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Thread: Dissapointed with Payoneer :(

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    Thumbs down Dissapointed with Payoneer :(



    This has nothing to do with camming I know, but since lots of us get payed with Payoneer...For unknown reasons today it appears that I owe money to Payoneer..YES OWE. yesterday I have more than 600+ in my card balance and today it appears 0% balance and that I owe 460 dollars to Payoneer...is not a bug, is not an error, I called them and they answer me that they don't know why this happened or why I owe money (since is a debit not a credit card) but that I DO need to pay it I havent done anything wrong here, and I'm very disappointed...I just hope this doesn't happen to anyone else cause is not funny this morning I receive 2 deposit and Payoneer take it for them to lower the debt I have with them??? what debt???

    Nevermind, I'm just so sad right now...I wish I can use another way to get my payment from webcaming, since I cannot take checks (in my country they don't accept checks from outside)....so this is very very bad, I dont want to be again charged, or that my money disappear (like already did) or some weird thing with Payoneer.

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    Default Re: Dissapointed with Payoneer :(

    Lovely, I am so sorry that happened to you! I don't use Payoneer yet but I just received a card from them in the mail a few days ago because I am thinking of signing up with a site that doesn't offer direct deposit (my preferred method of payment). I haven't activated my Payoneer card yet and now I am scared to!

    Is it possible that you work on a site that has chargebacks and that's why you owe Payoneer? Except that doesn't make any sense to me either, as I would think that if you had a chargeback you would "owe" the cam site and not Payoneer. I really hope you get this sorted out soon, please keep us posted!

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    Default Re: Dissapointed with Payoneer :(

    Well if you overdrafted your own card, wouldn't that be your own fault and not Payoneer's?

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    Default Re: Dissapointed with Payoneer :(

    This is scaring me , Please explain what happened.

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    Default Re: Dissapointed with Payoneer :(

    It's really scary to read something like this. I suggest you post it here http://www.stripperweb.com/forum/sho...Support-Thread so Nissim has the chance to look into it and post an explanation publicly. We'd all like to be reassured. Good luck - I'm sure there's a way to resolve this!

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    Default Re: Dissapointed with Payoneer :(

    I'm not understanding what happened here.

    Can you go online and look at your statement and see what happened? Mine won't even let me overdraft by $1 (and it charges me a fee if I try). How could you possibly be overdrawn by that huge amount?


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    Default Re: Dissapointed with Payoneer :(

    Online it shows your statements and you can see "debits" and "credits" of how you got there.

    Last night we ordered pizza and I was in the shower so my bf signed for me and he tipped the guy more than I had on payoneer so my account is overdrafted $2.85 this morning. In my situation they charged for the pizza before delivery *which there was enough money* then charged for the tip after the guy went back with the tip slip. So yes its possible to overdraft a debit card *its not just you*. How the hell you overdraft almost $500 idk, but yes go to account information and view transactions.
    They cant take out a few and it not be in your statement

    Or like someone said email Nissim....hes really great...when i email him business hours 9-5pm usa eastern he gets back to normally within the hour

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    Default Re: Dissapointed with Payoneer :(

    That's the thing..I use Payoneer off and on and I've always been under the impression that you can't overdraft it. Lovely, I'm so sorry this happened to you. I would love to hear Payoneer's response as well.
    Quote Originally Posted by GlamourRouge View Post
    Well if you overdrafted your own card, wouldn't that be your own fault and not Payoneer's?

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    Default Re: Dissapointed with Payoneer :(

    Hello.

    I'm so sorry girls, I dont meant to scared anyone about this...

    Well, is kinda long but let me explain all according to Payoneer support answer.

    1. Is it possible that you work on a site that has chargebacks and that's why you owe Payoneer? Except that doesn't make any sense to me either, as I would think that if you had a chargeback you would "owe" the cam site and not Payoneer.
    well, I have had a few chargebacks from LJ and Imlive if for some reason the card violation occurs on January for example, I get that chargeback on the webcam site even in June, but i get that chargeback from the current balance I have on my account even if the violation was 2 or 4 months ago, the webcam site chargeback from your balance, but never from payoneer payment as far as I know.

    2. Well if you overdrafted your own card, wouldn't that be your own fault and not Payoneer's?
    Well, Payoneer is a debit-credit card (more debit than credit actually) they're not a credit card, so is not allowed (or that's what I though so) to use or spend more money than what it is currently available on your card balance. But in this case...it happened, how??? I dont know I havent buy anything expensive enough to disappear $715 dollars of my current balance and owe Payoneer $465...

