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Thread: living beyond your means....

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    God/dess Kisca's Avatar
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    Default Re: living beyond your means....

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    Default Re: living beyond your means....

    Many people in my family have this problem, but I don't because I've seen them destroy their lives through materialism. You really need to reevaluate your priorities and what has driven you to this, because I promise you there are few things more terrifying than not knowing how you're going to eat or pay your rent.

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    I'm too paranoid to live beyond a car payment and a few student loans. I don't do anything else but work and study. I only go shopping when people give me gift certificates. Sometimes I feel guilty even spending too much on food.

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    Featured Member Laurisa's Avatar
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    Default Re: living beyond your means....

    I spend about $2500/month on all expenses including gas, rent, utilities, cable, insurance, cell phone, clothing, toiletries, leisure, etc. My rent is $945 so makes up over 1/3 of that. The last time I bought myself something it was a $4 shirt and that was about two months ago. Aside from that I buy my son what he needs and prefer to 'indulge' in having a nice condo and cable package.
    If you are willing to do for one year what other's won't, you can spend a lifetime doing what other's cant.


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    Veteran Member miamia4me's Avatar
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    Last thing I bought was a $5 meal from mcds last night. Splurging.

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    Veteran Member miamia4me's Avatar
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    I also dance and know the fast cash lifestyle but after awhile I just have so many shoes and clothes that I never wear. I am also OCD and very scared of becoming a hoarder. So after years of spending frivolously I thought what if I just live bare bones? Bills and food, that's it. I only buy clothes when my dance wear becomes worn and needs replaced...sometimes I even fix shoes myself. Maybe I just like making challenges for myself? So I also have no pets, last semester in college this year, long distance bf I rarely see, no kids. Since I know how money is tight for other people I think its careless to spend tons on crap I don't need and for what? To be cool and feel good while shopping? I used to go shopping to feel good and its only temporary. After a couple days I don't even remember what I bought. Now I live super poor and even tell others I'm soOoo broke (no one ever asks for money!) And guess what? I'm sitting on thousands as I type this cause I don't want to put more than 10k in the bank. I have about 8 in there and stash the rest. It is about the challenge for me and I love it.

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    Default Re: living beyond your means....

    I'm probably the most frugal stripper there is despite the fact that I make an outrageous amount of money dancing. I'll stay at the most dumpy hotels while traveling, only buy used clothes, and generally try to get most things for free or on discount. I guess the only "luxuries" I buy is organic fruits and vegetables but I'm really into health and diet so I don't really see it as a luxury.

    My (ex) boyfriend actually got mad at me for "hoarding money" because I was so cheap. He thinks it's unhealthy that I like collecting $100's

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    Veteran Member lovelydancer's Avatar
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    Default Re: living beyond your means....

    I have almost $3800 in bills a month (rent, utilities, cell, car insurance cable + internet, 2 credit cards I don't use but I'm trying to pay off *I'm very close on one*, food, gas and student loans *my loans drain my wallet at about $1330 a month*), so overspending or indulging isn't really an option for me. But even before my bills got to be so much, I shopped on a budget. It made me feel good knowing that I saved money on purchases like food or clothes.

    You should really write down where you spend your money and how much. It'll put some of your spending into perspective maybe? Best of luck to you!

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    Default Re: living beyond your means....

    Quote Originally Posted by miamia4me View Post
    I used to go shopping to feel good and its only temporary. After a couple days I don't even remember what I bought. Now I live super poor and even tell others I'm soOoo broke (no one ever asks for money!) And guess what? I'm sitting on thousands as I type this cause I don't want to put more than 10k in the bank. I have about 8 in there and stash the rest. It is about the challenge for me and I love it.
    Are you me??? I used to be SUPER materialistic like 4-6 years ago, but I STOPPED because its pointless and I didn't care about the stuff again after like 3 days. Not to mention, the WORST part of it all was the fact that people look at you and just assume you have money... and then assume that you'll buy them food or entertainment stuff, and those are just NOT the people I want to attract into my life! So I'd much rather act like I'm poor or ambiguously average so that I attract people who like me or me, not for what I have.

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    Veteran Member miamia4me's Avatar
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    Hahaha that is a very amusing coincidence I am so glad there is someone else that understands this. Absolutely right when people see you spend and have tons of nice crap and designer stuff they all want a piece and either ask to borrow or ask for loans. I still get designer gifts from customers but keep them very quiet and don't flash any of them. We are so similar in our ways of thinking. I actually like saving and dressing down. Its easier and saves me $$$. I love it. I try and live on like $10-$20 a day.

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    Default Re: living beyond your means....

    Two years ago my bills used to be 4 grand a month! Not including my hair extensions. I completely empathize and I have down sized. I am learning not to give a fuck about brands, and keeping up with the Joneses. It is liberating, and cheap when you don't care! Whatever makes you happy

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