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Thread: help self employment info for applications

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    Dizzy help self employment info for applications

    I have looked with every keyword I can think of I really need help. Has anyone applied for a loan or a credit card. What are you suppose to put for the employment info, I know that I am technically self employed but thats all I know. What should I put for the company name address number etc. please help thank you very much

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    Default Re: help self employment info for applications

    You should put "Self Employed" and put your own name, address, phone number, etc. for your employment information.

    If you own your own corporation, you would put that information. If you operate as a DBA, you could put that information.

    WHATEVER YOU DO - DO NOT, I REPEAT DO NOT put the company name, address, phone number, etc. of the website you work for unless you want to a) be inaccurate since you are not technically "employed" by them and b) HAVE IT SHOW UP IN YOUR CREDIT REPORT/BACKGROUND CHECKS.
    xoxo ~ Sarah




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    Default Re: help self employment info for applications

    so for the employer name I just put my name then, should I enter a different number for the employer number thought so its not the same as my contact number?

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    Default Re: help self employment info for applications

    For the employer name you put "Self Employed" and put your own contact phone number.

    What are you applying for? If you don't mind me asking.
    xoxo ~ Sarah




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    Default Re: help self employment info for applications

    A personal loan, have some bills that are due sooner then I will have the funds, my checks have been steady lately but of course the week i need the 400 i get the check from the 220 week lol

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    Default Re: help self employment info for applications

    Quote Originally Posted by Keikonoaki View Post
    A personal loan, have some bills that are due sooner then I will have the funds, my checks have been steady lately but of course the week i need the 400 i get the check from the 220 week lol
    They will probably try to call your place of employment to verify your income... in which case they would be calling you. Not trying to be a downer, but the chances of getting approved for a personal loan without a great credit score and a long standing verifiable source of income (aka not self employed)..... is extremely small.

    Can you call and request extensions? Usually places are willing to work with you if you call ahead and tell them the date you will be able to pay.
    xoxo ~ Sarah




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    Default Re: help self employment info for applications

    Loans are tough to get period.
    If the bills aren't extremely huge, consider a credit card instead. Then that is something you could keep using to build your credit. Just be careful, we all know the downers of having all that credit and not nearly enough cash to begin paying it back.
    & as sarah said, many places would be willing to push your due date back to when you will receive the money. That way you would not pay any interest, as you would with both a loan and a credit card.

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