    Now, since this make no sense I called support a few times and talk to different operators..their answer were (even they were shocked, cause they said they dont understand how i OWE to payoneer) but according to my Payoneer transaction history, it appears the following:

    * On february 8 2012 I bought an airplane ticket for $1,177 dollars, in that time I have available on my payoneer account $1,400 dollars, so the transaction went well without any problems. Also the whole $1,177 was discounted from my payoneer balance instantly that time I remember. And even the transaction was showed up on my payoneer history transaction.

    Well fine, everything was well, but today morning I see I owe $465 to payoneer and a balance I have lastnight of $715 dissapear, I went to my transaction history and what do I saw?. That the airline ticket I bought on February 8 dissapear from February history and reappear as buyed yesterday night when I didnt have balance enough. So, the ait ticket was cashed twice, only that the first time it was cashed (on February 8 2012) had dissapear completely from my History Transaction of February (and it was there before) and appear as I buy the ticket yesterday night (without balance enough!!). I called support, and even they were kinda shock and didn't understand how that could had happened, but I need to paid that money like they said and I lost my 715 dollars too. I called also the Airline company to ask why they cashed out twice? and they told me twice?? but we cashed on February 8 2012 and the transaction and money went well, that's why we send to you a confirmation email of the ticket been PAID (I have that email from 8 February 2012) why the thing dissappear misteriously from Payoneer history??? I dont know.


    This morning Streamate sent me $220 dollars, and yesterday night Livejasmin $107 both money were added to the debt of $465 I owe to Payoneer, so currently it said I owe 239 dollars....because of the air ticket I payed and was cashed on February 8 2012., and like I said at that time it was reflected on Payoneer transaction history as cashed and the whole money of the air ticket deducted from my card balance...but misteriously that transaction disappear completely like it never happened...and showed as yesterday night buyed ...

    I dont want this to happen again to me, how can payoneer been a debit card allow this sort of things to happen??? is not a credit card, and I owe some money I already payed like 1 month ago?? and was deducted from my card balance 1 month ago??? so I paid twice for a airplane ticket, I dont know why that transaction disappear from my history transaction, but is not funny, and I certanly don't want this to happen to me again.
    Last edited by Lovelyx; 03-09-2012 at 01:46 PM.

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    Default Re: Dissapointed with Payoneer :(

    Okay, so basically you spend more money that you have. What does that have to do with Payoneer, and how is it their fault? Chargebacks happens. But even then, wouldn't you owe the cam site and not Payoneer? Did you abandon the cam sites after you got the chargebacks or something?

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    Default Re: Dissapointed with Payoneer :(

    No, no Glamour...I didnt spend more money than what I have on my card balance (payoneer doesn't allow this..or it supposed to not allowed it). I dont have any chargeback from any webcam site currently. And all the chargebacks from camsites always, always get discounted from my balance on the camsite, even if it is 2 or 3 months after, but always on the camsite never on Payoneer. I owe payoneer for an air ticket I bought and payed on February (I have money enough to pay it at that time, and in fact I did payed it) the whole air ticket money was discount from my balance on that time, cause I did had money enough. But that transaction disappear from my history balance of February, and appears again as buyed yesterday (and of course I didnt have balance enough yesterday) so...I owe payoneer money from an already payed airline ticket of February.

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    Default Re: Dissapointed with Payoneer :(

    Ahh Lovely, okay, so if I am understanding correctly the problem happened because you were charged twice for this airline ticket, and the second time you were charged the funds weren't on your Payoneer card which is why your balance is in the negative. It sounds like either the airline double charged you or Payoneer did (but most likely it was the airline). I'd be seriously harassing them for a refund on that second ticket since it sounds like you didn't ask for it or authorize it in the first place. Good luck!

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    Default Re: Dissapointed with Payoneer :(

    Quote Originally Posted by missginger View Post
    Online it shows your statements and you can see "debits" and "credits" of how you got there.

    Last night we ordered pizza and I was in the shower so my bf signed for me and he tipped the guy more than I had on payoneer so my account is overdrafted $2.85 this morning. In my situation they charged for the pizza before delivery *which there was enough money* then charged for the tip after the guy went back with the tip slip. So yes its possible to overdraft a debit card *its not just you*. How the hell you overdraft almost $500 idk, but yes go to account information and view transactions.
    They cant take out a few and it not be in your statement

    Or like someone said email Nissim....hes really great...when i email him business hours 9-5pm usa eastern he gets back to normally within the hour
    I though they didn't allow you to overdraft since is a debit card =/ ..this thing have me a little confused.

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    God/dess cherryblossomsinspring's Avatar
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    Default Re: Dissapointed with Payoneer :(

    Ok got it. So it was an accidental double posting. I would suggest contacting the Payoneer person here to ask for assistance. Sounds like there was an error in a double authorization. I wouldn't expect to pay that when it's obvious that it's a system error. In the meantime I would call them again and see if you can be escalated to a manager. Plus I would get the airline on the phone and do that 3 way so that all issues can be straightened out once and for all.

