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Thread: First night of my college half term..

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    Senior Member Rosannaxox's Avatar
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    Default First night of my college half term..

    njksss
    Last edited by Rosannaxox; 10-23-2012 at 10:52 AM.

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    God/dess sammii's Avatar
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    Default Re: First night of my college half term..

    Congrats!! I'm so glad camming is working out well for you!!

    As for the overdraft, call the bank and ask them to reverse the charges. I bank with Chase and I've over-drafted my account twice, and both times they reversed the charges when I called and asked. Just be really nice and sweet when you ask and tell them it won't happen again.

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    Senior Member Rosannaxox's Avatar
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    Default Re: First night of my college half term..

    Ah thanks Sammi
    When you say reversing the charges, is that an American way of saying something (I'm English)? What should I say "hey erm the bank is asking me to pay £50 for going overdrawn, can you reverse these charges?" Haha

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    God/dess sammii's Avatar
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    Default Re: First night of my college half term..

    Oh, you must be from the UK, lol. In the US, they deduct how much you owe from your bank account automatically, so that's why I said "reverse the charges."

    It's still the same thing, though. Just call them and politely ask if they can waive the overdraft fee.

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    Senior Member Rosannaxox's Avatar
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    Default Re: First night of my college half term..

    Ah no they've set a date that I need to pay it. Okay I'll try my best, hopefully they'll let me off haha thanks

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    Default Re: First night of my college half term..

    Congrats on doing so well. Most UK banks have a once in a lifetime charge refund policy, so most of the time you can have one set of charges automatically refunded just by asking the bank. Not sure about HSBC but I know Nationwide have this policy.

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