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Thread: how to get a loan or file taxes, basically how do you have proof of income

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    Default how to get a loan or file taxes, basically how do you have proof of income

    so how do you ladies file taxes, or provide proof of income, like if you are going to get a car loan, or if you're going to get an apartment?
    what do you do? when i was a stripper I just had my employer write a letter head and that usually worked, but now that I work for myself
    what do I do?

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    Senior Member MotherTang's Avatar
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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    Bank statements or tax returns are your only options really

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    Senior Member Slutdust's Avatar
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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    ^^ Yep. And if you're like me and love cold hard cash and don't put money in the bank, you might wanna consider photoshopping your bank statements. Hasn't failed me yet.

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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    what do you use as your cover job? when asked on important documents?

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    Senior Member Slutdust's Avatar
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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    I've been using "entertainer" ever since I started dancing. I haven't danced in a couple of years, but I still feel like entertainer applies. It could mean anything really.

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    Senior Member MotherTang's Avatar
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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    Consultant, freelance _________, sales, marketing, research, etc

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    Senior Member Slutdust's Avatar
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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    ^^ Again, yep. Those are good ideas, too. "Entertainer" is what I use on important documents (out of habit mostly), but when I meet people in real life and they ask me what I do, my usual response is either "freelance social media management" or "internet marketing".

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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    I deposit my money into my PayPal account using moneypaks...
    When I got this apartment (managed, not privately owned),
    I told them the only proof of income I really had was PayPal because thats what I got paid through,
    So all I had to do was print out 3 months of statements, and I was good to go.

    As far as how to file taxes, just keep records of how much you make, and file as usual.
    They wont question it....but if you ever get audited for any reason, then your records will come in handy.
    The better you keep your records, the more legitimate they will come off.

    As for what I put down..either designer or consultant...depends on my mood.
    They dont care...as long as they can see you have income coming in, they dont care how you make it.
    Don't blink. Don't even blink. Blink and you're dead. Don't turn your back. Don't look away. And don't blink!

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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    Your job is an independent contractor, very similar to the dancers on this board except the legitimate business deductions available to you would be slightly different. There is a ton of info in here and the Dollar Den about how to keep records and file taxes.

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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    http://www.companiontax.com/ she might be able to help
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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    There are 2 answers to this question.
    1. If you don't feel like dealing with this you need to find a bookkeeper or CPA to do it for you.

    2. If you do feel like doing it yourself youu need to start keeping a papertrail.
    Self employed freelance consultants like us are to pay taxes quarterly (form 1040 ES).

    I'm eating left over halloween candy ant it would take me to long to talk about the process of start to finish (llc ein bank account, etc.)

    I never had to depend on using my side hustle for anything because I have a 9-5, but I always include it when I apply for stuff. When they see you make X amount of money a year they tend to ignore shitty credit.

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    Default Re: how to get a loan or file taxes, basically how do you have proof of income

    In all these situations nobody actually cares what you do, they just want to be assured that you consistently get paid so they can consistently get paid. I've used everything from artist, to consultant, to the very vague internet entrepreneur. Just make consistent deposits, pay taxes, and keep records.
    Personal beauty is a greater recommendation than any letter of reference. - Aristotle


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