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    Default Re: Dissapointed with Payoneer :(

    Quote Originally Posted by CourtneyRaine View Post
    Ahh Lovely, okay, so if I am understanding correctly the problem happened because you were charged twice for this airline ticket, and the second time you were charged the funds weren't on your Payoneer card which is why your balance is in the negative. It sounds like either the airline double charged you or Payoneer did (but most likely it was the airline). I'd be seriously harassing them for a refund on that second ticket since it sounds like you didn't ask for it or authorize it in the first place. Good luck!
    Well, I did called the airline company and they told me the only charge they made was on February 8 2012 and it was payed, so they sent me a confirmation email and all that...but, but why Payoneer dissappear that transaction from my history of February??? cause the payment was definetely made and I was discounted at that time from my payoneer balance. The thing was charge twice indeed...but on Payoneer history transaction it shows only one transaction made (yesterday night) what about the one made in February and that was reflected on Payoneer?? why Payoneer deleted that one made on February? I don't know what had happened, both companies answer they have only cashed one time, but payoneer cashed me twice only that 1 transaction has dissappear misteriously from February...so I don't know

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    Default Re: Dissapointed with Payoneer :(

    Quote Originally Posted by cherryblossomsinspring View Post
    Ok got it. So it was an accidental double posting. I would suggest contacting the Payoneer person here to ask for assistance. Sounds like there was an error in a double authorization. I wouldn't expect to pay that when it's obvious that it's a system error. In the meantime I would call them again and see if you can be escalated to a manager. Plus I would get the airline on the phone and do that 3 way so that all issues can be straightened out once and for all.
    Unfortunately for me, is not optional if I pay the debt or not...the balance is in negative status, so all the deposit I get go straight to payoneer debt instead of me...so I'm currently paying, in fact I have payed $327 already from 2 deposits, one last night one this morning, and according to payoneer there's $239 left for me to paid

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    Default Re: Dissapointed with Payoneer :(

    The date that you took the flight is recorded and clearly was not the date you were charged.

    It seems to me this is 100% an error on Payoneer's end and they are the ones who need to fix it.

    I've had some strange things happen with transactions too, with them preauthorizing money and holding it for up to 30 days. I'm done using Payoneer to pay for things. I'm withdrawing my cash and putting it in my bank if at all possible in future.


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    Default Re: Dissapointed with Payoneer :(

    I understand the OP hasn't gone over drawn by this 400$ , which makes it even more disturbing - but even if it were above board, and payoneer enabled such an overdraft , then it can look towards going bust.... It's very easy to join up with payoneer - It's also off shore for most of us .... Put it this way , if I was 500$ overdrawn , I would not be paying it, I would be changing my payment methods and buggering off ...... People leave the country to avoid debt , so why would payoneer let people overseas 'borrow' so much money with no equity to support the loan - unless of course, she didn't borrow it in the first place - which happens to be the case... Either way , it's a fail on their part, and I will be more vigilant with this company from here on .

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    Default Re: Dissapointed with Payoneer :(

    Yes, the airline company have record of February 8 2012 (also the confirmation email of been PAYED that I have is from 8 February too). The record which exists before on Payoneer had been deleted without reason...but it cannot be deleted from the Airline company records or my email date. I wont buy stuff with payoneer card anymore, I'm gona take out the money from ATM and put it on my bank account, and only little transactions not big ones...since this happened to me with a big payment of 1,177 dollars...im kinda dissapointed...I just hope this doesn't happen to anyone else.

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    Default Re: Dissapointed with Payoneer :(

    Quote Originally Posted by Lovelyx View Post
    I did authorized the airline ticket (I was the one who bought it) but that was on February 8 2012 when I have money enough to buy it ($1,400 available on my payoneer...the air ticket was $1.177) and it was all discounted at that time and of course it was also recorded on my credits statement as discounted on February 8 2012. But that statement of that airline ticket on February has misteriously dissappear from my payoneer and appears as yesterday night..come on... they took away all my $715 currently available balance, and I owe them $465 too...I like payoneer I do, but now I'm affraid if for some reason in the near future some of my old history balance where I spent more than $200 bucks are going to dissappear too, and appear like today or yesterday so they can deduct money from my balance again for something I already payed maybe 2 months ago...but of course, since record are misteriusly deleted, with what I can defend????...I have no choice, I need to paid was left on debt cause they dont give me any option, money that comes money they take for my 'debt'. The airline company didn't charge twice I had confirmed with them, they only charge on 8 February and that's the only record of payment they have on their system, is a payoneer problem without doubt..I think i'm gona not make big payments with my card, cause I dont want this problem to happen again to me.
    It often takes awhile to post. If its in the "pending" section, which is where you may have seen the transaction before, it may not have been debited from your card then. It probably now just posted to your account, which is why the money was now deducted. You probably thought beforehand that since it was pending that it was already withdrawn, but wasn't.

