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Thread: Fake Collection letter?

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    Default Fake Collection letter?

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    Last edited by lokikola; 11-11-2012 at 05:46 PM.

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    Moderator Miss_McKenna's Avatar
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    Default Re: Fake Collection letter?

    Did you do some research on the company trying to collect the money from you? You might find that when you type in "[name] collections agency Florida" or something, a bunch of stuff will come up about them being a shady agency or a scam. It sounds pretty suspicious about the account number being almost the same as your old number, like maybe someone got a hold of your name, address and old phone number (not too hard these days) and is trying to trick you into thinking you owe money and just handing it over.


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    Default Re: Fake Collection letter?

    ^^^ odds are that a legitimate mistake was made in regard to your 'supposed' debt. Sounds like you have taken the correct steps to clear it up.

    Also agreed that collection agencies do try to cash in on the 'path of least resistance' factor ... i.e. that if the amount is relatively small, and the aggravation factor is made high enough, that many people will simply pay the ( perhaps bogus ) debt claim rather than jumping through the necessary 'hoops' to dispute it.

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    Featured Member Vamp's Avatar
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    Default Re: Fake Collection letter?

    We have had others threads like this.... it seems to be going around.

    I would check my credit report to make sure there hasnt been any identity theft and to see if it even is showing up as a collections. I would also have credit reporting agencies flag my credit report so that it cant be pulled without your permission. Just because you dont see it now doesnt mean it isnt happening.

    I would request from AT&T a letter verifying no outstanding balances. After you recieve the letter I would tell the collection agency about it and that if they didnt leave you alone that you are going to sue them for harassment.

    There are scams that happen when ex employees have information and they need money. This isnt anything to worry about really. You have enough information to stop this from causing damage. If it does cause damage you could easily sue them.
    Nature knows no indecencies; man invents them. ~ Mark Twain


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