
Originally Posted by
moonjade6
I disagree with what you're saying, for a few reasons.
Firstly, I'm not evicted, so I'm not appealing eviction, I'm requesting an approval of my payment plan. Since my debt is over a certain amount, I have to go in front of the Committee to get my plan approved. If it's not approved, then I'm evicted.
I've talked with the Committee Coordinator on the phone several times, and she assured me that the goal of the Individual Issues Committee is NOT eviction. They would rather avoid that hassle, and work with the co-op member to ensure that payments are made. The Coordinator herself told me that it's more likely that they'll accept my plan. This is different from a "landlord/tenant" situation. Most of the people living in my co-op are low income; I'm not the only one in my building who has to attend an Individual Issues meeting because of missed payments. Basically they deal with issues like mine on a monthly basis.
Lastly, and most importantly, the Coordinator told me how the decision-making process works, and it is NOT how you describe it: "We'll discuss each situation separately. Normally, we'd start with you there, to ask questions, but since you are proxying, we'll read your proxy and then discuss it. The committee makes decisions on pure consensus, so there's no voting or majority issues; we talk until we all agree about how to proceed. We'll then send you a letter outlining what the committee decided - probably we'll send a quick email the next next day just giving you the basics, and then a more formal letter for your records the next week".
And this is straight from the website: "The Individual Issues Committee, in deliberating on proposed exceptional payment plans, should consider the savings of the member’s house, the member’s documented ability to pay, presence of co-signers, and the committee member’s own judgment." (When I asked what she meant about documented ability to pay, the Coordinator said that I should just write down what my income and frequency of my checks--she doesn't even want paystubs!)
So no, like I said, they're not going to run a credit check, but instead make a decision based on the information I give them. This isn't an apartment management company, so things are done differently.
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