% of the total if the total earned in any given payment week is $100 or more)

    Adult processing is ridiculously expensive, I think every indy chica struggles to wrap her head around that when she first gets into the niche. I know I did.

    Quote Originally Posted by Issabelle View Post
    A vacuum that really needs filling. If I had the know-how, I'd have done it by now. Just charging 3% fees + some sort of charge back protection policy would pay for itself...
    ^^^only saw this after I posted. On LCMS after processing and gateway fees and advertising costs are deducted that's a bit more than what I charge. For sure it's not a huge profit venture but I agree that it's important for chicas to have access to the lowest cost processing available. I hope as the niche grows that the cc companies will realize that the nature of our specific work is very low risk when proper processing is put in place. I'm not holding my breath but hope springs eternal.
    Last edited by loveshooks; 02-25-2015 at 09:12 PM.

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  23. #40
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    Default Re: PayPal Gift

    Quote Originally Posted by Issabelle View Post
    A vacuum that really needs filling. If I had the know-how, I'd have done it by now. Just charging 3% fees + some sort of charge back protection policy would pay for itself...
    That's what I was thinking too. A simple payment method with reasonable fees.

    Quote Originally Posted by loveshooks View Post
    (...) Adult processing is ridiculously expensive, I think every indy chica struggles to wrap her head around that when she first gets into the niche. I know I did.
    Yeah... that's the only thing I'm sure of so far. Thanks for all that info! I suppose Zombaio doesn't sound too bad, even with the 10.99% fee. I'd probably want to give that a try at least.

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  25. #41
    Member lexxirain's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by MissEgo View Post
    I used the gift option OVER A YEAR AGO on mfc. Don't do it. Ever ever ever. No, they can't get it back, but they CAN report you for doing adult transactions. A friend and I thought we had paypal all figured out, and her account got closed after only a couple weeks of us using our "system".

    It's too risky.

    Use payoneer or something to get gifts instead!

    I asked this on another thread but found this one so I will ask again *lol* but Payoneer also has "no adult services" in their TOS. Are they more lenient than PayPal or....?? :/ Why is Payoneer so accepted in the adult community?

  26. #42
    Member lexxirain's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by loveshooks View Post
    payoneer isn't an ideal long term solution for a few reasons. The first is that payments made by private load are only processed days after the payment is made, so it's not wise to use it for impromptu clients. Only after the payment clears successfully can you be sure that you'll receive the payment. The other issue is that Payoneer puts caps on the number and volume of private loads a chica can accept, meaning that as your income and your client base grows Payoneer will cut you off. That's occurred with quite a few chicas who used to be happy with Payoneer. As I wrote elsewhere today Payoneer doesn't wish to be a payment processor, so they have implemented rules to prevent that from being a significant portion of their business.
    Ok this didn't quite answer my question about the adult services but it did shed some light more on Payoneer. Ugh. All this financial stuff is giving me a headache. I just want to pay my bills FFS!!

  27. #43
    Moderator PhatGirlDynomite!!!'s Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by lexxirain View Post
    Ok this didn't quite answer my question about the adult services but it did shed some light more on Payoneer. Ugh. All this financial stuff is giving me a headache. I just want to pay my bills FFS!!
    You can reach out to Dan over in Industry Insight if you need further insight. https://www.stripperweb.com/forum/sh...irstchoice-Pay

    You're responding to something that was written two years ago when it was called Payoneer. And even then it wasn't the best option for collecting payments. Its meant for B2B business to business transactions.

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  29. #44
    God/dess laurielegs's Avatar
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    Default Re: PayPal Gift

    Quote Originally Posted by lexxirain View Post
    I asked this on another thread but found this one so I will ask again *lol* but Payoneer also has "no adult services" in their TOS. Are they more lenient than PayPal or....?? :/ Why is Payoneer so accepted in the adult community?

    Payoneer isn't used any more. They branched off and the adult part of the company is now FirstChoicePay and you still cannot use them as a payment processor and they don't allow private loads. They do allow you to get paid from an adult website, not direct payments from customers. Huge difference in getting a paycheck through them with funds that have already been paid out and cleared and trying to use them as a high risk merchant account (not possible).

    I use FirstChoicePay to get paid and I use the bank account option where it gets directly deposited to my account for a $1.50 to $3 fee depending on the site.

    If you want direct payments from clients for adult work like a cam show or video sales use something legit like indybill or LCMS so you don't lose your money.


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