    I mean, if its not in your posted history, then it didn't post before and wasn't deducted (or was only temporarily deducted as a hold to make sure your card worked & then given back to you until it posted). The post history shows a detailed account of every transaction that has gone through, as well as your balance after each one. If you find no trace of it there in February, then you must have not had that extra 1200 to begin with that you thought you had because you confused pending with posted?

    ...Or are you saying 1200 just magically disappeared from your account without any trace or record?

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    Default Re: Dissapointed with Payoneer :(

    If that's the case , the answer is pretty simple 'You spent it ' , and you would think payoneer would have advised OP of this when she called in .

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    Default Re: Dissapointed with Payoneer :(

    Quote Originally Posted by ukmissy View Post
    Put it this way , if I was 500$ overdrawn , I would not be paying it, I would be changing my payment methods and buggering off ...... People leave the country to avoid debt , so why would payoneer let people overseas 'borrow' so much money with no equity to support the loan - unless of course, she didn't borrow it in the first place - which happens to be the case... Either way , it's a fail on their part, and I will be more vigilant with this company from here on .
    If you don't pay what a company says you owe, it goes to collections often with added interest & penalty fees. So you'd end up paying it one way or another.

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    Default Re: Dissapointed with Payoneer :(

    I don't think people understand. Payoneer is a debit card. It works like any other debit card. Same with pre-paid cards. You can overdraft. Especially if you have multiple pending charges and they post really late. Its harder to do with a prepaid card that doesn't have a bank account number (since you can set up to have payments deducted from your bank account that post later on), but its still possible. (New Payoneer cards apparently come with an account # now, so I guess you can use the newer ones as a bank account too?)

    Normal banks, sadly, WANT you to overdraft so they make it easy to do... and then charge you $40 for each transaction thereafter ($$$$). Payoneer or any prepaid card doesn't want you to overdraft, so they make it a lot harder (i.e. you can't withdraw more money than you have), but you can still technically overdraft with pending charges that post much later. That has happened to me before on my AccountNow prepaid card and I didn't even know til a month later because I don't really use it (its good for GreenDot MoneyPaks).

    However, if you don't pay it, it goes to collections and destroys your credit, so they know you'll end up paying it.

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    Default Re: Dissapointed with Payoneer :(

    Quote Originally Posted by GlamourRouge View Post
    It often takes awhile to post. If its in the "pending" section, which is where you may have seen the transaction before, it may not have been debited from your card then. It probably now just posted to your account, which is why the money was now deducted. You probably thought beforehand that since it was pending that it was already withdrawn, but wasn't.

    I mean, if its not in your posted history, then it didn't post before and wasn't deducted (or was only temporarily deducted as a hold to make sure your card worked & then given back to you until it posted). The post history shows a detailed account of every transaction that has gone through, as well as your balance after each one. If you find no trace of it there in February, then you must have not had that extra 1200 to begin with that you thought you had because you confused pending with posted?

    ...Or are you saying 1200 just magically disappeared from your account without any trace or record?
    Well, yes 1200 just magically disappeared from my payoneer account balance the nigth of February 8 2012 when I bought the airline ticket. Like I said I had $1,400 on my current balance at that time, I went online and bought an airline ticket, i was in 'pending status' on the airline webpage for like 2 minutes, after 2 minutes it showed as payed and confirmed. I went to my payoneer account and login, and I did saw that it was deducted 'credits' $1,177 (the whole amount of the air ticket) it was on payoneer history as deducted, and my balance from 1,400 was in 223 dollars (so yes, the money was cashed).

    But let's said it was 'pending for confirmation' like you suggest, even if certainly it was cashed I have no longer 1,400 on my card balance i have 223 bucks only, but let's said it was 'pending' ..why on earth that transaction of February 8 that was inside Payoneer history as deducted (and also from my balance) just dissappeared??? why that record got deleted? where is it?? is no longer on my payoneer February history transaction, it got magically erased and showed as yesterday as cashed. So, if it was cashed yesterday from a balance I didn't have available, what happened with that $1,177 that dissapear on february 8 from my card balance and that got recorded on my credits status history that was deleted misteriously???? because that money did dissappear on that date on my payoneer. If payoneer cash out things and discount it from your current balance, what control can I have if it is 'pending' for me is cashed, because I no longer have it on my card balance and it shows on payoneer transaction history as cashed not pending.

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    Default Re: Dissapointed with Payoneer :(

    You should probably go back and balance all your payoneer credits and debits by hand (like you would your checking account, since that is practically how you are using it) to see if they are matching payoneers records. If what you are saying is true, then you should be able to find the discrepancy.



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